Panthers vs 49ers Predictions, Picks & Best Bets for Monday Night Football Week 12

Inglis' prediction: Bank on Leggette.

Josh Inglis - Betting Analyst at Covers.com
Josh Inglis • Betting Analyst
Nov 23, 2025 • 16:00 ET • 4 min read

NFL

Match starts: 27 hrs
SF
64 %
CAR
36 %
EXPERT PICK - PROP
Xavier Legette o24.5  Receiving Yards (-115) Xavier Legette o24.5 Receiving Yards (-115)
Read Analysis
Carolina Panthers wide receiver Xavier Legette (17) runs with the ball.
Photo By - Imagn Images.

Monday Night Football brings us a fascinating matchup as the Carolina Panthers roll into San Francisco as 7-point road underdogs against a 49ers offense that’s finally healthy and firing again.

My Panthers vs. 49ers predictions focus on the Carolina pass-game and what is a rather low number for his No. 2 receiver. 

Read on for my NFL picks for Monday, November 24. 

Panthers vs 49ers prediction

Panthers vs 49ers Best bet: Xavier Legette Over 24.5 receiving yards (-115)

Tetairoa McMillan should stay busy on Monday night, but after Bryce Young’s historic performance last week, it’s his No. 2 option, Xavier Legette, who profiles as the best matchup play against a soft San Francisco 49ers defense.

Legette saw the second-most targets on the team last week with eight and turned them into four catches for 83 yards and a touchdown. It was his second game with 80 or more yards since Week 7, and his usage continues to trend upward.

The matchup is even more favorable this week. San Francisco’s defense is already missing key contributors and may be without two additional starting linebackers. Jacoby Brissett just set the single-game completion record against this unit, and the 49ers have allowed 114 points across their last four games. This could easily be a softer matchup than Atlanta.

THE BLITZ projects Legette for 37 yards, ahead of Jalen Coker, who’s competing for WR2 targets. Legette did suffer a hip injury last week, but he was a full participant late in the week, suggesting that another strong role with 8+ target potential — especially if Carolina is chasing — is secure.

With both offenses likely moving the ball in a 50-point total, sticking with secondary receiver overs remains a profitable angle, and Legette fits that profile perfectly.

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Panthers vs 49ers MNF same-game parlay

It's a game with a 49.5-point total, and both of these teams were in shootouts last week where wide receivers went off. The only member that isn't included in this foursome that might have more passing yards is George Kittle, but this is a WR1+WR2 stack that is asking for Under 100 receiving yards combined for each team. 

Panthers vs 49ers SGP 

  • Xavier Legette Over 24.5 receiving yards
  • Ricky Pearsall Over 41.5 receiving yards
  • Jauan Jennings Over 47.5 receiving yards
  • Tetairoa McMillan Over 61.5 receiving yards

Our big-ticket SGP: TD Trio

George Kittle and Tetairoa McMillan are the two shortest non-RB TDs, and Legette was a legit target last week and caught a tuddy himself. Just remember, Brissett threw for almost 500 yards vs. the 49ers' defense last week and Brock Purdy and this offense still won 41-22.

Panthers vs 49ers SGP

  • Xavier Legette anytime touchdown
  • Tetairoa McMillan anytime touchdown
  • George Kittle anytime touchdown

Covers MNF BTE

Panthers vs 49ers odds

  • Spread: Panthers +7 | 49ers -7
  • Moneyline: Panthers +290 | 49ers -370
  • Over/Under: Over 49.5 | Under 49.5

Panthers vs 49ers betting trend to know

The Panthers are 9-2 ATS historically in San Francisco. Find more NFL betting trends for Panthers vs. 49ers.

How to watch Panthers vs 49ers

Location Levi's Stadium, Santa Clara, CA
Date Monday, November 24, 2025
Kickoff 8:15 p.m. ET
TV ESPN

Panthers vs 49ers latest injuries

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Josh Inglis - Covers
Betting Analyst

Josh Inglis is a rising star in the sports betting content space, specializing in MLB, NHL, and NFL markets. Since joining Covers in 2019, Josh has focused his betting expertise on player props and derivative markets, finding them easier for beating the closing line compared to sides and totals. His engaging analysis and content have been showcased on major networks such as TSN, VSiN, BetMGM Network, and NBC. Josh is a prolific bettor, tracking over 2,500 bets annually and he consistently shares his results through monthly transparency reports. At Covers, he is renowned for his MLB release shows and NHL Puck Props, which are integral parts of the site's live content lineup.

Before his tenure at Covers, Josh spent a decade teaching while pursuing sports media on the side. He has also contributed to live global senior-level broadcasts for the WBSC.

Josh advocates for sports bettors to bet early, emphasizing the importance of securing better numbers by beating the public to the market. He also advises having multiple sportsbook accounts to ensure access to the best possible odds.

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