Opening NFL Divisional Round Odds and Betting Lines: Can Bears (+4.5) Thrive vs Rams?

The Bears pulled off another late comeback in Wild Card Weekend, adding further consternation to those labeling them as "frauds." As 4.5-point underdogs vs. the Rams in the Divisional Round, will their luck finally run out?

Jason Logan: Senior Betting Analyst at Covers
Jason Logan • Senior Betting Analyst
Jan 11, 2026 • 23:14 ET • 4 min read
Opening NFL Divisional Round Odds
Photo By - Imagn Images. Bear QB Caleb Williams (18) scrambles.

The NFL playoff field continues to get whittled down, often in nail-biting fashion.

Will the Chicago Bears (+4.5) pull another rabbit out of their hats against the visiting Los Angeles Rams, who narrowly escaped Raleigh with a last-second win over the Carolina Panthers on Wild Card Weekend?

The San Francisco 49ers and Seattle Seahawks (-6.5) clash again after the latter won 13-3 to secure the top NFC seed just a couple of short weeks ago.

The AFC landscape is also rounding into form, as the Buffalo Bills opened as slight road favorites over the No. 1-seeded Denver Broncos (+1.5) while the New England Patriots will await the winner of Monday's Houston Texans-Pittsburgh Steelers bout.

NFL odds for the Divisional Round

Matchup Spread Moneyline Over/Under
49ers 49ers
@
Seahawks Seahawks
Seahawks -6.5 49ers +260
Seahawks -320
45.5
Rams Rams
@
Bears Bears
Bears +4.5 Rams -190
Bears +160
50.5
Bills Bills
@
Broncos Broncos
Broncos +1.5 Bills -126
Jaguars +108
47.5
Texans Texans/Steelers Steelers
@
Patriots Patriots
TBD TBD TBD

Lines as of 1-11

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49ers vs Seahawks odds

Opening line

  • Seahawks -6.5
  • Over/Under 45.5

Opening odds analysis coming soon.

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Rams vs Bears odds

Opening line

  • Bears +4.5
  • Over/Under 50.5

Opening odds analysis coming soon.

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Covers NFL betting tools


Bills vs Broncos odds

Opening line

  • Broncos +1.5
  • Over/Under 47.5

Opening odds analysis coming soon. 

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Texans/Steelers vs. Patriots odds

Opening line

  • Spread TBD
  • Over/Under TBD

Opening odds analysis coming soon.

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Jason Logan Senior Industry Analyst Covers.com
Senior Betting Analyst

In his 20 years with Covers, lead NFL betting analyst; has seen it all and bet it all. Through the wild west of early Internet gambling to lobbying for legalized sports betting to our brave new wagering world, Jason has been a consistent source of actionable info and entertainment for squares and sharps alike. Since joining the Covers team back in 2005, he honed his handicapping skills to provide audiences with the most thorough insights, blending traditional capping methods with advanced modelling and predictive analysis. Jason has studied the ins and outs of the sports betting business, learning from some of the most successful gamblers in the industry and the biggest sportsbook operators on the planet. He is under center for Covers during NFL season as our top NFL expert, taking the points in his infamous NFL Underdogs column and representing the Covers Community at the Super Bowl. While he lives for football season, Jasons first love is basketball and that shows in his in-depth NBA, NCAA, and WNBA betting breakdowns. On top of being a mainstay in media from coast to coast; WPIX, PHL17, Fox 5 San Diego, WGNO, TSN, SportsNet, ESPN Radio; he had his analysis featured in USA Today, MSNBC, ESPN, the Wall Street Journal, CBS, Bloomberg, the L.A. Times, the New York Times and other major publications. You can also find JLo stuffing all the top picks and predictions he can into 10 minutes as the host of Covers; flagship podcast, The Sharp 600.

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