NFL AI Predictions Week 4: ATS Picks & Score Projections for Every Game

C Jackson Cowart - Betting Analyst at Covers.com
C Jackson Cowart • Betting Analyst 10+ years betting experience
Updated: Sep 29, 2026 , 03:35 PM ET

We trained ChatGPT to project the final score for all 16 games in NFL Week 4, along with ATS and Over/Under picks based on the latest odds from Kalshi.

NFL AI predictions Week 4, Jacksonville Jaguars wide receiver Parker Washington (11) celebrates a first down.
Photo By - Photo by Morgan Tencza / Imagn Images via Reuters Connect. Jacksonville Jaguars wide receiver Parker Washington (11) celebrates a first down.

After posting an 11-5 record straight up and against the spread last week, our NFL AI predictions for Week 4 target two underdogs to win outright as part of our AI picks and score predictions for all 16 games this week.

I trained our AI prediction model using GPT-6 Astra, the latest version of ChatGPT, using decades of historical data combined with preseason ratings and real-time updates during the season. The model has generated an exact score prediction for all 16 games, which powers its NFL picks against the spread and on the total based on the latest NFL odds.

NFL AI picks for every Week 4 game

All lines based on the market price at Kalshi at time of publish; all times Eastern. Select a score for the full matchup breakdown.

Kickoff Matchup ATS O/U Score
Oct 18:15 pmPrime Video
PITCLE
CLE+2.5 Over38.5 PIT 21CLE 19
Oct 49:30 amNFL Network
INDWAS
WAS+3.5 Over47.5 IND 27WAS 24
Oct 41 pmCBS
TENBAL
TEN+11.5 Over43.5 BAL 27TEN 17
Oct 41 pmCBS
NEBUF
BUF-6.5 Under48.5 BUF 27NE 20
Oct 41 pmFOX
NYJCHI
CHI-3.5 Over42.5 CHI 27NYJ 20
Oct 41 pmCBS
JAXCIN
JAX+2.5 Under51.5 JAX 26CIN 24
Oct 41 pmFOX
DALHOU
DAL+2.5 Under47.5 HOU 24DAL 22
Oct 41 pmCBS
ARINYG
NYG+1.5 Under44.5 ARI 21NYG 20
Oct 41 pmFOX
LARPHI
PHI+3.5 Under43.5 LAR 23PHI 20
Oct 41 pmFOX
GBTB
TB+3.5 Over40.5 TB 24GB 23
Oct 44:05 pmFOX
MIAMIN
MIA+10.5 Over38.5 MIN 24MIA 16
Oct 44:25 pmCBS
KCLV
KC-4.5 Under47.5 KC 24LV 19
Oct 44:25 pmCBS
LACSEA
SEA-7.5 Over42.5 SEA 27LAC 17
Oct 44:25 pmCBS
DENSF
SF-2.5 Under46.5 SF 26DEN 20
Oct 48:20 pmNBC
DETCAR
CAR+3.5 Over50.5 DET 27CAR 24
Oct 58:15 pmESPN
ATLNO
NO-2.5 Under48.5 NO 24ATL 20
to coverJaguars at Bengals · Sunday, 1 pm ET
Jacksonville Jaguars

Jaguars+2.5

Score prediction
Jaguars 26, Bengals 24

Jacksonville can win the matchup that matters most

Jacksonville has allowed only 36 points through three games, including six in Sunday’s win over New England. Joe Burrow presents a much tougher test than the Jaguars faced last week, but their pass protection gives Trevor Lawrence a chance to keep pace. Jacksonville has surrendered four sacks this season; Cincinnati has generated 10. If the Jaguars can keep Lawrence upright without sacrificing too many receiving options, they can make this a game in which both quarterbacks have to sustain drives.

Our projection is Jaguars 26, Bengals 24, which makes Jacksonville +2.5 the best pick. The 4.5-point gap between the projected margin and the spread is tied with Tampa Bay for the largest on the board. Jacksonville gets the featured selection because its defensive results offer a stronger complement to the outright forecast. Burrow and home field keep Cincinnati dangerous, but we get the points with a team the model already has winning.

NFL AI biggest upset: Buccaneers over Packers

Biggest outright upsetPackers at Buccaneers · Sunday, 1 pm ET
Tampa Bay Buccaneers

BuccaneersWin outright

Score prediction
Buccaneers 24, Packers 23

Tampa Bay can make Green Bay work for its offense

Green Bay’s offense has not earned an easy road assignment. The Packers have scored 56 points through three games and converted only 10 of 36 third downs. Tampa Bay’s run defense offers a way to keep those problems going: it has allowed about 3.3 yards per rushing attempt, while Green Bay has averaged roughly 3.0. Making Jordan Love carry the offense on longer downs would give the Buccaneers a plausible route to a home upset.

Tampa Bay has plenty to fix, too, especially after allowing 13 sacks in three games. Baker Mayfield needs more manageable situations than he had in last week’s 23–16 loss to Minnesota. Our 24–23 Buccaneers projection is a narrow call, but it makes Tampa Bay the largest spread underdog we have winning outright. The Buccaneers’ 37% Kalshi win quote is the market price, while the model’s score forecast supplies the upset pick.

NFL Week 4 AI predictions and analysis

Steelers vs Browns AI prediction

THU · 8:15 pm ET · Prime Video
PittsburghSteelers
2119
Score prediction
ClevelandBrowns
KalshiWin probability · market-implied
PIT 58%CLE 43%
Projected marginSteelers by 2
Projected total40 points
More analysis

Both offenses need to show that last week’s improvement can last. Pittsburgh scored 30 against Cincinnati after managing 23 points across its first two games. Cleveland has allowed nine sacks and converted only 11 of 36 third downs this season, giving the Steelers a chance to disrupt Deshaun Watson without needing their own offense to win a shootout.

We have Pittsburgh winning 21–19, which leaves Browns +2.5 as the spread pick. Cleveland’s seven sacks suggest Aaron Rodgers will face pressure of his own, and the two-point projection gives the home underdog a little room. Our combined 40 points put us on Over 38.5, although neither selection has much separation from the line.

Colts vs Commanders AI prediction

SUN · 9:30 am ET · NFL Network · London
IndianapolisColts
2724
Score prediction
WashingtonCommanders
KalshiWin probability · market-implied
IND 64%WAS 37%
Projected marginColts by 3
Projected total51 points
More analysis

One better defensive week does not erase the Colts’ early problems. Indianapolis held Houston to 17 points after allowing 74 in its first two games. Washington has conceded 92 points through three outings, so Daniel Jones and Jonathan Taylor should have opportunities in London. The Commanders showed they can answer offensively in their 33–31 win over Seattle.

Our neutral-site forecast is Colts 27, Commanders 24, leading to Washington +3.5 and Over 47.5. Jayden Daniels is expected to practice in London, but that does not confirm his availability. The model’s Daniels and Marcus Mariota scenarios both produce the same 27–24 score, keeping the picks consistent while Washington’s quarterback decision remains open.

Titans vs Ravens AI prediction

SUN · 1 pm ET · CBS
TennesseeTitans
1727
Score prediction
BaltimoreRavens
KalshiWin probability · market-implied
TEN 15%BAL 86%
Projected marginRavens by 10
Projected total44 points
More analysis

Tennessee has to find offense before Baltimore can turn this into a chase. The Titans have scored just 37 points this season and managed only seven last week. Baltimore has scored 92, with Lamar Jackson and the running game offering a difficult assignment for a defense that has otherwise kept Tennessee competitive.

The model calls for Ravens 27, Titans 17. That is a clear Baltimore win, but it still makes Tennessee +11.5 our ATS pick. The Titans’ defense has allowed 59 points across three games, giving the underdog a better case than its offense would suggest. Our 44-point projection also lands just above 43.5 for an Over pick.

Patriots vs Bills AI prediction

SUN · 1 pm ET · CBS
New EnglandPatriots
2027
Score prediction
BuffaloBills
KalshiWin probability · market-implied
NE 28%BUF 74%
Projected marginBills by 7
Projected total47 points
More analysis

Buffalo can win without asking Josh Allen to carry every possession. The Bills have scored 101 points through three games and have been productive on the ground. New England has managed just 36 points and comes off a 35–6 loss at Jacksonville. The Patriots need sustained offense to keep Allen from getting repeated chances against a tiring defense.

We project Bills 27, Patriots 20, enough for Buffalo -6.5. New England has allowed nine sacks, and Buffalo’s defense has recorded nine, making protection a central part of Drake Maye’s assignment. The forecast gives the Patriots a rebound from last week’s six-point outing without asking them to match Buffalo, with Under 48.5 completing the picks.

Jets vs Bears AI prediction

SUN · 1 pm ET · FOX
New YorkJets
2027
Score prediction
ChicagoBears
KalshiWin probability · market-implied
NYJ 39%CHI 63%
Projected marginBears by 7
Projected total47 points
More analysis

Chicago’s running game gives it a useful starting point while the quarterback decision develops. The Bears have averaged roughly 5.4 yards per rushing attempt this season. The Jets have struggled to establish the same balance, averaging about 3.4, which puts more responsibility on Geno Smith against a defense coming off a seven-point performance versus Philadelphia.

Our forecast is Bears 27, Jets 20, supporting Chicago -3.5 and Over 42.5. Caleb Williams’ hamstring and the choice between Case Keenum and Tyson Bagent still need monitoring, but all three quarterback scenarios produce the same displayed score. Chicago is coming off a short week; its ability to keep the offense out of obvious passing situations is the stronger reason to back the home team.

Jaguars vs Bengals AI prediction

SUN · 1 pm ET · CBS
JacksonvilleJaguars
2624
Score prediction
CincinnatiBengals
KalshiWin probability · market-implied
JAX 43%CIN 58%
Projected marginJaguars by 2
Projected total50 points
More analysis

Cincinnati’s pass rush is the clearest obstacle to another productive Jacksonville afternoon. The Bengals have 10 sacks in three games, while the Jaguars have allowed only four. Trevor Lawrence comes off a 35–6 win, but a trip to face Joe Burrow should demand considerably more than Jacksonville needed against New England.

The model favors the Jaguars 26–24, making Jacksonville +2.5 our best pick. Its defense has allowed only 36 points this season, giving the visitors a foundation even if Burrow moves the ball more effectively than their previous opponents. The forecast still allows both offenses to reach the mid-20s, with Under 51.5 getting the nod against a projected total of 50.

Cowboys vs Texans AI prediction

SUN · 1 pm ET · FOX
DallasCowboys
2224
Score prediction
HoustonTexans
KalshiWin probability · market-implied
DAL 44%HOU 57%
Projected marginTexans by 2
Projected total46 points
More analysis

Houston’s protection has to improve for its offense to take advantage of this matchup. The Texans have allowed 10 sacks and scored only 23 points over the past two weeks. Dallas has generated just two sacks through three games, so C.J. Stroud has a chance to operate with less disruption than he has faced lately.

Our Texans 24, Cowboys 22 prediction makes Dallas +2.5 the ATS pick. Dak Prescott’s offense has scored 88 points this season, and the Cowboys have allowed only three sacks, setting up a useful test against Houston’s 11-sack defense. We expect the Texans to recover some offensive production, but the projected total of 46 still points to Under 47.5.

Cardinals vs Giants AI prediction

SUN · 1 pm ET · CBS
ArizonaCardinals
2120
Score prediction
New YorkGiants
KalshiWin probability · market-implied
ARI 53%NYG 49%
Projected marginCardinals by 1
Projected total41 points
More analysis

The Giants need more from their offense than they showed in a 12–7 win over Tennessee. Jameis Winston remains the starting point with Jaxson Dart out for the regular season. Arizona offers an opportunity after allowing 81 points in three games, but New York has scored only 18 across its past two outings.

We have the Cardinals winning 21–20, which makes Giants +1.5 the spread selection. Arizona scored 30 against San Francisco last week, yet its defense allowed 36 and has not supplied much margin for error. The model expects a lower-scoring game here, with the 41-point projection supporting Under 44.5. Both the outright and spread calls are close.

Rams vs Eagles AI prediction

SUN · 1 pm ET · FOX
Los AngelesRams
2320
Score prediction
PhiladelphiaEagles
KalshiWin probability · market-implied
LAR 61%PHI 40%
Projected marginRams by 3
Projected total43 points
More analysis

Philadelphia needs a much cleaner offensive performance after Monday’s loss in Chicago. The Eagles scored seven points and now have a short turnaround against a Rams team that has moved the ball efficiently. Los Angeles has its own frustration to address after scoring 26 in Denver and still coming away with a loss.

Our projection is Rams 23, Eagles 20. We are taking Philadelphia +3.5, with home field and a field-goal forecast giving the Eagles a narrow ATS case despite the outright pick going to Los Angeles. Philadelphia has allowed eight sacks this season, so protecting Jalen Hurts is central to that response. The combined 43 points leave a small lean to Under 43.5.

Packers vs Buccaneers AI prediction

SUN · 1 pm ET · FOX
Green BayPackers
2324
Score prediction
Tampa BayBuccaneers
KalshiWin probability · market-implied
GB 64%TB 37%
Projected marginBuccaneers by 1
Projected total47 points
More analysis

Green Bay’s difficulty staying on the field gives Tampa Bay a route to the upset. The Packers have converted 10 of 36 third downs and scored only 56 points through three games. Their running game has also struggled, which is an awkward fit against a Buccaneers defense allowing roughly 3.3 yards per rushing attempt.

We project Buccaneers 24, Packers 23, backing Tampa Bay +3.5 and an outright home win. The concern is protection: Tampa Bay has allowed 13 sacks, so Baker Mayfield cannot afford another afternoon spent recovering from negative plays. The 47-point forecast is well above 40.5, making Over the total pick despite both offenses’ uneven starts.

Dolphins vs Vikings AI prediction

SUN · 4:05 pm ET · FOX
MiamiDolphins
1624
Score prediction
MinnesotaVikings
KalshiWin probability · market-implied
MIA 17%MIN 85%
Projected marginVikings by 8
Projected total40 points
More analysis

Minnesota’s pass rush is a difficult matchup for a Miami offense still searching for its footing. The Vikings have 14 sacks in three games, while the Dolphins have allowed nine and scored only 36 points. Kyler Murray’s offense should also benefit if Miami continues struggling to generate pressure after going three games without a sack.

The model gives Minnesota a 24–16 win, but that margin points to Dolphins +10.5. Miami does not need to solve every offensive issue to stay inside a double-digit spread, although Malik Willis will have to avoid giving Minnesota short fields. Our projected total of 40 also puts us on Over 38.5, with the Vikings doing most of the scoring.

Chiefs vs Raiders AI prediction

SUN · 4:25 pm ET · CBS
Kansas CityChiefs
2419
Score prediction
Las VegasRaiders
KalshiWin probability · market-implied
KC 66%LV 36%
Projected marginChiefs by 5
Projected total43 points
More analysis

The Raiders’ strong start gets a meaningful test against Kansas City’s defense. Las Vegas scored 35 in New Orleans and has 88 points through three games. The Chiefs have allowed only 50, including 10 in Miami last week, and their own offense can put pressure on Kirk Cousins to sustain that production.

We have Kansas City winning 24–19, just enough for Chiefs -4.5. The Raiders’ 10 sacks make protecting Patrick Mahomes a priority, but Kansas City has allowed only four so far. That matchup gives Las Vegas a way to compete without making it the outright pick. The 43-point forecast supports Under 47.5.

Chargers vs Seahawks AI prediction

SUN · 4:25 pm ET · CBS
Los AngelesChargers
1727
Score prediction
SeattleSeahawks
KalshiWin probability · market-implied
LAC 27%SEA 75%
Projected marginSeahawks by 10
Projected total44 points
More analysis

Seattle’s defensive matchup looks more favorable than last week’s final score suggests. The Seahawks gave up 33 points in Washington, but had allowed just 17 across their first two games. The Chargers have scored only 44 points this season and have allowed eight sacks, leaving Justin Herbert with little room for stalled possessions.

Our Seahawks 27, Chargers 17 forecast supports Seattle -7.5. Sam Darnold’s offense has scored 75 points through three weeks and has allowed only three sacks, giving the home team a stronger base for sustained scoring. We are also taking Over 42.5, with the projected total of 44 allowing for a modest Chargers contribution rather than a full offensive turnaround.

Broncos vs 49ers AI prediction

SUN · 4:25 pm ET · CBS
DenverBroncos
2026
Score prediction
San Francisco49ers
KalshiWin probability · market-implied
DEN 44%SF 58%
Projected margin49ers by 6
Projected total46 points
More analysis

Denver has to disrupt a San Francisco passing game that has barely been touched. The 49ers have not allowed a sack through three games and have scored 98 points. Denver’s eight sacks suggest its defense can make that protection work harder, but Brock Purdy has been operating with the time needed to keep the offense productive.

The model projects 49ers 26, Broncos 20, putting San Francisco -2.5 among our stronger spread leans. Denver scored 30 against the Rams after managing 30 across its first two games, so the forecast asks the Broncos to maintain some improvement against a different defense. Our total of 46 lands just below the line, giving us Under 46.5.

Lions vs Panthers AI prediction

SUN · 8:20 pm ET · NBC
DetroitLions
2724
Score prediction
CarolinaPanthers
KalshiWin probability · market-implied
DET 65%CAR 36%
Projected marginLions by 3
Projected total51 points
More analysis

Detroit’s defense has left its offense with plenty to do. The Lions have scored 93 points but allowed 95 through three games. Carolina has produced 89 points of its own, although its last two outings were less explosive than the 37-point opener. Bryce Young should have opportunities if Detroit continues allowing opponents to stay in games.

Our Lions 27, Panthers 24 prediction makes Carolina +3.5 the ATS choice. The concern for the Panthers is a defense allowing nearly six yards per rushing attempt, which gives Detroit a way to control possessions without relying entirely on Jared Goff. A projected total of 51 narrowly supports Over 50.5 in the Sunday night matchup.

Falcons vs Saints AI prediction

MON · 8:15 pm ET · ESPN
AtlantaFalcons
2024
Score prediction
New OrleansSaints
KalshiWin probability · market-implied
ATL 43%NO 59%
Projected marginSaints by 4
Projected total44 points
More analysis

Michael Penix Jr. changed Atlanta’s offensive outlook in his return. The Falcons scored 35 at Green Bay after managing only 16 points in their first two games. New Orleans has allowed 83 points this season, but its own offense has scored 81, giving Tyler Shough a chance to answer at home.

We project Saints 24, Falcons 20, leading to New Orleans -2.5. Atlanta’s 35-point performance is encouraging, but the model stops short of treating one strong game as its new weekly scoring level. The Saints have allowed 10 sacks, so their protection still matters against a Falcons defense that can challenge the run. Our combined 44 points support Under 48.5.

NFL AI picks record 2026

Period SU ATS O/U Best Pick
Week 3 11–5 11–5 7–9 1–0
Season 29–19 25–23 21–27 1–2

Records are compared against the original odds at time of publish.

How our NFL AI predictions work

Our NFL AI predictions use a custom forecasting model built with GPT-6 Astra to project a final score for each matchup using historical scoring results, team-strength ratings, game conditions, matchup details, and other relevant context for predicting the final score.

The score forecasts are fixed before we compare them with the selected Kalshi spread and total to produce our ATS and Over/Under picks. Kalshi percentages are market quotes, separate from the score forecasts. We track results against the original selections and lines at time of publish.

We’ll continue updating the process as the season develops and publicly track every published score prediction, ATS pick, and Over/Under selection.


Odds and market lines are correct at the time of publishing and are subject to change.
Not intended for use in MA.
Affiliate Disclosure: Our team of experts has thoroughly researched and handpicked each product that appears on our website. We may receive compensation if you sign up through our links.

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C Jackson Cowart
Betting Analyst

C Jackson Cowart is a content strategy consultant for Covers with a special focus on big events and research projects. In his seven years covering sports betting as a predictive analyst, features writer, and industry reporter, he has stayed true to "process over results" while specifically targeting futures betting and news-driven markets, where he can lean on advanced metrics and an understanding of market psychology to attack value before the number moves.

An award-winning writer and editor with a decade of experience in sports media, "C-Jax" has previously worked with ESPN, Forbes, theScore, and multiple large daily newspapers. He's a proud graduate of the University of North Carolina, where he covered the Tar Heels' championship run through the 2017 NCAA men's basketball tournament. He's cashed some big tickets over the years — including Lamar Jackson to win MVP (twice) — but he's still haunted by enough second-place slips to wallpaper his home office.

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