NFL Moneyline Picks for Every Divisional Round Game

Coming off an upset win over the defending Super Bowl champs, San Francisco now turns its attention to an NFC West rival, where Trevor Knapp believes another shocker is in store.

Trevor Knapp - Betting Analyst at Covers.com
Trevor Knapp • Betting Analyst
Jan 14, 2026 • 12:24 ET • 4 min read
Christian McCaffrey San Francisco 49ers NFL
Photo By - Reuters Connect. San Francisco 49ers running back Christian McCaffrey (23).

Against all odds, the San Francisco 49ers find themselves facing the Seattle Seahawks for a trip to the NFC Championship, and I expect Christian McCaffrey & Co. to stun the oddsmakers when they hit the field on Saturday night. 

Powered by the 49ers’ magic continuing, let’s dive into all four of my NFL picks for this weekend’s Divisional Round matchups.

Enjoying Covers content? Add us as a preferred source on your Google account Add as a preferred source on Google

Divisional Round moneyline picks 

Matchup Pick
Bills Bills vs Broncos Broncos Bills -108
49ers 49ers vs Seahawks Seahawks 49ers +285
Texans Texans vs Patriots Patriots Patriots -174
Rams Rams vs Bears Bears Rams -200

Lines courtesy of FanDuel.

Expert Divisional Round moneyline picks

Bills vs Broncos: Bills Bills (-108)

A rematch of last year’s playoff showdown is in store, and while Denver has home-field advantage this time around, I’m not betting against Josh Allen.

As good as Denver’s pass rush is, Buffalo’s O-line remains elite, and Allen is coming off one of his best playoff starts to date.

The Bills’ defense has proven it will bend but not break, so I’ll take Buffalo to survive the Mile High City.

49ers vs Seahawks: 49ers 49ers (+285)

Kyle Shanahan and Robert Saleh continue to work their magic in San Francisco, most recently coaching their asses off in a thrilling win over Philadelphia.

No Fred Warner? No Nick Bosa? Brandon Aiyuk MIA? No problem for Bang Bang Niner Gang.

This is just Sam Darnold’s second career playoff start, and we all know how the first one went. The Seahawks being favored by a full touchdown screams impending letdown.

I’m betting on the underdogs to pull off another miracle.

Texans vs Patriots: Patriots Patriots (-174)

Concussions to both Texans WR1 Nico Collins and Patriots CB1 Christian Gonzalez essentially cancel each other out, but the combination of New England’s cold-weather advantage and stingy defense will force another poor outing from C.J. Stroud.

DeMeco Ryans’ team has been eliminated in the Divisional Round in consecutive seasons, and I see that trend continuing on Sunday.

Rams vs Bears: Rams Rams (-200)

The Rams are going to have to play much better than what they showed against Carolina, but Matthew Stafford and the L.A. offense are going to absolutely shred the Bears on Sunday.

Chicago couldn’t stop a nosebleed in the first half against Green Bay, and poor second-half coaching from Matt LaFleur — along with a godly throw on 4th-and-8 by Caleb Williams — is the only reason the Bears are still alive.

Pages related to this topic

Trevor Knapp - Covers
Betting Analyst

Trevor joined the Covers content team as a publishing editor in early 2022. Growing up in Vancouver, he studied Broadcast and Online Journalism at the British Columbia Institute of Technology (BCIT), and interned with TSN and Sportsnet Radio while also writing for the Daily Hive.

An avid bettor of the MLB, NFL, and CFL, Trevor advises his fellow sports bettors to leave their hearts at the door and not hesitate to fade their favorite team. It's a strategy he follows regularly as an apathetic Indianapolis Colts and Toronto Blue Jays fan.

Popular Content

Covers is verified safe by: Evalon Logo GPWA Logo GDPR Logo GeoTrust Logo Evalon Logo