Opening NFL Divisional Round Odds and Betting Lines: Can Bears (+4.5) Thrive vs Rams?

The Bears pulled off another late comeback in Wild Card Weekend, adding further consternation to those labeling them as "frauds." As 4.5-point underdogs vs. the Rams in the Divisional Round, will their luck finally run out?

Jason Logan: Senior Betting Analyst at Covers
Jason Logan • Senior Betting Analyst
Jan 13, 2026 • 10:06 ET • 4 min read
Opening NFL Divisional Round Odds
Photo By - Imagn Images. Bear QB Caleb Williams (18) scrambles.

The NFL playoff field continues to get whittled down, often in nail-biting fashion.

We're down to the NFL's "Elite Eight", starting with two games Saturday. The 49ers and Seahawks meet for a third time while the Bills head up the mountain to battle the Broncos. Sunday's slate has the Bears hosting the Rams and the Texans tangling with the Patriots.

Here are the NFL Divisional Round odds and insights into early line movements.

NFL odds for the Divisional Round

Matchup Spread Moneyline Over/Under
49ers 49ers
@
Seahawks Seahawks
Seahawks -7 49ers +290
Seahawks -360
45.5
Rams Rams
@
Bears Bears
Bears +3.5 Rams -205
Bears +172
50.5
Bills Bills
@
Broncos Broncos
Broncos +1.5 Bills -108
Jaguars -108
46.5
Texans Texans
@
Patriots Patriots
Patriots -3 Texans +132
Patriots -156
41.5

Lines as of 1-13

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49ers vs Seahawks odds

Opening line

The 49ers stunned the defending Super Bowl winners on the road in the Wild Card Round. San Francisco travels again this weekend, visiting Seattle after losing to the Seahawks at home in Week 18. Look-ahead lines had Seattle -5.5, and the official opener came out between -6.5 and -7.5, with the Niners down TE George Kittle (Achilles). Market consensus has boiled down to a touchdown as of Monday morning. The total opened at 46.5 and quickly took Under money, down to 45.5 O/U across the industry as of this writing. 

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Rams vs Bears odds

Opening line

The Rams travel to Chicago for a Sunday showdown. Look-ahead lines listed Los Angeles as a 4.5-point road chalk, and that’s where it opened. But with concern around Matthew Stafford’s throwing hand, this spread has trimmed to Rams -3.5 in the first 12 hours of action. The total hit the board at 50.5, and early movement is toward the Over, with some shops dealing 51.5 O/U on Monday morning.

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Bills vs Broncos odds

Opening line

The look-ahead line for this possible Divisional Round pairing listed the Bills as 1.5-point road favorites at Denver. Buffalo’s win over Jacksonville kept the official opener there, with books pegging the No. 1 seed as home pups. Some sharper books are being very bullish on Buffalo, with the spread at -2.5. However, mainstream shops are seeing the vig swing on Denver +1.5, and we could see this spread shrink later in the week. As for the total, the number opened at 47.5 and is down to 46.5 points across the board on Monday morning. 

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Texans vs. Patriots odds

Opening line

  • Patriots -2.5
  • 40.5

Following Monday’s win by the Texans, New England opened between -2.5 and -3 hosting Houston on Sunday. The Over/Under hit the board as low as 40.5 and has jumped up to 41.5 across the industry, sitting on the other side of the key number of 41 points.

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Best NFL bets this week

Looking for our favorite spread, total, and NFL prop bets for this week's action? Check out our best free NFL picks from the Covers staff!

Odds are correct at the time of publishing and are subject to change.
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Jason Logan Senior Industry Analyst Covers.com
Senior Betting Analyst

In his 20 years with Covers, lead NFL betting analyst; has seen it all and bet it all. Through the wild west of early Internet gambling to lobbying for legalized sports betting to our brave new wagering world, Jason has been a consistent source of actionable info and entertainment for squares and sharps alike. Since joining the Covers team back in 2005, he honed his handicapping skills to provide audiences with the most thorough insights, blending traditional capping methods with advanced modelling and predictive analysis. Jason has studied the ins and outs of the sports betting business, learning from some of the most successful gamblers in the industry and the biggest sportsbook operators on the planet. He is under center for Covers during NFL season as our top NFL expert, taking the points in his infamous NFL Underdogs column and representing the Covers Community at the Super Bowl. While he lives for football season, Jason's first love is basketball and that shows in his in-depth NBA, NCAA, and WNBA betting breakdowns. On top of being a mainstay in media from coast to coast; WPIX, PHL17, Fox 5 San Diego, WGNO, TSN, SportsNet, ESPN Radio; he had his analysis featured in USA Today, MSNBC, ESPN, the Wall Street Journal, CBS, Bloomberg, the L.A. Times, the New York Times and other major publications. You can also find JLo stuffing all the top picks and predictions he can into 10 minutes as the host of Covers; flagship podcast, The Sharp 600.

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