NFL Week 4 Picks: ChatGPT Predicts the Winner of Every Game

Stack smart moneyline decisions in Week 4 with verified FanDuel odds and a dash of AI discipline.

Ryan Murphy - Managing Editor at Covers.com
Ryan Murphy • Managing Editor
Sep 25, 2025 • 09:47 ET • 4 min read
Philadelphia Eagles quarterback Jalen Hurts (1) rushes the ball against the Los Angeles Rams.
Photo By - Imagn Images. Philadelphia Eagles quarterback Jalen Hurts (1) rushes the ball against the Los Angeles Rams.

The first month of NFL action ends with a spicy slate, including a Thursday nighter in the desert, a Sunday morning tilt in Dublin, heavyweight showdowns late Sunday, and a monstrous Monday doubleheader.

Instead of leaving the picks to the talking heads, we've turned to artificial intelligence. Using the Week 4 moneyline odds from FanDuel, we asked ChatGPT to pick the straight-up winners of every single game on the schedule from the opening whistle on Thursday night to the final play on Monday.

Here’s how the AI sees Week 4 shaking out with its NFL picks. 

Week 4 NFL moneyline picks

Matchup Pick
Seahawks Seahawks vs Cardinals Cardinals Seahawks -116
Vikings Vikings vs Steelers Steelers Vikings -146
Saints Saints vs Bills Bills Bills -1800
Titans Titans vs Texans Texans Texans -335
Browns Browns vs Lions Lions Lions -500
Commanders Commanders vs Falcons Falcons Commanders -116
Eagles Eagles vs Buccaneers Buccaneers Eagles -194
Panthers Panthers vs Patriots Patriots Patriots -240
Chargers Chargers vs Giants Giants Chargers -290
Jaguars Jaguars vs 49ers 49ers 49ers -168
Colts Colts vs Rams Rams Rams -180
Bears Bears vs Raiders Raiders Raiders -110
Ravens Ravens vs Chiefs Chiefs Ravens -146
Packers Packers vs Cowboys Cowboys Cowboys +265
Jets Jets vs Dolphins Dolphins Dolphins -154
Bengals Bengals vs Broncos Broncos Broncos -355

Lines courtesy of FanDuel.

Seahawks vs Cardinals: Seahawks Seahawks (-116)

Seattle’s defense has been the steadier unit to date, and the market leans its way on the road. With both teams at 2–1 and divisional familiarity high, we’ll side with the slight favorite’s pass rush to swing a few key downs.

Vikings vs Steelers: Vikings Vikings (-146)

Neutral-site games add variance, but Minnesota’s offense has flashed the higher ceiling early. With travel equalized and a morning kick, we’ll follow the market’s lean toward the Vikings to land a few more explosive plays. 

Saints vs Bills: Bills Bills (-1800)

Buffalo has been one of September’s most efficient teams on both sides, and the price reflects a major gap. Upsets happen, but the Bills’ QB play and depth make them the rightful heavy favorite at home.

Titans vs Texans: Texans Texans (-335)

Houston’s defense has tightened in high-leverage spots, and the offense has enough balance to punish negative scripts for Tennessee. Laying a bigger moneyline is justified by matchup edges.

Browns vs Lions: Lions Lions (-500)

Detroit’s front four and early-down efficiency should stress a Cleveland offense that’s been volatile. At Ford Field, the Lions’ balance sets a high floor.

Commanders vs Falcons: Commanders Commanders (-116)

In a near coin-flip, Washington’s front can dictate against a Falcons offense still searching for rhythm. Slight edge to the road side that can win the line of scrimmage. 

Eagles vs Buccaneers: Eagles Eagles (-194)

Tampa has been sticky in recent meetings, but Philadelphia’s trenches and red-zone designs tip this toward the visitors. It’s not a layup, yet the price is fair for a better roster.

Panthers vs Patriots: Patriots Patriots (-240)

New England’s defense has traveled, and the ground game is good enough to keep the script friendly. Carolina’s margin is thin if it falls behind.

Chargers vs Giants: Chargers Chargers (-290)

Los Angeles’ passing game has been steady, and the matchup with New York’s offense favors a comfortable road script if the Bolts avoid giveaways.

Jaguars vs 49ers: 49ers 49ers (-168)

San Francisco’s defense is built to limit explosive passes, and the ground game can salt away leads. Jacksonville can make this tricky, but the Niners at home are still the higher-probability side.

Colts vs Rams: Rams Rams (-180)

L.A.’s passing efficiency and red-zone creativity gives it an edge at home. Indy’s been plucky, but the Rams’ skill talent and pass pro make them the right side straight-up.

Bears vs Raiders: Bears Raiders (-110)

With both teams volatile, we’ll lean toward the home team in a near pick’em. If Vegas protects the ball and finishes drives, that’s enough to squeak by.

Ravens vs Chiefs: Chiefs Ravens (-146)

Arrowhead is daunting, but Baltimore’s run game and defensive speed travel, and the market has nudged toward the visitors. Slight edge to the Ravens to control tempo and field position.

Packers vs Cowboys: Cowboys Cowboys (+265)

Dallas’ defense at home should dictate against a Green Bay front that’s been up-and-down. The matchup — particularly on third down — favors the Cowboys in prime time.

Jets vs Dolphins: Dolphins Dolphins (-154)

Miami’s team speed and scripted offense give them multiple outs at home. New York’s defense can muddy things, but the Dolphins’ explosive capability keeps them as worthy favorites. 

Bengals vs Broncos: Broncos Broncos (-355)

Denver’s defense and altitude advantage are tough for a Bengals offense still searching for consistency. In a positive script, the Broncos’ run game can close the door.

ChatGPT has gone 39-9 so far this season for +26.4 units.

Odds are correct at the time of publishing and are subject to change.
Not intended for use in MA.
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Ryan Murphy Managing Editor at Covers
Managing Editor

Ryan Murphy began his love affair with sports journalism at the age of nine when he wrote his first article about his little league baseball team. He has since authored his own weekly column for Fox Sports and has been a trusted voice within the sports betting industry for the past eight years with stops at XL Media and Churchill Downs. He’s been proud to serve as Managing Editor at Covers since 2022.

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