Fastest payout casino sites in the US
- Crown Coins Benefits
- Over 100K+ reviews on Trustpilot
- Best sweepstakes iOS app
- 100K CC + 2 SC sign-up bonus
- Crown Coins Review
- RealPrize Benefits
- Enjoy over 700 games
- Excellent loyalty cards program
- Free SC in daily login bonus
- RealPrize Review
- LoneStar Casino Benefits
- Social media daily bonus drops
- 100K GC + 2.5 SC sign-up bonus
- Excellent VIP program
- LoneStar Casino Review
- Stake US Benefits
- 2,000+ games from 20 providers
- Stake Original + Exclusive games
- Instant redemptions
- Stake US Review
- Ace Benefits
- Daily Reward Wheel to earn extra SC
- Full range of support (24/7 live chat, email, phone)
- 70+ Hold & Win titles
- ACE.com Casino Review
- Jackpota Benefits
- 700+ online slots
- 48-hour redemption
- Progressive jackpots
- Jackpota Review
- McLuck Casino Benefits
- First-purchase bundle 150% more coins
- Excellent sweepstakes app
- Bundles available from $1.99
- McLuck Review
- Hello Millions Casino Benefits
- RTP over 97% on many slots
- More than 1,300 games
- Relatively low redemptions from 10 SC
- Hello Millions Review
- Sixty6 Casino Benefits
- Weekly coinback rewards up to 20%
- Free live chat support available
- Spin Fortune Wheel for free daily coins
- Sixty6 Casino Review
- NoLimitCoins Casino Benefits
- Daily free bonuses
- High winning percentage
- Convenient withdrawal of winnings
- NoLimitCoins Review
- Spree Benefits
- Gold Coin bundles start at $0.99
- Retention campaigns
- Daily login bonuses
- Spree Casino Review
- Funrize Casino Benefits
- Generous welcome bonus
- Exciting tournaments and races
- Amazing VIP program
- Funrize Review
- Legendz Benefits
- Over 250 slots from 10+ providers
- Exciting live casino powered by Live 88
- First-purchase bonus gives you 100% more coins
- Legendz Casino Review
- SweepNext Benefits
- Frequent GC and SC tournaments for slot players
- Free live chat and email support around-the-clock
- Get 20,000 GC + 2 FREE SC on sign up
- SweepNext Casino Review
- SpeedSweeps Casino Benefits
- Over 1,300 slots and table games
- Daily Wheel and Faucet bonuses
- Multiple weekly package boosts
- SpeedSweeps Casino Review
- Fortune Coins Benefits
- 1,500+ games
- Generous no-deposit bonus
- Ongoing promotions and a referral bonus
- Fortune Coins Review
- Spinfinite Benefits
- Daily missions for free coins
- Mail-in promo awards 3 FREE SC
- Plenty of ongoing slots tournaments
- Spinfinite Review
Fastest payout sweepstakes casinos
If you live in a state without real money online casinos, your best online casino options are sweepstakes casinos. These are available nationwide and legal in over 45 states.
Every sweepstakes casino has hundreds or real casino slots, table games and even live dealer games and a chance to redeem your winnings for cash prizes and gift cards.
Sweepstakes casinos can also process your redemptions as fast or faster than real money casinos.
See our list of the fastest redemption sweepstakes casinos here:
| 🎰 Sweepstakes casino | 🏎️💨 Fastest redemption method | ⏱️ Fastest payout time |
|---|---|---|
| 👑 Crown Coins | IBT, Skrill or gift cards | 2-6 hours |
| 🎁 RealPrize | Skrill or gift cards | 6-8 hours |
| 💥 Lone Star Casino | Skrill or gift cards | 6-8 hours |
| 🔵 Stake.us | Bitcoin + other cryptocurrencies | Instant |
| 💲 ACE.com | Gift Cards | 8-12 hours |
| 🍔 McLuck | Gift Cards | 8-12 hours |
Covers Expert Analysis"At sweepstakes casinos you don't actually hold any 'deposits' or real money in your account per se. Sweepstakes casinos operate entirely on virtual currencies, with one coin used for free games, and another coin (typically called 'Sweeps Coins'), for alternate games and ultimately redeemed for cash prizes.
"To get Sweeps Coins, you purchase bundles of Gold Coins and receive Sweeps Coins as a bonus. Once you've accumulated Sweeps Coins (from purchases or game winnings) you can redeem them, although each sweepstakes casino has a minimum amount of SC you must have before you can redeem any. Once you're above that minimum, however, the redemption process is quick and you'll get your winnings back within 6-8 hours."
Ben Pringle, Casino Content Manager
Crown Coins Casino - 2-6 hour redemption, many popular methods
Verification is easy at Crown Coins and, after testing every redemption method, we found an average time of about 4 hours with Skrill, IBT or gift cards. IBT was the fastest at just 2 hours. Other sweeps casinos we've tried took up to 12 hours for gift card redemptions. Crown Coins also has a very wide range of popular payment methods to pick from including Apply Pay, Visa and Skrill.
✅ Fastest overall redemption time
✅ Great range of popular payment methods (Visa, Apple Pay)
✅ Progressive daily log-in bonus up to 100K CC + 0.5 SC
✅ Up to 400,000 CC + 20 FREE SC per friend referral
❌ Minimum redemption of 50 SC, which is higher than some
❌ First-purchase bonus only available for 24 hours
| 💰 Crown Coins welcome bonus | Up to 800% More Coins! Free Wheel & Plinko Worth Up to 225 SC |
| 🤑 Crown Coins no-deposit bonus | 100,000 CC + 2 FREE SC |
| 💸 First-purchase bonus |
40 SC + 800K CC + 1 spin on the wheel for $15.99 75 SC + 1.5M CC + 1 spin on the wheel + 10 Plinko drops for $24.99 |
| 🎲 Exclusive games | 64 Crown Coins, 20,000 Hold and Win, Piggy Crown, Spinning Crowns, Gems Jesters, Lolli Wins |
| ⚠️ Prize redemption coin minimums | 50 SC for bank transfer, gift card, or Skrill |
| ⚠️ Quickest redemption times | 2-6 hours |
| ⛔️ Restricted states | CA, CT, ID, LA, MI, MT, NJ, NV, NY, WA |
RealPrize Casino - Quickest verification, major payment methods
The RealPrize redemption process is smooth, no matter which method you choose. Skrill, bank transfer, and Prizeout gift cards took from 6-8 hours, which is quicker than most. The verification process in particular is quick and simple. Just our ID and address got our cash prizes to us in 7 hours. Major deposit methods include Visa, PayPal, and Paysafecard.
✅ 5 fast, interchangeable payment methods
✅ Quickest verification process
✅ Easy-to-claim daily log-in bonus
✅ Up to 200K GC + 70 Free SC using referral link
❌ $100 minimum for some redemption methods
❌ $45 redemption minimum for gift cards
| 💰 RealPrize welcome bonus | 2.1 Million GC + 82 FREE SC + 1,000 VIP Points |
| 🤑 RealPrize no-deposit bonus | 100,000 GC + 2 FREE SC |
| 💸 First-purchase bonus |
Purchase 2 million GC for $25 and receive 80 SC and 1,000 VIP Points |
| 🎲 Exclusive games | Killroad 66, Diamonds of Liberty, Hit the JackBox, Thor's Rage, Rampage Smash4Ca$h |
| ⚠️ Prize redemption coin minimums | 45 SC for gift cards or 100 SC for a bank transfer |
| ⚠️ Quickest redemption times | 6-8 hours |
| ⛔️ Restricted states | CA, CT, DE, ID, LA, MD, MI, MT, NJ, NV, NY, RI, TN, WA, WV |
LoneStar Casino - Trusted and reliable methods, consistent payout times
As a sister site to RealPrize, LoneStar casino has a similarly optimal balance of redemption speed and redemption options. It doesn't have the most options (Crown Coins has more), but the main ones are all popular, trusted and take between 6-8 hours. There's also a maximum redemption limit of 10,000 SC per day, which is high for a sweepstakes casino and makes it particularly strong for medium-high volume players.
✅ Quick redemptions via gift cards, Skrill, Visa and Mastercard
✅ High redemption limit of 10,000 SC per day
✅ Free daily bonus of 5,000 GC + 0.3 SC
✅ Earn up to 200,000 GC + 70 FREE SC in referral bonuses
❌ Smaller games library
❌ No app
| 💰 LoneStar welcome bonus | 225,000 GC + 52.5 FREE SC + 250 VIP Points |
| 🤑 LoneStar no-deposit bonus | 100,000 GC + 2.5 FREE SC |
| 💸 First-purchase bonus | 125,000 GC + 50 FREE SC + 250 VIP Points for $24.99 |
| 🎲 Popular games | Spooky Spooky, Turbo Mines, HellFire, Million Dracula 2, Limbo Crash |
| ⚠️ Prize redemption coin minimums | 45 SC for gift cards or 100 SC for a bank transfer |
| ⚠️ Quickest redemption times | 6-8 hours |
| ⛔️ Restricted states | CA, CT, DE, ID, LA, MD, MI, MT, NJ, NV, NY, RI, TN, WA, WV |
Fastest payout online casinos US
When it comes to the fastest paying online casinos, the only question might be how you define "fast."
As far as legal, real money online casinos are concerned, "fastest" is typically within 2-6 hours, but otherwise within 12-24 hours. There are some methods, though, like:
- Cash at the casino cage
- A casino's preferred player card
where your money can hit your account even faster.
See below for a list of the fastest paying online casinos as of November 2025 and the fastest payout methods.
Note: If you're looking for true "instant" payouts with no Know Your Customer requirements, your only option is crypto casinos, which aren't legal in real money online casino states.
| Fastest payout online casino | Fastest payout time | Fastest payout methods | Bonus offer | States avail. | Promo code |
|---|---|---|---|---|---|
| 1. BetMGM Casino |
Within 1-2 hrs (Cash at the cage) |
PayPal, Venmo, VIP Preferred, ApplePay, PayNearMe, Cash at Cage |
100% Match up to $1,000 + $25 No-Deposit Bonus (MI, NJ, PA) 100% Match up to $2,500 + $50 No-Deposit Bonus + 50 Bonus Spins (WV) |
NJ, PA, MI, WV | BetMGM Casino bonus code |
| 2. Caesars Palace Online Casino |
Within 1-2 hrs (Cash at the cage; Caesars Play+ Card) |
Caesars Play+ Card, PayPal, Cash at Cage | $10 Sign-Up Bonus + 100% Match up to $1,000 + 2,500 Reward Credits | NJ, PA, MI, WV | Caesars Casino promo code |
| 3. DraftKings Casino |
Within 1-2 hrs (Cash at the cage) |
PayPal, Venmo, Apple Pay, Cash at cage | 500 Spins on Cash Eruption Games + Up to $1,000 Back in Casino Credits | NJ, PA, MI, WV, CT | DraftKings Casino promo code |
| 4. BetRivers Casino |
Within 2-4 hrs Cash at the cage; BetRivers Play+ Card) |
BetRivers Play+ Card, PayPal, Venmo, Cash at cage | 100% Lossback up to $500 + 500 Bonus Spins (MI, NJ) 100% Match up to $250 + 500 Bonus Spins (PA) 100% Lossback up to $500 + 250 Bonus Spins (WV) |
NJ, PA, MI, WV | BetRivers Casino promo code |
| 5. FanDuel Casino |
Within 2-4 hrs (Cash at the cage; Prepaid Play+) |
Venmo, PayPal, FanDuel Prepaid Play+, Cash at Counter | Deposit $10, Get 500 Bonus Spins + $40 in Casino Bonus | NJ, PA, MI, WV, CT (Mohegan Sun) | FanDuel Casino promo code |
Covers Expert Analysis"One clear distinction to make when discussing online casino payout times is the difference between 'processing' your cashout and when your money actually hits your account.
"Generally, if your I.D. and paperwork is in order, the actual processing of your cashout can be fairly quick — typically a couple hours via the casino's cashier and customer support.
"When your money will actually arrive back in your bank account (or eWallet) can take longer due to bank processing times, business hours, general communication delays etc. Usually that gap is small, though, and your money will be back in your hands within a couple of days.
"We've highlighted some of the typical reasons your payment might be delayed and how to avoid them below."
Payout methods ranked fastest to slowest
How fast you get your casino cashout depends on your payment (and deposit) method. Typically, online casinos expect you to use the same method you used for your deposit.
Here are the main casino payment methods ranked according to typical payout speed:
| 🎰 Payout method | 💨 How to use | ⏱️ Fastest payout time |
|---|---|---|
| Cash at the cage | If you live near the live casino, you can withdraw your online winnings right at the cage anytime | Within minutes |
| Prepaid Play+ card | Register for a card via the online casino; once set-up you can move payments and cashouts seamlessly | 1-2 hours |
| PayPal | If accepted by casino you can process deposit or cashouts very quickly like any PayPal transaction | 1-2 hours |
| eWallets (Venmo, etc) | Depending on the brand, a cashout can take a couple of hours to 1-2 days | Within 2 hours |
| eCheck | Standard online banking practices connected to your bank account | 24-48 hours |
| Direct to debit | Depends on the casino and your particular bank and their protocols | Within 48 hours |
| Wire transfers | Request via cashier; typically 2-3 days but can take longer to clear | Within 48 hours |
| Check by mail | It's called snail mail for a reason, but it's tried and true. Simply request via the cashier. | Typically 3-7 days |
Covers Expert Analysis"If getting your money out of your casino account and into your hands quickly is a priority, there's no method faster than going directly to the cage at your online casino's live casino partner. This varies in every state, of course. But if you're in the vicinity of the live casino, this will be your fastest route.
"If you want to keep it strictly online, the casino's branded Play+ card will make for really smooth deposits and withdrawals, as will standard eWallets like PayPal or Venmo. Any process that involves an actual bank will take longer, typically 2-5 days."
Ben Pringle, Casino Content Manager
Why is my online casino cashout delayed?
Don't panic. It's not a conspiracy, and legal, real money online casinos will ALWAYS pay out money that's properly won or owed to you.
There are typically a few simple reasons that your online casino cashout is delayed. The most common are:
-
Unfilled wagering requirements
If you're trying to cash out money you won from any bonus funds, it most likely isn't being released because you didn't meet the wagering requirements yet. Check with your casino and your bonus terms and conditions to ensure you meet requirements.
-
Different method than you deposited with
It may seem like a weird quirk, but often casinos prefer you to deposit and cash out via the same method. Check with customer support if that's the case.
-
Your information needs to be updated
Make sure the casino has up-to-date documents and ID to verify your account. Once that's sorted, your payment will be processed quickly.
Covers Expert Analysis"Again, as long as you are working with a legal, regulated online casino, DO NOT stress. Your money is your money, and will always be returned to you. A simple call or online chat with a customer service agent will resolve 99% of the delays you encounter, which should also be rare.
"The reality, though, is you will always be able to get your money into the casino faster than you can get it out. That's the nature of process, with checks and balances from the casino to ensure they are not dispensing unverified payouts. But as long as you are of legal age, your documents are up-to-date and accurate and you've followed the processes and protocols outlined by the casino, you will receive your money.
"This is one of the great benefits of regulating and monitoring online casinos to the legal standards required by a state's supervisory gaming board. There are no rogue casinos that can shut down your account or deny payments as they choose. You're protected by the laws and regulations of your state to ensure you're treated fairly as a customer."
Ben Pringle, Casino Content Manager
How to pick a fast payout casino
Selecting which online casino to play is personal to everyone. We've picked out some key characteristics of the fastest payout casinos to consider before signing up:
Payment speed
It sounds obvious, but verify terms and conditions from online casinos promising you can get your money online instantly. Payment speed can range from nearly instant to a handful of days.
Payment methods
Be mindful that some payment methods are faster than others. For instance, e-wallets (PayPal, Neteller, Venmo, etc.) are typically faster than bank transfers and payments via debit cards. If you want to access your winnings as quickly as possible, e-wallets may be your best option.
Minimum withdrawals
Online casinos will stipulate the minimum withdrawal supported via each method. This could be as little as $5 or $10 but as high as $20 at some online casinos. Therefore, you need to make sure you have sufficient funds in your account to process a withdrawal.
Maximum withdrawals
Most online casinos stipulate a maximum amount you can withdraw each month, which you cannot exceed. Most online casino gamblers won't approach this limit but be aware of this dollar amount if you're a high roller.
Withdrawal stipulations
Some casinos only permit you to withdraw funds via the method you used for your initial deposit. Confirm this policy before depositing to ensure you know what to expect when processing a withdrawal.
Covers Expert Analysis"Getting money out of your casino account typically takes slightly longer and requires a step or two more than getting money into your account. The key point to note is that many online casinos require you to withdraw money via the same method you used to deposit. Take that into consideration when you're making your first deposit. Is this the primary method you'll want to use for future deposits and cashouts?
"In our experience it's always worth signing up with the casino's own preferred payment (Play+) card or use a well-established eWallet (eg. PayPal) if speed is your priority. If standard old bank transfers work fine for you, that's also always a trusted option and rarely take over five days to process in full."
Ben Pringle, Casino Content Manager
How we rate the fastest paying casinos
At Covers, we use our industry expertise to recommend the fastest payout online casinos in the U.S. and instant withdrawal casinos. Central to how we rate casinos is our Covers BetSmart Rating criteria, which allows us to conduct rigorous online casino reviews and hold operators to extremely high standards.
We introduce the key elements that we look for in a fastest payout online casino below:
Bonuses and promotions
The fastest payout online casinos in the U.S. also have excellent online casino bonuses and promotions like free spins and jackpots. We read through the terms and conditions of the available offers and consider wagering requirements and timeframes to ensure you can access the best deals available online. Our lists of $1 minimum deposit casinos and $5 minimum deposit casinos outline the cheapest way you can get started at an online casino.
Banking and payout speed
Payout speed is crucial to any online casino. While some online casinos like to advertise "instant withdrawals," the reality for legal online casino at least is it's never quite "instant." Legal online casinos will typically process and distribute payments in one to three days, which is reasonable. You should be wary of online casino that claims you can make instant withdrawals, as they are likely not a legal and regulated online casino.
Software and games
We look for casinos that offer titles from the best casino game providers, including slots, table games, and video poker options. Live dealer casinos also rate highly with us.
Security and trust
The fastest payout online casinos need to be licensed and regulated. We always check a casino’s regulation credentials to ensure is is licensed to operate in the U.S. If a casino is not licensed and cannot be trusted, we blacklist it.
App experience
Most of the best online casino games today are optimized for playing casino games on your iPhone, iPad or Android phone or tablet. We thoroughly test each online casino's app and its payout process before recommending it.
Customer support
If your cashout is delayed at an online casino, you need to be able to get in touch with customer support to resolve any issues. The best casinos offer multiple support options, such as live chat, email, and phone support. We look at the options offered and get in touch with the support team directly to test it out for ourselves.
More online casino resources
Avoid these blacklisted casinos
Unfortunately, not all real money casinos and sweepstakes casinos are reputable and trustworthy. Some casinos refuse to process payouts, while others delay withdrawals at all costs. Therefore, you should avoid the following blacklisted casinos in the U.S.:
- Allegations of unprofessional behaviour
- Withholding withdrawals
- Unwarranted account suspension
- Accepts players from restricted regions
- Reports of confiscated winnings
- Spammy advertising strategy
- No evidence of a valid license
- Unresolved payment complaints
- Account verification issues and payout delays
Regularly seen on
News outlets and prominent publications leverage Covers for our earned reputation as a trusted and authoritative source of sports betting and online gambling information. Here are some of the multiple media platforms to have referenced Covers and our industry experts:
Affiliate Disclosure: Covers boasts more than 28 years of sports betting experience. Our long-standing relationship with regulated, licensed, and legal gaming sites allows our active community of 20-million users to access expert analysis and recommendations. Covers may receive an advertising commission if you visit a sportsbook or casino betting site via select affiliate links across our site, create an account, and make a deposit. However, no amount of money ensures that an operator will get listed.
Responsible gambling in the US
Online casino gaming should be fun, but you must set limits and bet within your means. You can utilize responsible gambling features like bet limits and cool-off periods if you feel like you’re spending too much time at online casinos.
What’s more, if you need support, there are lots of helpful gambling resources available to you. Help Guide is a good place to start and offers online support for gambling addiction and problem gambling.
You can also contact the National Council on Problem Gambling (NCPG) or Gamblers Anonymous for 24-hour confidential support to help with your gambling issues. Smart Recovery also has helpful resources that you can turn to for responsible gambling support in the U.S.
Gambling helplines
| Organisation | Phone number |
|---|---|
| Gam-Anon | 718-352-1671 |
| Gamblers Anonymous | 855-2CALLGA |
| National Problem Gambling Helpline | 1-800-GAMBLER |
US state online casino guides
Fast payout casino FAQ
An online casino’s processes are the main factor influencing the speed of withdrawals. While bank clearance times can vary, it’s typically down to how quickly an online casino processes a withdrawal after you have requested the funds to leave your account.
See the tbale above for a full breakdown. Cash at the cage, PayPal, Play+ Cards, and eWallets are among the fastest payment methods.
Most casinos don’t have withdrawal fees, but you can check for yourself in the payment terms and conditions.
Most online casinos stipulate how much you can withdraw at any given time. Many online casinos also have monthly withdrawal limits that you also need to consider.
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