Troy vs Jacksonville State Prediction, Picks & Odds for December 16 — Salute to Veterans Bowl

Yonke's prediction: Cam Cook helps Jacksonville State score a win in the Salute to Veterans Bowl.

JD Yonke - Betting Analyst at Covers.com
JD Yonke • Betting Analyst
Dec 14, 2025 • 11:13 ET • 4 min read

NCAAF

Match starts: 50 hrs
JVST
57 %
TROY
43 %
EXPERT PICK - SPREAD
JSU +2.5 (-105) JSU +2.5 (-105)
Read Analysis
Cam Cook Jacksonville State Gamecocks C-USA college football
Photo By - Imagn Images. Cam Cook breaks a tackle against Murray State.

The second bowl game of the season takes place Tuesday night at the Crampton Bowl in Montgomery, Alabama, as the Troy Trojans face the Jacksonville State Gamecocks in the IS4S Salute to Veterans Bowl.

This is the 64th meeting between these two programs, but the first since 2001, marking the renewal of a former longtime rivalry termed the Ol’ School Bell.

See why I’m betting on the underdog with my Troy vs. Jacksonville State predictions and college football picks for the Salute to Veterans Bowl.

Troy vs Jacksonville State predictions for the Salute to Veterans Bowl

Who will win the Salute to Veterans Bowl?

Jacksonville State will pull off the upset as the ground game gets moving with Creel and Cook, and the defense holds up just enough against a poor Troy offense.

Troy vs Jacksonville State best bet: Jacksonville State +2.5 (-105)

The Jacksonville State Gamecocks have the better overall metrics, yet are listed as the underdog. Why is that the case? Charles Kelly’s squad has accumulated those numbers against the easiest schedule in the country (136th per ESPN’s FPI).

The thing is, the Troy Trojans haven’t been particularly impressive despite facing a more challenging slate of opponents. Gerad Parker’s team gains a full yard less per play on offense (4.7) than it allows on defense (5.7).

They benefited from two overtime wins in conference play to qualify for the Sun Belt Championship Game, where they mustered just 2.6 yards per play against James Madison.

The offense already stinks out loud (111th in success rate), and now could be without workhorse running back Tae Meadows (portal) and starting quarterback Goose Crowder. The offensive line struggles to block (126th in front seven havoc), and that’s where JSU’s defense excels (43rd in front seven havoc, 31st in line yards).

Troy’s defense can’t stop the run, allowing 182.7 yards per game, and that’s music to the ears of Caden Creel (1,085 rushing yards) and national rushing yardage leader Cam Cook (1,659).

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Troy vs Jacksonville State same-game parlay

This total has seen significant movement, dropping five points in response to the Crowder and Meadow news. I’m buying back, as Crowder is reportedly practicing, and he has nearly identical numbers to backup Tucker Kilcrease, who saw extensive action this season and doesn’t represent much of a dropoff, if any. 

Cook has gone Over this number in nine of his last 12 games and should feast against a subpar rush defense, while Creel has found the end zone four times in his last four games and similarly stands to benefit from the matchup.

Troy vs Jacksonville State SGP

  • Jacksonville State +2.5
  • Over 46.5
  • Cam Cook Over 107.5 rushing yards
  • Caden Creel anytime touchdown

Our deep-ball SGP: Cookin' Up

Jacksonville State didn’t face many prolific offenses, but the secondary proved vulnerable against Kennesaw State (362 passing yards), Delaware (422), Liberty (335), and UCF (314). RaRa Thomas is an SEC talent who previously played at Mississippi State and Georgia, and he’s averaging 83.3 receiving yards across his last three games.

Troy vs Jacksonville State SGP

  • Jacksonville State +2.5
  • Over 46.5
  • Cam Cook Over 107.5 rushing yards
  • Caden Creel anytime touchdown
  • RaRa Thomas Over 43.5 receiving yards

Troy vs Jacksonville State odds

  • Spread: Troy -2.5 | Jacksonville State +2.5
  • Moneyline: Troy -140 | Jacksonville State +120
  • Over/Under: Over 46.5 | Under 46.5

Troy vs Jacksonville State trend to know

Jacksonville State is 6-3 ATS in its last nine games as an underdog of at least 2.5 points. Find more college football betting trends for Troy vs Jacksonville State.

How to watch Troy vs Jacksonville State

Location Cramton Bowl, Montgomery, AL
Date Tuesday, December 16, 2025
Kickoff 9:00 p.m. ET
TV ESPN

Troy vs Jacksonville State latest injuries

Troy vs Jacksonville State weather

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Odds are correct at the time of publishing and are subject to change.
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JD Yonke
Betting Analyst

JD is a diehard college football fan with five years of experience writing betting and fantasy content for publications such as SportsGrid, Fantasy Points, Fantrax, and Devy Watch. An avid reader, he uses his inclination to look at things with an exhausting and in-depth, analytic viewpoint combined with a love for statistics and metrics to form a well-rounded handicapping approach.

e's an integral member of the niche (but growing!) college fantasy football community, twice traveling to Canton, OH for the Fantasy Football Expo as a member of the CFF King's Classic drafting squad. His specialization in college football DFS and prop betting taught him that there are exploitable markets to be found and that narrowing your focus is integral to being a profitable bettor.

A lifelong Californian who grew up playing baseball, basketball, football, and lacrosse, he's glad to share a passionate love for sports with this wonderful community.

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