Georgia vs Tennessee Prediction, Picks & Odds for Today, September 13 — College Football Week 3

Farmer's prediction: The Georgia Bulldogs sink their teeth into the Tennessee Vols.

Douglas Farmer - Betting Analyst at Covers
Douglas Farmer • Betting Analyst
Sep 13, 2025 • 14:04 ET • 4 min read
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This article contains predictions for an old game!

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The Tennessee Volunteers have tied their future to Josh Heupel, handing him a contract extension through the 2029 season last month.

In reality, that also means they're tied to the Georgia Bulldogs' dominance because Kirby Smart seems to have completely figured out Heupel’s offensive scheme.

My Georgia vs. Tennessee predictions and college football picks anticipate more frustration for the Vols when they face the Bulldogs at 3:30 ET on Saturday, September 13.

Georgia vs Tennessee prediction

Georgia vs Tennessee best bet: Georgia -4.5 (-102)

Georgia has covered the spread in every matchup against Heupel’s Tennessee Volunteers. Not only that, the Bulldogs have cleared the spread by an average of 8.6 points in those four matchups.

Credit to Georgia’s defense, as shocking as that obviously isn’t. Head coach Kirby Smart trusts his defensive backs in coverage against Tennessee’s receivers, and he has defensive backs worthy of that trust.

That leaves the Volunteers overly dependent on their run game, which, while improved, is not an efficient enough one to drive an offense. Very few run games are in any given season, perhaps six or eight total. Tennessee is not one of them.

Thus, the Volunteers have fallen an average of 10 points short of their Team Total before garbage time in those four meetings. Even with garbage time, that is a lofty 8.25 points short of their Team Total.

Gunner Stockton is a step backward for Georgia, but the Bulldogs are used to playing complementary football, relying on their defense to create a few short fields and capitalizing on those. When holding an opponent to no more than 17 points in four straight meetings, that recipe creates ATS wins as well as outright wins. It should for a fifth time on Saturday.

Georgia vs Tennessee same-game parlay

Tennessee has not cleared its Team Total in four matchups with Georgia during the Josh Heupel Era, and assuming the Vols will peak this weekend at 21 points, it would then be a tall ask of Bulldogs quarterback Gunner Stockton to clear this total.

Adding in a touchdown from Tennessee running back Star Thomas may seem odd when effectively betting a Tennessee Team Total Under, but realize the Vols have not thrown a touchdown pass against the Bulldogs in their last three matchups, while rushing for four. 

Georgia vs Tennessee SGP

  • Georgia -4.5
  • Under 49.5
  • Star Thomas Touchdown

Our deep-ball SGP: Georgia defense earns its star

It is difficult to succinctly summarize how poorly Tennessee's passing game has fared over the last three years against Georgia. Let's put it this way: On 106 dropbacks in their last three meetings, the Vols have managed a total of three explosive plays, one in each game.

Georgia vs Tennessee SGP

  • Georgia -4.5
  • Under 49.5
  • Star Thomas Touchdown
  • Joey Aguilar Under 201.5 Passing Yards

Georgia vs Tennessee game predictions

Georgia vs Tennessee moneyline prediction

Knoxville would rock for weeks if the Volunteers pulled off this upset, but betting on the better coach and the better defense should leave the Smoky Mountains quiet this weekend.

Georgia vs Tennessee spread prediction

It warrants repeating that Georgia has not only covered the spread in all four matchups against Josh Heupel and Tennessee, but also done so by more than a touchdown per game. The Volunteers have not been within a field goal of covering any of those four spreads, not even within six points, in the last two years.

Georgia vs Tennessee Over/Under prediction

Georgia still hopes to prove this wrong, but anyone who watched Gunner Stockton in the Sugar Bowl last year knows that the Bulldogs took a significant step backward at quarterback this season.

Georgia vs Tennessee odds

  • Spread: Georgia -4.5 | Tennessee +4.5
  • Moneyline: Georgia -178 | Tennessee +146
  • Over/Under: Over 49.5 | Under 49.5

Georgia vs Tennessee trend to know

Georgia has gone 6-0 against the spread in the last six meetings against Tennessee. Find more college football betting trends for Georgia vs Tennessee.

How to watch Georgia vs Tennessee

Location Neyland Stadium, Knoxville, TN
Date Saturday, September 13, 2025
Kickoff 3:30 p.m. ET
TV ABC

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Georgia vs Tennessee weather

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Odds are correct at the time of publishing and are subject to change.
Not intended for use in MA.
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Douglas Farmer
Betting Analyst

Douglas Farmer spends his days thinking about college football and his nights thinking about the NBA. His betting habits and coverage follow that same pattern. He covered Notre Dame football for various outlets from 2008 to 2024, most notably spending eight seasons as NBC Sports’ beat writer on the Irish. That was also when his gambling focus took off. Knowing there were veteran beat writers with three decades more experience than he had, Douglas found his niche by best recognizing Notre Dame’s standing in each year’s national landscape, a complex tapestry most easily understood and remembered via betting odds.

In 2021, that interest created a freelance opportunity with Covers, a role that eventually led to Douglas joining the company full-time in 2023. In the fall, Douglas will place five or six dozen bets each week, a disproportionate amount via BetRivers because the operator tends to have lines slightly different than the rest of the market. The same can be said of Circa Sports’ futures markets.

While Douglas is an avid NBA fan and covers the league throughout the year, the vast majority of his bets are on college football, because that is the biggest key to sports betting: Know what you do not know.

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