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Free College Football Expert and Computer Picks For Every Game Oct. 20, 2026
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
17.24 |
+10.5 -115 |
o45.5 -115 |
+330 |
|
|
28.15 |
-10.5 -102 |
u46.5 -108 |
-400 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
24.64 |
+3.5 -115 |
o53.5 -105 |
+142 |
|
|
28.22 |
-3.5 +100 |
u54.5 -110 |
-150 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
34.24 |
-2.5 -105 |
o65.5 -110 |
-130 |
|
|
31.54 |
+2.5 -105 |
u66.5 -115 |
+117 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
23.41 |
-2.5 -110 |
o44.5 -110 |
-135 |
|
|
21.10 |
+2.5 -105 |
u45.5 -110 |
+120 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
33.55 |
-10.5 -105 |
o55.5 -115 |
-420 |
|
|
23.15 |
+10.5 -110 |
u56.5 -109 |
+333 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
29.02 |
-9.5 -115 |
o49.5 -110 |
-390 |
|
|
19.84 |
+9.5 +100 |
u50.5 -110 |
+340 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
20.91 |
+10.5 -115 |
o54.5 -105 |
+340 |
|
|
32.28 |
-10.5 +100 |
u54.5 -105 |
-375 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
23.13 |
+1.5 -105 |
o47.5 -105 |
+105 |
|
|
25.10 |
-1.5 -105 |
u47.5 -110 |
-115 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
18.31 |
+14.5 -110 |
o48.5 -115 |
+525 |
|
|
33.27 |
-14.5 -105 |
u49.5 -106 |
-649 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
25.84 |
+1.5 -105 |
o54.0 -110 |
+102 |
|
|
27.59 |
-1.5 -105 |
u54.5 -106 |
-118 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
23.98 |
-4.5 -105 |
o44.5 -105 |
-180 |
|
|
19.06 |
+4.5 -105 |
u45.5 -118 |
+170 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
31.51 |
-6.5 -112 |
o55.0 -115 |
-250 |
|
|
24.29 |
+6.5 +100 |
u55.5 -110 |
+225 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
22.78 |
+10.5 -117 |
o55.5 -110 |
+280 |
|
|
32.70 |
-10.5 -107 |
u56.5 -108 |
-334 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
33.56 |
-10.5 -106 |
o55.5 -110 |
-410 |
|
|
23.57 |
+10.5 -105 |
u57.5 -118 |
+340 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
28.84 |
-7.5 -105 |
o50.5 -110 |
-290 |
|
|
21.72 |
+7.5 -110 |
u51.5 -110 |
+245 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
16.80 |
+19.5 -108 |
o54.5 -105 |
+800 |
|
|
37.26 |
-19.5 -105 |
u55.5 -115 |
-1099 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
22.54 |
+7.5 -109 |
o52.5 -109 |
+265 |
|
|
31.45 |
-7.5 +100 |
u53.5 -115 |
-300 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
15.66 |
+20.5 -110 |
o50.5 -110 |
+1100 |
|
|
37.03 |
-20.5 -105 |
u51.5 -115 |
-1587 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
24.86 |
-6.5 -122 |
o41.5 -106 |
-275 |
|
|
17.58 |
+6.5 +102 |
u42.5 -115 |
+250 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
21.16 |
+3.5 -115 |
o45.5 -105 |
+140 |
|
|
25.04 |
-3.5 +101 |
u45.5 -109 |
-150 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
20.52 |
-- |
-- |
-- |
|
|
37.21 |
-- |
-- |
-- |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
21.44 |
+3.5 -120 |
o45.5 -110 |
+127 |
|
|
24.55 |
-3.5 +100 |
u46.5 -110 |
-145 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
27.41 |
-2.5 -120 |
o52.5 -112 |
-142 |
|
|
25.20 |
+2.5 +105 |
u53.5 -109 |
+125 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
21.81 |
-2.5 -104 |
o39.5 -120 |
-130 |
|
|
19.74 |
+2.5 -105 |
u40.5 -105 |
+115 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
30.41 |
-8.5 -110 |
o50.0 -115 |
-345 |
|
|
22.57 |
+8.5 -110 |
u50.5 -104 |
+300 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
18.52 |
+14.5 -118 |
o50.5 -108 |
+475 |
|
|
32.77 |
-14.5 +101 |
u50.5 -110 |
-592 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
18.68 |
+14.5 -115 |
o50.5 -110 |
+480 |
|
|
32.43 |
-14.5 -102 |
u51.5 -118 |
-559 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
24.40 |
-5.5 -130 |
o40.5 -110 |
-235 |
|
|
18.17 |
+5.5 +105 |
u40.5 -103 |
+230 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
24.45 |
-3.5 -110 |
o47.5 -104 |
-180 |
|
|
20.72 |
+3.5 -105 |
u47.5 -105 |
+165 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
25.59 |
-6.5 -112 |
o43.5 -105 |
-245 |
|
|
19.94 |
+6.5 -103 |
u43.5 -104 |
+215 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
24.58 |
-3.5 -120 |
o43.5 -120 |
-190 |
|
|
21.58 |
+3.5 -105 |
u45.5 -115 |
+168 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
15.52 |
+14.5 -110 |
o44.5 -108 |
+510 |
|
|
30.51 |
-14.5 -110 |
u44.5 -105 |
-625 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
32.84 |
-2.5 -105 |
o61.5 -115 |
-127 |
|
|
30.59 |
+2.5 -110 |
u62.5 -105 |
+110 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
21.86 |
+4.5 -117 |
o49.5 -108 |
+159 |
|
|
26.78 |
-4.5 -103 |
u49.5 -110 |
-175 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
24.79 |
+2.5 -110 |
o50.5 -110 |
+114 |
|
|
27.45 |
-2.5 -105 |
u50.5 -105 |
-126 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
19.97 |
+3.5 -108 |
o44.5 -105 |
+155 |
|
|
24.54 |
-3.5 -109 |
u44.5 -106 |
-166 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
30.47 |
-3.5 +102 |
o55.5 -115 |
-160 |
|
|
27.15 |
+3.5 -110 |
u56.5 -110 |
+140 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
17.68 |
+12.5 -110 |
o47.5 -110 |
+370 |
|
|
30.68 |
-12.5 -108 |
u48.5 -110 |
-461 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
17.62 |
+14.5 -110 |
o50.5 -112 |
+525 |
|
|
33.57 |
-14.5 +100 |
u51.5 -116 |
-699 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
30.75 |
-9.5 -115 |
o51.5 -115 |
-380 |
|
|
21.55 |
+9.5 -105 |
u52.5 -108 |
+320 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
16.64 |
+13.5 -110 |
o45.5 -110 |
+380 |
|
|
30.24 |
-13.5 -110 |
u46.5 -112 |
-450 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
19.51 |
+5.5 -110 |
o46.0 -110 |
+180 |
|
|
26.05 |
-5.5 -105 |
u46.5 -110 |
-190 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
31.73 |
-12.5 -110 |
o51.5 -105 |
-520 |
|
|
19.68 |
+12.5 -104 |
u51.5 -108 |
+480 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
32.13 |
-1.5 -105 |
o63.5 -108 |
+105 |
|
|
31.73 |
+1.5 -110 |
u64.5 -110 |
-102 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
29.60 |
-1.5 -115 |
o58.5 -110 |
-125 |
|
|
28.38 |
+1.5 -105 |
u59.5 -115 |
+110 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
19.75 |
+13.5 -117 |
o54.5 -110 |
+410 |
|
|
33.95 |
-13.5 -103 |
u56.5 -110 |
-520 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
23.50 |
+3.5 -124 |
o49.0 -114 |
+130 |
|
|
25.67 |
-3.5 +100 |
u49.5 -109 |
-143 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
25.97 |
-2.5 -123 |
o49.5 -108 |
-150 |
|
|
23.59 |
+2.5 +105 |
u49.5 -108 |
+135 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
21.05 |
+11.5 -110 |
o50.5 -115 |
+350 |
|
|
32.02 |
-11.5 -103 |
u51.5 -105 |
-430 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
19.59 |
+8.5 -110 |
o46.5 -110 |
+275 |
|
|
27.75 |
-8.5 -110 |
u47.0 -110 |
-325 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
19.82 |
+10.5 -115 |
o50.5 -110 |
+285 |
|
|
30.74 |
-10.5 -104 |
u50.5 -105 |
-310 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
22.50 |
+13.5 -112 |
o60.5 -105 |
+400 |
|
|
36.74 |
-13.5 -105 |
u61.5 -110 |
-500 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
25.10 |
+3.5 -115 |
o53.5 -110 |
+137 |
|
|
29.02 |
-3.5 +100 |
u54.5 -110 |
-150 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
26.68 |
-2.5 -112 |
o51.5 -105 |
-139 |
|
|
24.71 |
+2.5 +102 |
u51.5 -108 |
+125 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
18.65 |
+4.5 -108 |
o41.0 -115 |
+170 |
|
|
24.18 |
-4.5 -109 |
u41.5 -108 |
-190 |
Predicted Score
Team |
Predicted Score |
Spread |
Total |
ML |
|---|---|---|---|---|
|
|
25.17 |
+6.5 -105 |
o56.5 -110 |
+205 |
|
|
32.65 |
-6.5 -110 |
u57.5 -113 |
-235 |
With defense being optional for both teams, the first-half over is a-go. Both teams rank in the bottom 30 in first-half points allowed, surrendering more than 17 points per half. South Alabama ranks 24th in seconds per play over its first three drives, while both teams rank inside the top 61 in adjusted pace. The over 31.5 has a great chance to cash.
Marshall and South Alabama bring two leaky defenses into this matchup, setting the stage for a potential shootout. Both teams are allowing more than 33 points per game, and despite Marshall's scoring struggles, the Thundering Herd can move the ball. If turnovers subside, expect plenty of points.
New Mexico State should look to dictate the pace early and force Sam Houston out of its comfort zone. With the Aggies playing faster and the Bearkats sporting a one-dimensional offense, the road favorite has an opportunity to seize control early against a defense that has had plenty of time to prepare.
Sam Houston and New Mexico State could deliver an ugly offensive showing, and not because either defense is particularly impressive. The Bearkats are averaging just 11.6 points per game, while the Aggies are scoring fewer than 20 points per contest. With both offenses struggling to move the ball, the under is worth a look, but the total has dropped too far already.
James Madison is 7-0 SU and 6-1 ATS, with a +14.4 spread differential, and despite being on the road, I'm happy to lay the number against App State. The Dukes rank 13th in the nation in yards per carry (5.3) and should run the ball well against an App State defense that allows 155 rushing yards per game (73rd). The Mountaineers don't have anything to hang their hat on offensively, ranking 74th in yards per play and 106th in yards per carry. If JMU can make them one-dimensional on offense, they'll find the necessary separation on the scoreboard.
NC State is flawed, but at least it's competitive, and coming off a bye, I like the Wolfpack to cover up to -8.5. The Cardinal have lost their last two FBS games 115-10 and four of their last five FBS games by at least 28 points. NC State QB CJ Bailey should be able to expose a Stanford defense that's 127th nationally in success rate (50.1%).
My power ratings make Kansas a slight favorite. Kansas is better in yards per play margin and has faced a tougher schedule than Baylor... and they're getting points... at home? That's an auto bet for me. The market was anti Baylor last week, and they got beat outright as a favorite vs TCU. Money came in on Kansas last week and I expect the same this week.
My power ratings only make USC a one-point favorite. USC finally got a big win on the east coast, beating Penn State, but reality is, Wisconsin is better than Penn State, and yet the Penn State - USC line was a pick, so I think this line is a market overreaction. Wisconsin is also better in yards per play margin and they've faced a tough schedule.
Texas should be favored by more than a field goal at home against Ole Miss, and I'd take the Longhorns up to -5.5. Despite Arch Manning's inconsistent play, Texas has the talent advantage, especially on defense. The Longhorns rank third nationally in net adjusted EPA per play on defense and can slow Trinidad Chambliss enough to win decisively.
Ole Miss has returned to top form since its early-October bye week, winning by 35 at Vanderbilt before dominating ranked Missouri 31-3 on Saturday. Meanwhile, Texas has lost back-to-back games against teams not as good as Ole Miss, and Arch Manning concerns now have the entire program in flux at a bad time. I expect a bit of a shootout, and that plays into the hands of the Rebels, who rank 10th in scoring offense and 20th in yards per play. This Longhorns offense (89th in yards per play) won't be able to keep pace in its current state.
This could be the best G6 game of the season, and with major CFP implications, I like New Mexico to cover -4.5 or better. The Lobos have the best defense in the G6, ranking first nationally in havoc rate (26%), and home-field advantage in Albuquerque will be huge after Jason Eck's push to try to sell it out. North Dakota State has been impressive, but its inconsistent offense (7 points against UNLV) will be a problem against the Lobos.
Although Utah struggled to close out its win against Colorado last week, I like the Utes up to -9.5 at home with College GameDay in Salt Lake City. The Cougars are coming off a big shootout win and are in a letdown spot against a Utah team with an offense and defense both ranked top 20 by SP+. Houston's poor defensive play (111th in net EPA per play) is bound to catch up to it against Devon Dampier.
Our experts and prediction models are hard at work analyzing the data. Check back shortly for today's picks, or explore our Computer Picks for inspiration.
The table above lets you know how profitable and helpful our sports betting computer picks have been across the last 100 college football games played. Our NCAAF computer picks use expert data to review odds and generate moneyline, spread, and total bets for every game throughout the season.
Listed in the table are unit details, which show the total profit or loss based on a bettor placing $100 on each of the last 100 college football picks made by the computer, on both the opening and closing lines.
Take advantage of these free college football picks before you wager any money at sportsbooks.
As human beings, we're bound to be biased with our picks and potentially fall into the trap of swinging with the public. With advanced stats growing in popularity and getting harder to track, college football computer predictions are starting to become more relied on.
Betting on a moneyline simply means you're picking the outright winner of the game, regardless of the scoring margin or total. If the team you choose wins, then your bet hits. Here's what it will look like over at your favorite sportsbook:
| Team | Moneyline |
|---|---|
| Alabama Crimson Tide | -120 |
| Missouri Tigers | +150 |
In this case, Alabama is favored to win the game as its moneyline odds have a minus sign (-) in front of the number. The favorites will have the minus sign present, and the underdogs will have a plus sign (+). Easy, right?
Betting the spread gives your bet a bit more breathing room. Here, you don't need to sweat out a team to win. Instead, you can wager on the point differential on the scoreboard.
Betting on the spread is a good idea when the moneyline profits aren't enticing. There's no point betting on Alabama as a heavy -1500 favorite over Missouri. But taking Missouri to keep the scoring margin within a certain frame will get you more bang for your buck.
| Team | Spread |
|---|---|
| Alabama Crimson Tide | -24.5 (-105) |
| Missouri Tigers | +24.5 (-115) |
In this example, the Tide are favored to dominate their game against Missouri, outperforming them by at least 24.5 points.
If Alabama does win by more than 25 points, that would mean the Crimson Tide covered the spread. But if the Tide won by just 20 points, then that would mean the Tigers "covered the spread" instead.
If you think the outcome of a game could flip in either direction, then an Over/Under is the way to go. This bet relies on the combined score from both teams and whether it goes Over or Under the point total listed at sportsbooks. Then, who cares who wins?
| Team | Total |
|---|---|
| Alabama Crimson Tide | O 52.5 (-110) |
| Missouri Tigers | U 52.5 (-110) |
In this example, oddsmakers have set the total score for the game at 52.5 points. The choice is now up to you. If you think the Tide and Tigers will score a combined total of more than 52.5 points, 53 points or more, then pick the Over. If you're thinking otherwise, then bet the Under, and the bet will hit if they score fewer than 52.5 points.
If the set number was a whole number like 52 points and the two teams score exactly that amount, then it is considered a push and you'd get your money back.
Use these additional college football betting resources to compare markets, find more picks, and research specific betting angles before placing a wager.
If you're ready to bet on college football picks, you first need to find the right sportsbook. Our betting sites guide offers secure banking, the best odds, bonuses, and reliable customer service options for you.
More than a dozen Covers college football picks are released throughout the week during the season, covering all the biggest games and matchups.
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