Colts vs Commanders Prediction, Picks & Early Odds: NFL Week 4

Quinn Allen - Betting Analyst at Covers.com
Quinn Allen • Betting Analyst 7+ years betting experience
Updated: Sep 28, 2026 , 08:40 AM ET • 4 min read

I expect the Indianapolis defense to keep it improving in what should be a close game in London.

Jonathan Taylor Daniel Jones Indianapolis Colts NFL
Photo By - Reuters Connect. Indianapolis Colts quarterback Daniel Jones (17) and running back Jonathan Taylor (28) react before the game at Lucas Oil Stadium

Two teams coming off massive wins in Week 3 will clash on Sunday in London as the Indianapolis Colts visit the Washington Commanders as an early 3.5-point road favorite.

My Colts vs Commanders prediction expects Indianapolis to keep it rolling, as Marcus Mariota will struggle to replicate his last performance. 

Read more in my NFL picks for Sunday, Oct. 4. 

Colts vs Commanders predictions

For help understanding Kalshi probabilities, see our odds calculator.

Pick Kalshi
Probability
Colts -3.5 48%
Over 46.5 points 51%

Percentages courtesy of Kalshi, one of the best prediction market apps.

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Early Colts vs Commanders spread pick: Colts -3.5

Kalshi probability: 48%

Play up to 55%.

I expect a close game at a neutral site in London, with both teams traveling overseas. The Indianapolis Colts didn't play their best offensive game in Week 3, but Daniel Jones did enough to get his team over the line against the Houston Texans. Plus, Indy's defense improved significantly, holding Houston to just 237 total yards.

Yes, Marcus Mariota just led the Washington Commanders to an upset win over the Seahawks, but Washington was outgained by nearly 200 yards. Sloppy mistakes by the defending champs also allowed the Commanders to take advantage in the turnover department.

Jones has moved the football efficiently overall despite some fumble issues, and I expect him to bounce back against a Commanders defense that has allowed 30+ points in back-to-back games.

If this moves above 5.5, I'd take Washington against the spread, but with the line sitting around a field goal right now, I'm backing the Colts.

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Early Colts vs Commanders total pick: Over 46.5 points

Kalshi probability: 51%

Play up to 55%.

Although the Colts made strides on the defensive end, they're far from a finished product, and Washington showed it can score even without Jayden Daniels under center. I do believe we'll see offense on both sides. 

Two of the three games for both teams have comfortably cashed the Over. Indianapolis is averaging 26.5 points scored and 37 allowed, while Washington is at 21 scored and 30.5 allowed. It's obviously a small sample size early on, but that will prove to be the norm. 

The London fans should get their money's worth. 

Colts vs Commanders odds

For help understanding Kalshi probabilities, see our odds calculator.

  • Colts vs Commanders spread: Colts -3.5
  • Colts vs Commanders moneyline: Colts 62%, Commanders 39%
  • Colts vs Commanders Over/Under: 46.5

How to watch Colts vs Commanders

  • Date: Sunday, Sept. 20, 2026, 9:30 a.m. ET
  • City: London, England
  • Venue: Tottenham Hotspur Stadium
  • TV: NFL Network

Odds are correct at the time of publishing and are subject to change.
Not intended for use in MA.
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Quinn Allen - Covers
Betting Analyst

Quinn Allen is an experienced sports journalist from Vancouver, Canada who fell in love with sports by the time he could walk. He proceeded to play high-level baseball and soccer growing up and eventually played college baseball in the United States.

After his career ended, Quinn received his broadcast journalism degree from BCIT and has since written for many sports publications including ClutchPoints, Gino Hard, and RG, where he plies his trade as a writer and editor.

Quinn's favorite team is Chelsea FC and he'd like to watch a match at Stamford Bridge one day. He loves to bet on NBA player props and encourages others to bet responsibly and not chase losses.

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