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Top-Rated Sweepstakes Casino
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McLuck Casino
Sign-up bonus + First-purchase bonus
57,500 GC + 30 FREE SC
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Covers BetSmart Rating:
4.3/5
Featured Sportsbook
0.0/5
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4.2/5
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4.3/5
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4.5/5
Customer support
4.2/5
Software and games
4.6/5
McLuck Review
Currency-dollars
Redemption speed
1-3 days
Win rate
98.12%
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  • First-purchase bundle 150% more coins
  • Excellent sweepstakes app
  • Bundles available from $1.99
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Hello Millions Casino
Sign-up bonus + First-purchase bonus
245,000 GC + 117.5 FREE SC
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Covers BetSmart Rating:
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4.0/5
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4.2/5
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4.5/5
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Currency-dollars
Redemption speed
1-3 days
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98.08%
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  • RTP over 97% on many slots
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Sixty6 Casino
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Covers BetSmart Rating:
4.2/5
Featured Sportsbook
0.0/5
Bonuses and promotions
4.5/5
Banking and payout speed
4.0/5
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0.0/5
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4.5/5
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4.0/5
Customer support
0.0/5
Software and games
3.9/5
Sixty6 Casino Review
Currency-dollars
Payout speed
Within 48 hours
Win rate
96%
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Covers BetSmart Rating:
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4.0/5
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Mobile experience
4.0/5
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4.0/5
0.0/5
Software and games
3.5/5
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Redemption speed
1-3 days
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96.5%
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Spree
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0.0/5
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4.1/5
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4.8/5
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0.0/5
Software and games
4.7/5
Spree Casino Review
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Redemption speed
2-3 days
Win rate
97.75%
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4.2/5
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0.0/5
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4.5/5
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2.5/5
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0.0/5
Mobile experience
4.0/5
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4.5/5
0.0/5
Software and games
3.5/5
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Redemption speed
1-3 days
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98.01%
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Legendz
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3.8/5
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4.0/5
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4.2/5
Legendz Casino Review
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2-3 days
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97.90%
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SweepNext
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4.0/5
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4.5/5
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4.5/5
Customer support
0.0/5
Software and games
0.0/5
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Currency-dollars
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Within 24 hours
Win rate
96%
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SpeedSweeps Casino
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4.6/5
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3.0/5
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4.0/5
Security and trust
4.2/5
Customer support
0.0/5
Software and games
4.5/5
SpeedSweeps Casino Review
Currency-dollars
Redemption speed
2-3 days
Win rate
97.50%
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Fortune Coins
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3.9/5
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2-3 days
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96.76%
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Spinfinite
Sign-up bonus + First-purchase bonus
63,000 GC + 40 FREE SC + Mystery Bonus
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    Crown Coins

    Up to 800% More Coins! Free Wheel & Plinko Worth Up to 225 SC

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    Table of contents
    • Fastest payout casino sites in the US
    • Fast redemption sweeps casinos
    • Fastest payout online casinos US
    • Payment methods ranked
    • Why is my cashout delayed?
    • How to pick a fast payout casino
    • Responsible gambling in the US
    • Fast payout casino FAQ
    • Pages related to this topic

    Fastest payout sweepstakes casinos

    If you live in a state without real money online casinos, your best online casino options are sweepstakes casinos. These are available nationwide and legal in over 45 states. 

    Every sweepstakes casino has hundreds or real casino slots, table games and even live dealer games and a chance to redeem your winnings for cash prizes and gift cards.

    Sweepstakes casinos can also process your redemptions as fast or faster than real money casinos. 

    See our list of the fastest redemption sweepstakes casinos here:

    🎰 Sweepstakes casino 🏎️💨 Fastest redemption method ⏱️ Fastest payout time
    👑 Crown Coins IBT, Skrill or gift cards 2-6 hours
    🎁 RealPrize Skrill or gift cards 6-8 hours
    💥 Lone Star Casino Skrill or gift cards 6-8 hours
    🔵 Stake.us Bitcoin + other cryptocurrencies Instant
    💲 ACE.com Gift Cards 8-12 hours
    🍔 McLuck Gift Cards 8-12 hours
    Covers Expert Analysis

    "At sweepstakes casinos you don't actually hold any 'deposits' or real money in your account per se. Sweepstakes casinos operate entirely on virtual currencies, with one coin used for free games, and another coin (typically called 'Sweeps Coins'), for alternate games and ultimately redeemed for cash prizes.

    "To get Sweeps Coins, you purchase bundles of Gold Coins and receive Sweeps Coins as a bonus. Once you've accumulated Sweeps Coins (from purchases or game winnings) you can redeem them, although each sweepstakes casino has a minimum amount of SC you must have before you can redeem any. Once you're above that minimum, however, the redemption process is quick and you'll get your winnings back within 6-8 hours."

    Ben Pringle, Casino Content Manager

    Crown Coins Casino - 2-6 hour redemption, many popular methods

    Covers Verdict

    Verification is easy at Crown Coins and, after testing every redemption method, we found an average time of about 4 hours with Skrill, IBT or gift cards. IBT was the fastest at just 2 hours. Other sweeps casinos we've tried took up to 12 hours for gift card redemptions. Crown Coins also has a very wide range of popular payment methods to pick from including Apply Pay, Visa and Skrill.

    Crown Coins Casino pros and cons

    ✅ Fastest overall redemption time

    ✅ Great range of popular payment methods (Visa, Apple Pay)

    ✅ Progressive daily log-in bonus up to 100K CC + 0.5 SC

    ✅ Up to 400,000 CC + 20 FREE SC per friend referral

    ❌ Minimum redemption of 50 SC, which is higher than some

    ❌ First-purchase bonus only available for 24 hours

    KingPrize Casino screenshots
    💰 Crown Coins welcome bonus Up to 800% More Coins! Free Wheel & Plinko Worth Up to 225 SC
    🤑 Crown Coins no-deposit bonus 100,000 CC + 2 FREE SC
    💸 First-purchase bonus

    40 SC + 800K CC + 1 spin on the wheel for $15.99

    75 SC + 1.5M CC + 1 spin on the wheel + 10 Plinko drops for $24.99

    🎲 Exclusive games 64 Crown Coins, 20,000 Hold and Win, Piggy Crown, Spinning Crowns, Gems Jesters, Lolli Wins
    ⚠️ Prize redemption coin minimums 50 SC for bank transfer, gift card, or Skrill
    ⚠️ Quickest redemption times 2-6 hours
    ⛔️ Restricted states CA, CT, ID, LA, MI, MT, NJ, NV, NY, WA

    RealPrize Casino - Quickest verification, major payment methods

    Covers Verdict

    The RealPrize redemption process is smooth, no matter which method you choose. Skrill, bank transfer, and Prizeout gift cards took from 6-8 hours, which is quicker than most. The verification process in particular is quick and simple. Just our ID and address got our cash prizes to us in 7 hours. Major deposit methods include Visa, PayPal, and Paysafecard.

    RealPrize Casino payout pros and cons

    ✅ 5 fast, interchangeable payment methods

    ✅ Quickest verification process

    ✅ Easy-to-claim daily log-in bonus

    ✅ Up to 200K GC + 70 Free SC using referral link

    ❌ $100 minimum for some redemption methods

    ❌ $45 redemption minimum for gift cards

    KingPrize Casino screenshots
    💰 RealPrize welcome bonus 2.1 Million GC + 82 FREE SC + 1,000 VIP Points
    🤑 RealPrize no-deposit bonus 100,000 GC + 2 FREE SC
    💸 First-purchase bonus

    Purchase 2 million GC for $25 and receive 80 SC and 1,000 VIP Points

    🎲 Exclusive games Killroad 66, Diamonds of Liberty, Hit the JackBox, Thor's Rage, Rampage Smash4Ca$h
    ⚠️ Prize redemption coin minimums 45 SC for gift cards or 100 SC for a bank transfer
    ⚠️ Quickest redemption times 6-8 hours
    ⛔️ Restricted states CA, CT, DE, ID, LA, MD, MI, MT, NJ, NV, NY, RI, TN, WA, WV

    LoneStar Casino - Trusted and reliable methods, consistent payout times

    Covers Verdict

    As a sister site to RealPrize, LoneStar casino has a similarly optimal balance of redemption speed and redemption options. It doesn't have the most options (Crown Coins has more), but the main ones are all popular, trusted and take between 6-8 hours. There's also a maximum redemption limit of 10,000 SC per day, which is high for a sweepstakes casino and makes it particularly strong for medium-high volume players.

    LoneStar Casino payout pros and cons

    ✅ Quick redemptions via gift cards, Skrill, Visa and Mastercard

    ✅ High redemption limit of 10,000 SC per day

    ✅ Free daily bonus of 5,000 GC + 0.3 SC

    ✅ Earn up to 200,000 GC + 70 FREE SC in referral bonuses

    ❌ Smaller games library

    ❌ No app

    KingPrize Casino screenshots
    💰 LoneStar welcome bonus 225,000 GC + 52.5 FREE SC + 250 VIP Points
    🤑 LoneStar no-deposit bonus 100,000 GC + 2.5 FREE SC
    💸 First-purchase bonus 125,000 GC + 50 FREE SC + 250 VIP Points for $24.99
    🎲 Popular games Spooky Spooky, Turbo Mines, HellFire, Million Dracula 2, Limbo Crash
    ⚠️ Prize redemption coin minimums 45 SC for gift cards or 100 SC for a bank transfer
    ⚠️ Quickest redemption times 6-8 hours
    ⛔️ Restricted states CA, CT, DE, ID, LA, MD, MI, MT, NJ, NV, NY, RI, TN, WA, WV

    Fastest payout online casinos US

    When it comes to the fastest paying online casinos, the only question might be how you define "fast."

    As far as legal, real money online casinos are concerned, "fastest" is typically within 2-6 hours, but otherwise within 12-24 hours. There are some methods, though, like:

    • Cash at the casino cage
    • A casino's preferred player card

    where your money can hit your account even faster.

    See below for a list of the fastest paying online casinos as of November 2025 and the fastest payout methods.

    Note: If you're looking for true "instant" payouts with no Know Your Customer requirements, your only option is crypto casinos, which aren't legal in real money online casino states.

     Fastest payout online casino Fastest payout time Fastest payout methods Bonus offer States avail. Promo code
    1. BetMGM Casino
    Within 1-2 hrs (Cash at the cage)

    PayPal, Venmo, VIP Preferred, ApplePay, PayNearMe, Cash at Cage

    100% Match up to $1,000 + $25 No-Deposit Bonus (MI, NJ, PA)

    100% Match up to $2,500 + $50 No-Deposit Bonus + 50 Bonus Spins (WV)
    NJ, PA, MI, WV BetMGM Casino bonus code
    2. Caesars Palace Online Casino

    Within 1-2 hrs

    (Cash at the cage; Caesars Play+ Card)

    Caesars Play+ Card, PayPal, Cash at Cage $10 Sign-Up Bonus + 100% Match up to $1,000 + 2,500 Reward Credits NJ, PA, MI, WV Caesars Casino promo code
    3. DraftKings Casino

    Within 1-2 hrs

    (Cash at the cage)

    PayPal, Venmo, Apple Pay, Cash at cage 500 Spins on Cash Eruption Games + Up to $1,000 Back in Casino Credits NJ, PA, MI, WV, CT DraftKings Casino promo code
    4. BetRivers Casino

    Within 2-4 hrs

    Cash at the cage; BetRivers Play+ Card)

    BetRivers Play+ Card, PayPal, Venmo, Cash at cage 100% Lossback up to $500 + 500 Bonus Spins (MI, NJ)

    100% Match up to $250 + 500 Bonus Spins (PA)

    100% Lossback up to $500 + 250 Bonus Spins (WV)
    NJ, PA, MI, WV BetRivers Casino promo code
    5. FanDuel Casino

    Within 2-4 hrs

    (Cash at the cage; Prepaid Play+)

    Venmo, PayPal, FanDuel Prepaid Play+, Cash at Counter Deposit $10, Get 500 Bonus Spins + $40 in Casino Bonus NJ, PA, MI, WV, CT (Mohegan Sun) FanDuel Casino promo code
    Covers Expert Analysis

    "One clear distinction to make when discussing online casino payout times is the difference between 'processing' your cashout and when your money actually hits your account.

    "Generally, if your I.D. and paperwork is in order, the actual processing of your cashout can be fairly quick — typically a couple hours via the casino's cashier and customer support.

    "When your money will actually arrive back in your bank account (or eWallet) can take longer due to bank processing times, business hours, general communication delays etc. Usually that gap is small, though, and your money will be back in your hands within a couple of days.

    "We've highlighted some of the typical reasons your payment might be delayed and how to avoid them below."

    Ben Pringle, Casino Content Manager

    Payout methods ranked fastest to slowest

    How fast you get your casino cashout depends on your payment (and deposit) method. Typically, online casinos expect you to use the same method you used for your deposit.

    Here are the main casino payment methods ranked according to typical payout speed:

    🎰 Payout method 💨 How to use ⏱️ Fastest payout time
    Cash at the cage If you live near the live casino, you can withdraw your online winnings right at the cage anytime Within minutes
    Prepaid Play+ card Register for a card via the online casino; once set-up you can move payments and cashouts seamlessly 1-2 hours
    PayPal If accepted by casino you can process deposit or cashouts very quickly like any PayPal transaction 1-2 hours
    eWallets (Venmo, etc) Depending on the brand, a cashout can take a couple of hours to 1-2 days Within 2 hours
    eCheck Standard online banking practices connected to your bank account 24-48 hours
    Direct to debit Depends on the casino and your particular bank and their protocols Within 48 hours
    Wire transfers Request via cashier; typically 2-3 days but can take longer to clear Within 48 hours
    Check by mail It's called snail mail for a reason, but it's tried and true. Simply request via the cashier. Typically 3-7 days
    Covers Expert Analysis

    "If getting your money out of your casino account and into your hands quickly is a priority, there's no method faster than going directly to the cage at your online casino's live casino partner. This varies in every state, of course. But if you're in the vicinity of the live casino, this will be your fastest route.

    "If you want to keep it strictly online, the casino's branded Play+ card will make for really smooth deposits and withdrawals, as will standard eWallets like PayPal or Venmo. Any process that involves an actual bank will take longer, typically 2-5 days."

    Ben Pringle, Casino Content Manager

    Why is my online casino cashout delayed?

    Don't panic. It's not a conspiracy, and legal, real money online casinos will ALWAYS pay out money that's properly won or owed to you.

    There are typically a few simple reasons that your online casino cashout is delayed. The most common are:

    • Unfilled wagering requirements

      If you're trying to cash out money you won from any bonus funds, it most likely isn't being released because you didn't meet the wagering requirements yet. Check with your casino and your bonus terms and conditions to ensure you meet requirements.

    • Different method than you deposited with

      It may seem like a weird quirk, but often casinos prefer you to deposit and cash out via the same method. Check with customer support if that's the case.

    • Your information needs to be updated

      Make sure the casino has up-to-date documents and ID to verify your account. Once that's sorted, your payment will be processed quickly.

    Covers Expert Analysis

    "Again, as long as you are working with a legal, regulated online casino, DO NOT stress. Your money is your money, and will always be returned to you. A simple call or online chat with a customer service agent will resolve 99% of the delays you encounter, which should also be rare.

    "The reality, though, is you will always be able to get your money into the casino faster than you can get it out. That's the nature of process, with checks and balances from the casino to ensure they are not dispensing unverified payouts. But as long as you are of legal age, your documents are up-to-date and accurate and you've followed the processes and protocols outlined by the casino, you will receive your money.

    "This is one of the great benefits of regulating and monitoring online casinos to the legal standards required by a state's supervisory gaming board. There are no rogue casinos that can shut down your account or deny payments as they choose. You're protected by the laws and regulations of your state to ensure you're treated fairly as a customer."

    Ben Pringle, Casino Content Manager

    How to pick a fast payout casino

    Selecting which online casino to play is personal to everyone. We've picked out some key characteristics of the fastest payout casinos to consider before signing up:

    payment speed icon Payment speed

    It sounds obvious, but verify terms and conditions from online casinos promising you can get your money online instantly. Payment speed can range from nearly instant to a handful of days. 


    banking icon Payment methods

    Be mindful that some payment methods are faster than others. For instance, e-wallets (PayPal, Neteller, Venmo, etc.) are typically faster than bank transfers and payments via debit cards. If you want to access your winnings as quickly as possible, e-wallets may be your best option.


    Bonuses and promos icon Minimum withdrawals

    Online casinos will stipulate the minimum withdrawal supported via each method. This could be as little as $5 or $10 but as high as $20 at some online casinos. Therefore, you need to make sure you have sufficient funds in your account to process a withdrawal.


    high deposit icon Maximum withdrawals

    Most online casinos stipulate a maximum amount you can withdraw each month, which you cannot exceed. Most online casino gamblers won't approach this limit but be aware of this dollar amount if you're a high roller.


    Cashout icon Withdrawal stipulations

    Some casinos only permit you to withdraw funds via the method you used for your initial deposit. Confirm this policy before depositing to ensure you know what to expect when processing a withdrawal.

    Covers Expert Analysis

    "Getting money out of your casino account typically takes slightly longer and requires a step or two more than getting money into your account. The key point to note is that many online casinos require you to withdraw money via the same method you used to deposit. Take that into consideration when you're making your first deposit. Is this the primary method you'll want to use for future deposits and cashouts?

    "In our experience it's always worth signing up with the casino's own preferred payment (Play+) card or use a well-established eWallet (eg. PayPal) if speed is your priority. If standard old bank transfers work fine for you, that's also always a trusted option and rarely take over five days to process in full."

    Ben Pringle, Casino Content Manager

    How we rate the fastest paying casinos

    At Covers, we use our industry expertise to recommend the fastest payout online casinos in the U.S. and instant withdrawal casinos. Central to how we rate casinos is our Covers BetSmart Rating criteria, which allows us to conduct rigorous online casino reviews and hold operators to extremely high standards. 

    How We Rate Sportsbooks Infographic

    How We Rate Sportsbooks Infographic Mobile Version

    We introduce the key elements that we look for in a fastest payout online casino below:

    timer icon Bonuses and promotions

    The fastest payout online casinos in the U.S. also have excellent online casino bonuses and promotions like free spins and jackpots. We read through the terms and conditions of the available offers and consider wagering requirements and timeframes to ensure you can access the best deals available online. Our lists of $1 minimum deposit casinos and $5 minimum deposit casinos outline the cheapest way you can get started at an online casino.

    timer icon Banking and payout speed

    Payout speed is crucial to any online casino. While some online casinos like to advertise "instant withdrawals," the reality for legal online casino at least is it's never quite "instant." Legal online casinos will typically process and distribute payments in one to three days, which is reasonable. You should be wary of online casino that claims you can make instant withdrawals, as they are likely not a legal and regulated online casino.

    timer icon Software and games

    We look for casinos that offer titles from the best casino game providers, including slots, table games, and video poker options. Live dealer casinos also rate highly with us.

    timer icon Security and trust

    The fastest payout online casinos need to be licensed and regulated. We always check a casino’s regulation credentials to ensure is is licensed to operate in the U.S. If a casino is not licensed and cannot be trusted, we blacklist it. 

    timer icon App experience

    Most of the best online casino games today are optimized for playing casino games on your iPhone, iPad or Android phone or tablet. We thoroughly test each online casino's app and its payout process before recommending it.

    timer icon Customer support

    If your cashout is delayed at an online casino, you need to be able to get in touch with customer support to resolve any issues. The best casinos offer multiple support options, such as live chat, email, and phone support. We look at the options offered and get in touch with the support team directly to test it out for ourselves. 

    How We Rate Casinos Pie Chart

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    Avoid these blacklisted casinos

    Unfortunately, not all real money casinos and sweepstakes casinos are reputable and trustworthy. Some casinos refuse to process payouts, while others delay withdrawals at all costs. Therefore, you should avoid the following blacklisted casinos in the U.S.: 

    21 Dukes
    • Allegations of unprofessional behaviour
    • Withholding withdrawals
    • Unwarranted account suspension
    Bella Vegas Casino
    • Accepts players from restricted regions
    • Reports of confiscated winnings
    • Spammy advertising strategy
    Raging Bull Slots
    • No evidence of a valid license
    • Unresolved payment complaints
    • Account verification issues and payout delays

    See all blacklisted casinos Arrow icon

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    Affiliate Disclosure: Covers boasts more than 28 years of sports betting experience. Our long-standing relationship with regulated, licensed, and legal gaming sites allows our active community of 20-million users to access expert analysis and recommendations. Covers may receive an advertising commission if you visit a sportsbook or casino betting site via select affiliate links across our site, create an account, and make a deposit. However, no amount of money ensures that an operator will get listed.

    Responsible gambling in the US

    Online casino gaming should be fun, but you must set limits and bet within your means. You can utilize responsible gambling features like bet limits and cool-off periods if you feel like you’re spending too much time at online casinos. 

    What’s more, if you need support, there are lots of helpful gambling resources available to you. Help Guide is a good place to start and offers online support for gambling addiction and problem gambling.

    You can also contact the National Council on Problem Gambling (NCPG) or Gamblers Anonymous for 24-hour confidential support to help with your gambling issues. Smart Recovery also has helpful resources that you can turn to for responsible gambling support in the U.S.

    timer icon Gambling helplines

    Organisation Phone number
    Gam-Anon 718-352-1671
    Gamblers Anonymous 855-2CALLGA
    National Problem Gambling Helpline 1-800-GAMBLER

    US state online casino guides

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    Check out our favorite Florida online casinos
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    Learn about the leading online casino sites in Illinois.
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    Fast payout casino FAQ

    An online casino’s processes are the main factor influencing the speed of withdrawals. While bank clearance times can vary, it’s typically down to how quickly an online casino processes a withdrawal after you have requested the funds to leave your account.

    See the tbale above for a full breakdown. Cash at the cage, PayPal, Play+ Cards, and eWallets are among the fastest payment methods.

    Most casinos don’t have withdrawal fees, but you can check for yourself in the payment terms and conditions.

    Most online casinos stipulate how much you can withdraw at any given time. Many online casinos also have monthly withdrawal limits that you also need to consider.

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    Ben Pringle - Covers
    Ben Pringle
    Casino Content Manager

    Ben Pringle is an online casino expert specializing in the North American iGaming industry. As a Casino Content Manager for Covers, he oversees a team producing extensive online casino reviews, detailed bonus code walkthroughs, and educational sweepstakes casino betting guides to help new and experienced players get the edge when gambling online. Despite being a UK native, Ben is an authority on the legalization of online casinos in the U.S. as well as the ongoing expansion of regulated markets in Canada. The Loughborough University graduate prioritizes user experience when assessing operators and is a respected source of accurate, insightful knowledge on legal and grey market real money online casinos, as well as sweepstakes casinos and social casino sites.

    Table of contents
    • Fastest payout casino sites in the US
    • Fast redemption sweeps casinos
    • Fastest payout online casinos US
    • Payment methods ranked
    • Why is my cashout delayed?
    • How to pick a fast payout casino
    • Responsible gambling in the US
    • Fast payout casino FAQ
    • Pages related to this topic
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