Penn State vs Michigan Prediction, Picks & Odds: College Football Week 7

Colby Marchio - Contributor at Covers.com
Colby Marchio • Betting Analyst 7+ years betting experience
Updated: Oct 16, 2026 , 06:05 AM ET • 4 min read

A defensive battle is sure to ensue as the Nittany Lions and Wolverines square off at the Big House. But will Bryce Underwood fall flat once again, or will he make this writer eat his words?

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Match starts: 28 hrs
Penn State vs Michigan Predictions
Photo By - Reuters Connect. Rocco Becht (3) throws a pass during NCAAF action.

We have ourselves a Big Ten Saturday afternoon clash as Penn State heads into the Big House as 6.5-point underdogs, looking to hand Michigan its third straight loss.

My Penn State vs. Michigan prediction is the Nittany Lions will stay within the number on Oct. 17, with kickoff at 3:30 p.m. ET on CBS from Michigan Stadium in Ann Arbor.

Find out why in my free college football picks for Week 7.

 TOP PICK
Who will win Penn State vs Michigan: Penn State +6.5

I would love to get +7 or +7.5 on Penn State, but I still lean the Nittany Lions way at +6.5.

Michigan's offense is the reason the Wolverines have been unable to pull out wins over the last few weeks. How can they win when quarterback Bryce Underwood keeps turning the ball over?

Michigan's last two losses have come by a combined seven points. In those games, Underwood threw for 377 yards and two touchdowns, but also had three interceptions.

In Michigan's 20-19 loss to Iowa, the Wolverines outgained the Hawkeyes by nearly 150 yards. Last week against Minnesota, they managed just 180 total yards. Michigan's defense can only do so much. 

The Nittany Lions have a far more efficient offense, averaging more than 30 points and nearly 400 total yards per game while gaining close to six yards per play.

I like Penn State at +6.5, and honestly, I'd back it at just about any number in this matchup.

Covers COVERS INTEL: Penn State ranks 18th nationally in adjusted defensive EPA per play. With the Wolverines struggling to create separation offensively, the Nittany Lions should have a strong chance to stay within the +6.5.

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Penn State vs Michigan Over/Under pick: Under 42.5

It is awfully hard to avoid pressing the button on the Under in this matchup, with both teams allowing fewer than 19 points per game this season. 

The Wolverines rank 12th in opponent points per game and second in the country in total yards allowed, surrendering just 241 yards per game. The Nittany Lions aren't far behind, ranking 29th and 22nd in those respective categories.

Both teams are on losing streaks and desperate for a win. The only way either team pulls this one out is by playing to its strengths, which means leaning on two lights-out defensive units. This should be a low-scoring affair, with both defenses dictating the pace from start to finish.

Get ready to root for NO POINTS! I wouldn't play this any lower than 42.

Penn State vs Michigan combo

With both teams boasting talented defenses, I lean toward the Under. It's also tough to back the favorite when its quarterback has been unreliable and keeps turning the ball over.

The Nittany Lions are worth backing at +6.5, especially in a game that should feature plenty of defensive stops and limited scoring. If you combo all three plays, you get 4.43x.

Penn State vs Michigan combo

  • Penn State +6.5
  • Under 42.5
  • Penn State first half +3.5
Colby Marchio's 2026 Transparency Record
  • 2026 picks: 43-37-2, +6.30 Units
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Penn State vs Michigan odds

For help understanding probabilities, see our odds calculator.

  • Spread: Penn State +6.5 | Michigan -6.5
  • Over/Under: Over 42.5 (51%) | Under 42.5 (50%)
  • Moneyline: Penn State 69% | Michigan 31%

For the full slate of college football matchups, check out our college football odds board!

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Penn State vs Michigan weather

College football weather has finally arrived in the Big Ten! Ann Arbor will see temperatures in the low 50s, with a slight wind of 7.8 mph. The Big House should be the perfect place to be for some classic Big Ten football!

Check out our college football weather page for up-to-date info on every matchup.

Penn State vs Michigan trend to know

Under is 6-1 in Wolverines last 7 games as a home favorite.

Find more college football betting trends for Penn State vs. Michigan.

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How to watch Penn State vs Michigan

Location Michigan Stadium, Ann Arbor, Mich.
Date Saturday, Oct. 17, 2026
Kickoff 3:30 p.m. ET
TV CBS

Penn State vs Michigan latest injuries

Check out our college football injuries page for updates on every team. 

Odds are correct at the time of publishing and are subject to change.
Not intended for use in MA.
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Colby Marchio
Betting Analyst

Colby Marchio is a two-time DePaul alum and former Division 1 (club) baseball player who has been sports betting since 2019. Since graduating in 2021, he has worked throughout the media circuit, hosting and appearing on various television and radio shows while making countless guest appearances discussing Major League Baseball, college basketball, college football, and the National Football League.

A self-proclaimed numbers nerd, Colby may enjoy digging through the data even more than winning itself. That passion is why his two favorite sports to cover are college basketball and Major League Baseball. 

As for his favorite sportsbook, it is whichever one has the best price, or whichever one is not taxing him as an Illinois resident. 

You can find all of his plays and more @ColbyMBets on Twitter/X.

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