NFL Week 3 Odds and Betting Lines: Eagles -3.5 on MNF vs Bears

Jason Logan: Senior Betting Analyst at Covers
Jason Logan • Senior Betting Analyst 21+ years betting experience
Updated: Sep 28, 2026 , 08:07 AM ET • 4 min read

NFL odds for Week 3 are on the board, with the Eagles favored by 3.5 points on Monday Night Football vs. the Bears.

Darius Cooper Philadelphia Eagles NFL
Photo By - Reuters Connect. Philadelphia Eagles wide receiver Darius Cooper (80) scores a touchdown late in the fourth quarter for a 24-20 win against the Tennessee Titans

The NFL Week 3 odds opened with an upset on TNF, as the Falcons demolished the Packers in Green Bay and capped Sunday with another as the Rams fell to the Broncos on SNF. 

Without Caleb Williams, the Chicago Bears are 3.5-point underdogs to the Philadelphia Eagles tonight. Will we see another prime-time upset or will the road favorites prevail?

We're tracking the latest NFL odds, spreads, outrights, and totals for every game on the slate ahead of Monday Night Football.

NFL odds Week 3

Matchup Spread Moneyline Over/Under
Los Angeles Chargers
vs
Buffalo Bills
+7.5 53%
-7.5 48%
25%
75%
o50.5 48%
u50.5 52%
Carolina Panthers
vs
Cleveland Browns
-2.5 49%
+2.5 52%
55%
45%
o42.5 49%
u42.5 51%
New York Jets
vs
Detroit Lions
+6.5 50%
-6.5 51%
28%
72%
o48.5 51%
u48.5 50%
Houston Texans
vs
Indianapolis Colts
-1.5 51%
+1.5 50%
53%
47%
o42.5 51%
u42.5 50%
Kansas City Chiefs
vs
Miami Dolphins
-9.5 52%
+9.5 49%
85%
15%
o44.5 52%
u44.5 48%
Tennessee Titans
vs
New York Giants
+2.5 51%
-2.5 49%
45%
55%
o37.5 50%
u37.5 50%
Cincinnati Bengals
vs
Pittsburgh Steelers
-3.5 48%
+3.5 53%
61%
39%
o42.5 50%
u42.5 50%
Seattle Seahawks
vs
Washington Commanders
-7.5 53%
+7.5 48%
76%
24%
o39.5 52%
u39.5 49%
New England Patriots
vs
Jacksonville Jaguars
+2.5 47%
-2.5 54%
41%
59%
o46.5 49%
u46.5 52%
Arizona Cardinals
vs
San Francisco 49ers
+7.5 51%
-7.5 50%
23%
77%
o48.5 49%
u48.5 51%
Minnesota Vikings
vs
Tampa Bay Buccaneers
-1.5 49%
+1.5 52%
52%
48%
o42.5 49%
u42.5 51%
Baltimore Ravens
vs
Dallas Cowboys
-3.5 48%
+3.5 53%
62%
38%
o53.5 49%
u53.5 52%
Las Vegas Raiders
vs
New Orleans Saints
+3.5 53%
-3.5 48%
39%
61%
o43.5 52%
u43.5 49%
Los Angeles Rams
vs
Denver Broncos
-2.5 48%
+2.5 52%
54%
46%
o44.5 49%
u44.5 51%
Philadelphia Eagles
vs
Chicago Bears
-3.5 51%
+3.5 50%
65%
35%
o41.5 50%
u41.5 50%

Lines as of 9-28.

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Sunday Night Football: Rams vs Broncos odds (8:20 p.m. ET, NBC)

Opening line

The L.A. Rams looked more like NFC front-runners in Week 2, beating up the Giants on MNF. The Rams were 2.5-point road favorites in Denver but that slimmed to -1.5. Both teams have notables questionable on offense, including L.A. WR1 Puka Nacua. The total hit the board at 46.5 but has dipped to 45.5 O/U after the Rams' win on Monday.

Also see: full Sunday Night Football odds

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Monday Night Football: Eagles vs Bears odds (8:15 p.m., ESPN)

Opening line

Look-ahead lines had Chicago as a 1.5-point home favorite on Monday Night Football, but after Caleb Williams suffered a hamstring strain and is questionable for Week 3, the line reposted with the Bears as 3.5-point underdogs against the Eagles. Chicago backup Tyson Bagent is in concussion protocol, meaning there's a chance third-stringer Case Keenum will suit up. The total opened at 43.5 points – down from the look-ahead total of 47.5 – and has ticked up to 44.5 O/U. 

Also see: full Monday Night Football odds


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Best NFL bets this week

Looking for our favorite spread, total, and NFL prop bets for this week's action? Check out our best free NFL picks from the Covers staff!

Odds are correct at the time of publishing and are subject to change.
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Jason Logan Senior Industry Analyst Covers.com
Senior Betting Analyst

In his 20 years with Covers, lead NFL betting analyst Jason Logan has seen it all and bet it all. Through the wild west of early Internet gambling to lobbying for legalized sports betting to our brave new wagering world, Jason has been a consistent source of actionable info and entertainment for squares and sharps alike.

Since joining the Covers team back in 2005, he honed his handicapping skills to provide audiences with the most thorough insights, blending traditional capping methods with advanced modelling and predictive analysis. Jason has studied the ins and outs of the sports betting business, learning from some of the most successful gamblers in the industry and the biggest sportsbook operators on the planet.

He is under center for Covers during NFL season as our top NFL expert, taking the points in his infamous NFL Underdogs column and representing the Covers Community at the Super Bowl. While he lives for football season, Jason's first love is basketball and that shows in his in-depth NBA, NCAA, and WNBA betting breakdowns.

On top of being a mainstay in media from coast to coast at stations like WPIX, PHL17, Fox 5 San Diego, WGNO, TSN, SportsNet, ESPN Radio, Jason's analysis has also been featured in USA Today, MSNBC, ESPN, the Wall Street Journal, CBS, Bloomberg, the L.A. Times, the New York Times and other major publications. You can also find JLo stuffing all the top picks and predictions he can into 10 minutes as the host of Covers' flagship podcast, The Sharp 600.

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