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College Football Picks

Free College Football Expert and Computer Picks For Every Game Sept. 20, 2026

New Computer Picks powered by Odds Shark

Predicted Score

CHAR logo
CHAR
CHAR

17.79 @ 36.45

APP
APP logo
APP

49ers vs Mountaineers · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML

CHAR logo
CHAR
CHAR

17.79

+16.5 -107

o52.5 -110

+700

APP logo
APP
APP

36.45

-16.5 -110

u53.5 -110

-1000

James Madison @ San Diego State
Matchup Stats

Predicted Score

JMU logo
JMU
JMU

24.58 @ 24.90

SDSU
SDSU logo
SDSU

Dukes vs Aztecs · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML

JMU logo
JMU
JMU

24.58

+2.5 -113

o45.5 -110

+110

SDSU logo
SDSU
SDSU

24.90

-2.5 -105

u46.5 -110

-122

NIU @ Arizona
Matchup Stats

Predicted Score

NIU logo
NIU
NIU

6.81 @ 41.73

ARIZ
ARIZ logo
ARIZ

Huskies vs Wildcats · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML

NIU logo
NIU
NIU

6.81

+34.5 -105

o49.5 -108

+6500

ARIZ logo
ARIZ
ARIZ

41.73

-34.5 -105

u50.5 -115

-6500

Top Projection Noah Fifita o15.5 Rushing Yards (-120)
o15.5-115
ND State @ Sacramento State
Matchup Stats

Predicted Score

NDSU logo
NDSU
NDSU

38.41 @ 13.39

CSUS
CSUS logo
CSUS

Bison vs Hornets · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML

NDSU logo
NDSU
NDSU

38.41

-25.5 -110

o50.5 -110

-4000

CSUS logo
CSUS
CSUS

13.39

+25.5 -105

u51.0 -115

+2200

Top Projection Nathan Hayes o224.5 Passing Yards (-110)
o222.5-112
Fresno State @ San Jose State
Matchup Stats

Predicted Score

FRES logo
FRES
FRES

26.36 @ 21.57

SJSU
SJSU logo
SJSU

Bulldogs vs Spartans · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML

FRES logo
FRES
FRES

26.36

-4.5 -108

o47.5 -115

-197

SJSU logo
SJSU
SJSU

21.57

+4.5 -105

u48.5 -110

+170

Top Projection Jabari Bates o59.5 Rushing Yards (-130)
o59.5-125
Purdue @ UCLA
Matchup Stats

Predicted Score

PUR logo
PUR
PUR

20.10 @ 33.94

UCLA
UCLA logo
UCLA

Boilermakers vs Bruins · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML

PUR logo
PUR
PUR

20.10

+14.5 -115

o52.0 -111

+500

UCLA logo
UCLA
UCLA

33.94

-14.5 -104

u53.5 -110

-625

Top Projection Semaj Morgan o29.5 Receiving Yards (-105)
o27.5-112
James Madison Dukes image thumbnail JMU @ San Diego State Aztecs image thumbnail SDSU Sat, Sep 19 • 10:00 PM ET
Spread
James Madison Dukes image thumbnail JMU +2.5 (-116)
Best Odds
Pick made: 2 days ago
Rob Paul logo
Rob Paul
Betting Analyst

San Diego State's ineptitude on offense could be its demise. The Aztecs are ranked 93rd on offense by SP+ and 122nd in available yards percentage. James Madison has a potent run game (46th in EPA per rush) and top-notch special teams (zero missed kicks, three return TDs). If JMU builds a lead, SDSU isn't built for comebacks.

Passing Yards
JD
Jayden Denegal o149.5 Passing Yards (+105)
Projection 172.7948 (Over)
Best Odds
Pick made: an hour ago
EV Model Rating
Star rating: 5 out of 5
View 2 Picks
North Dakota State Bison image thumbnail NDSU @ Sacramento State Hornets image thumbnail CSUS Sat, Sep 19 • 10:30 PM ET
Spread
North Dakota State Bison image thumbnail NDSU -27.5 (-107)
Best Odds
Pick made: 2 days ago
Rob Paul logo
Rob Paul
Betting Analyst

Sacramento State wasn't ready for the FBS, and it has shown. The Hornets are 0-2 ATS in their games against FBS opponents, while North Dakota State was clearly ready for the FBS and is 2-0 ATS against FBS opponents. The Bison have an offense that's 33rd in EPA per rush and one of the top defenses in the G6. This is poised to be a blowout.

Passing Yards
NH
Nathan Hayes o224.5 Passing Yards (-105)
Projection 248.6079 (Over)
Best Odds
Pick made: 32 minutes ago
EV Model Rating
Star rating: 5 out of 5
View 2 Picks
Fresno State Bulldogs image thumbnail FRES @ San Jose State Spartans image thumbnail SJSU Sat, Sep 19 • 11:00 PM ET
Total
Fresno State Bulldogs image thumbnail San Jose State Spartans image thumbnail o48.5 (-127)
Best Odds
Pick made: yesterday
Chris Vasile logo
Chris Vasile
Publishing Editor

San Jose State has scored at least 26 points in all three games, including 26 against USC, and Luke Weaver has thrown multiple touchdowns in every start. The Spartans now face a Fresno State defense allowing 407 yards and 6.1 yards per play, including a 71% opponent completion rate.

Fresno's offense also showed significant improvement last week, with Jayden Mandal completing 23 of 26 passes for 316 yards and two touchdowns against Sacramento State. San Jose State has surrendered at least 20 points in every game, so we don't need a shootout to clear this relatively modest number. Fresno 28, SJSU 24 gets there comfortably.

Moneyline
San Jose State Spartans image thumbnail SJSU (+189)
Best Odds
Pick made: yesterday
Colby Marchio logo
Colby Marchio
Contributor

San Jose State quarterback Luke Weaver has been on my radar since Week 0, when he threw for more than 230 yards and accounted for three touchdowns against USC. After that loss, the Spartans responded with wins over Eastern Michigan and Cal Poly and now return home to host Fresno State as nearly seven-point underdogs. Fresno State was shut out 39-0 by USC before bouncing back with a dominant 49-3 win over Sacramento State. I expect Weaver to be the difference-maker in this matchup, and if he can sling the pill, San Jose State has a chance to pull off the outright upset.

View 11 Picks
Purdue Boilermakers image thumbnail PUR @ UCLA Bruins image thumbnail UCLA Sat, Sep 19 • 11:00 PM ET
Spread
Purdue Boilermakers image thumbnail PUR +14.5 (-120)
Best Odds
Pick made: 2 days ago
Brad Powers logo
Brad Powers
Betting Analyst

Purdue very easily could've won last week as a home dog vs Wake Forest, but went on to lose in double OT. What's the spread here if Purdue wins that game? Probably not 14.5, so there's value there. UCLA has had misleading final scores in its two wins season. My power ratings only made this spread 11 points making this one of my biggest disparities of the week. 

Spread
Purdue Boilermakers image thumbnail PUR +14.5 (-120)
Best Odds
Pick made: 3 days ago
Brad Powers logo
Brad Powers
Betting Analyst

Purdue is improved in year two under head coach Barry Odom. Last week they nearly pulled a small upset at home versus Wake Forest before losing by two. 
 
Wake Forest converted a 4th-and-15 in the second overtime. Change that one unlikely conversion and Purdue enters this game 2-0. You have to ask would the Boilermakers still be catching more than two touchdowns here? I have my doubts.

View 16 Picks
Montana Grizzlies image thumbnail MONT @ Oregon State Beavers image thumbnail ORST Sat, Sep 19 • 11:00 PM ET
Total
Montana Grizzlies image thumbnail Oregon State Beavers image thumbnail o52.5 (-127)
Best Odds
Pick made: 2 days ago
Rob Paul logo
Rob Paul
Betting Analyst

Oregon State's offense had no problems moving the ball against Houston and Texas Tech. QB Braden Atkinson is Top 5 in the country in passing yards (789), and freshman Jesse Legree leads the nation in receiving yards (376). Those two should put points up on Montana, but the Grizz can score, too. Montana QB Keali'i Ah Yat led the FCS in passing yards last year (4,070).

View Pick

The table above lets you know how profitable and helpful our sports betting computer picks have been across the last 100 college football games played. Our NCAAF computer picks use expert data to review odds and generate moneyline, spread, and total bets for every game throughout the season.

Listed in the table are unit details, which show the total profit or loss based on a bettor placing $100 on each of the last 100 college football picks made by the computer, on both the opening and closing lines.

Take advantage of these free college football picks before you wager any money at sportsbooks.

Free Computer Picks by Odds Shark

How to Use NCAAF Computer Picks

As human beings, we're bound to be biased with our picks and potentially fall into the trap of swinging with the public. With advanced stats growing in popularity and getting harder to track, college football computer predictions are starting to become more relied on.

Moneyline

Betting on a moneyline simply means you're picking the outright winner of the game, regardless of the scoring margin or total. If the team you choose wins, then your bet hits. Here's what it will look like over at your favorite sportsbook:

TeamMoneyline
Alabama Crimson Tide-120
Missouri Tigers+150

In this case, Alabama is favored to win the game as its moneyline odds have a minus sign (-) in front of the number. The favorites will have the minus sign present, and the underdogs will have a plus sign (+). Easy, right?

Spread

Betting the spread gives your bet a bit more breathing room. Here, you don't need to sweat out a team to win. Instead, you can wager on the point differential on the scoreboard.

Betting on the spread is a good idea when the moneyline profits aren't enticing. There's no point betting on Alabama as a heavy -1500 favorite over Missouri. But taking Missouri to keep the scoring margin within a certain frame will get you more bang for your buck.

TeamSpread
Alabama Crimson Tide-24.5 (-105)
Missouri Tigers+24.5 (-115)

In this example, the Tide are favored to dominate their game against Missouri, outperforming them by at least 24.5 points.

If Alabama does win by more than 25 points, that would mean the Crimson Tide covered the spread. But if the Tide won by just 20 points, then that would mean the Tigers "covered the spread" instead.

Totals

If you think the outcome of a game could flip in either direction, then an Over/Under is the way to go. This bet relies on the combined score from both teams and whether it goes Over or Under the point total listed at sportsbooks. Then, who cares who wins?

TeamTotal
Alabama Crimson TideO 52.5 (-110)
Missouri TigersU 52.5 (-110)

In this example, oddsmakers have set the total score for the game at 52.5 points. The choice is now up to you. If you think the Tide and Tigers will score a combined total of more than 52.5 points, 53 points or more, then pick the Over. If you're thinking otherwise, then bet the Under, and the bet will hit if they score fewer than 52.5 points.

If the set number was a whole number like 52 points and the two teams score exactly that amount, then it is considered a push and you'd get your money back.

More NCAAF Picks & Betting Tools

Use these additional college football betting resources to compare markets, find more picks, and research specific betting angles before placing a wager.

Best College Football Betting Sites

If you're ready to bet on college football picks, you first need to find the right sportsbook. Our betting sites guide offers secure banking, the best odds, bonuses, and reliable customer service options for you.

NCAAF Free Picks FAQs

When do we release our college football picks?

More than a dozen Covers college football picks are released throughout the week during the season, covering all the biggest games and matchups.

What kinds of college football picks do we make?

Covers provides free NCAA football picks covering many markets, including point spreads, totals, moneylines, player props, and more.