The 2025-26 College Football Playoff ends tonight with the No. 1-ranked Indiana Hoosiers taking on the No. 10 Miami Hurricanes, and ESPN has live coverage at 7:30 p.m. ET.
My Miami vs. Indiana predictions explain why there will be a “Belt to Ass” moment in this Natty — just not the way Michael Irvin is hoping.
Find out why I like the Hoosiers to win convincingly in my college football picks for Monday, January 19.
Who will win the National Championship Game?
Indiana.
This is the best team in the country, has been for a while. The only thing holding some back from realizing this is the logo on the helmet. Their tenacious style will overwhelm Miami over the course of the game, forcing some key mistakes as the Hoosiers win the national championship.
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Miami vs Indiana prediction
Miami vs Indiana Best bet: Indiana -8.5 (-105)
The U so desperately wants to be back, and there is just one step left: defeating the Indiana Hoosiers in the CFP National Championship Game.
Miami has won seven straight, but to upset the Indiana Hoosiers, the Canes need to play a clean game. I’m betting they won’t.
Carson Beck is prone to turnovers. He threw six picks in Miami’s two losses and threw another in the win over Mississippi. The Hurricanes are also undisciplined, ranking 113th in penalties per game.
Making mistakes is a recipe for disaster against Indiana. The Hurricanes will, and the Hoosiers will make ‘em pay.
Miami vs Indiana same-game parlay
The National Championship will feature plenty of talented playmakers, but the most underrated may be Indiana wideout Elijah Sarratt.
While Sarratt wasn’t as highly touted as some of the other stars in this game, his impact is undeniable.
He’s hauled in 47 catches for 638 yards and an eye-popping 12 touchdowns over his last nine games — averaging 70.9 yards and scoring in each contest. A prop of 56.5+ yards and a touchdown makes perfect sense in the Natty.
Miami vs Indiana SGP
- Indiana -8.5
- Elijah Sarratt Over 56.5 receiving yards
- Elijah Sarratt anytime touchdown
Our deep-ball SGP: Natty Fireworks
- Charlie Becker has been massive down the stretch, boasting 457 receiving yards and three touchdowns over the last six games.
- Malachi Toney is the Miami Hurricanes' most electric playmaker, and if someone can bust a big one for "The U", it's their star wideout.
- Miami has trusted backup running back Charmar Brown in the red zone lately, with the sophomore scoring four times in the last five games.
Miami vs Indiana SGP
- Elijah Sarratt anytime touchdown
- Charlie Becker anytime touchdown
- Malachi Toney anytime touchdown
- CharMar Brown anytime touchdown
Miami vs Indiana game predictions
Miami vs Indiana spread prediction
Indiana isn’t just winning. It’s blowing teams out. The Hoosiers crushed Alabama and Oregon by 35 and 34 points, respectively. Miami is a very talented team, but it is still a team that lost to Louisville and SMU earlier this season.
Miami vs Indiana Over/Under prediction
Indiana is capable of doing the heavy lifting to send this game over this number. But this is a matchup of two of the best defenses in the country. Miami also knows getting into a shootout with Indiana isn’t the best idea. It means more chances for Carson Beck to make mistakes.
Miami vs Indiana odds
- Spread: Miami +7.5 (-115) | Indiana -7.5 (-105)
- Moneyline: Miami +250 | Indiana -310
- Over/Under: Over 46.5 (-110) | Under 46.5 (-110)
Miami vs Indiana betting trend to know
Indiana has covered the spread in 10 of its last 14 games (+5.60 Units / 36% ROI). Find more college football betting trends for Miami vs Indiana.
How to watch Miami vs Indiana
| Location | Hard Rock Stadium, Miami Gardens, FL |
| Date | Monday, January 19, 2026 |
| Kickoff | 7:30 p.m. ET |
| TV | ESPN |
Miami vs Indiana latest injuries
Miami vs Indiana weather
Conditions look close to ideal for football today with mostly clear skies and essentially no rain expected. With kickoff set for 7:30 p.m. ET at Hard Rock Stadium, it should feel pleasantly cool for South Florida, with moderate-to-high humidity (roughly mid-60s to mid-70s%) but no meaningful weather disruptions anticipated.
Because it’s dry and only modestly breezy, weather shouldn’t “decide” the game the way rain or strong winds can. This setup generally supports cleaner quarterback play, more reliable kicking, and faster offensive tempo (fewer slips, fewer botched exchanges).
The main edges to watch are subtle: that north wind can nudge deep balls, punts, and long field goals depending on direction, and the combination of cooling temps plus lingering humidity can create a bit of late-game slickness (light dew) that tests footing for route breaks and pass rush. Overall, expect execution, not weather, to be the biggest driver of the outcome tonight.
Monitor gametime conditions with our College football weather info.
More Miami vs Indiana predictions
- Miami vs. Indiana props
- Miami vs. Indiana same game parlay picks
- Miami vs. Indiana computer picks
- Miami vs. Indiana odds at prediction markets
- Fernando Mendoza player props
- 3 reasons why Miami will win the CFP National Championship Game
- Brad Powers' best bets for Miami vs. Indiana
Odds are correct at the time of publishing and are subject to change.
Not intended for use in MA.
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