Conference Championship weekend is here, which means belts, banners, and more heartbreakers than your bankroll deserves. From Friday night kickoffs to Saturday’s win-and-you’re-in showdowns, every snap suddenly feels like it could rewrite the playoff picture and your tickets.
So this time, let the robot sweat it out for you. We fed all the FanDuel lines into ChatGPT and told it to spit out straight-up moneyline winners for every conference title matchup on the board.
No spreadsheets, no late-night injury hunting, just AI-made college football picks so you can lock in, lounge out, crack a beverage, and enjoy championship chaos (mostly) sweat-free.
NCAAF conference championship moneyline picks
| Matchup | Pick |
|---|---|
 Kennesaw State vs  Jacksonville State |
-134 |
 Troy vs  James Madison |
-3000 |
No. 24  North Texas vs No. 20  Tulane |
-136 |
 UNLV vs  Boise State |
-186 |
No. 11  BYU vs No. 4  Texas Tech |
-550 |
 Miami (OH) vs  Western Michigan |
-128 |
No. 3  Georgia vs No. 9  Alabama |
+115 |
No. 2  Indiana vs No. 1  Ohio State |
-200 |
 Duke vs No. 18  Virginia |
-170 |
Odds courtesy of FanDuel.
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Kennesaw State vs Jacksonville State
Moneyline prediction: Kennesaw State (-134)
Odds: Kennesaw State -2.5; total 59.5.
The spread of Kennesaw State -2.5 with a -134 moneyline shows the Owls as small but clear favorites in what projects as a high-scoring game with a 59.5 total. Books are leaning toward Kennesaw State having a slight overall edge, but not enough to justify a big spread. In tight matchups like this, laying the short moneyline with the favorite often makes more sense than sweating the number. For bettors who just want to pick the winner and move on, Kennesaw State is the side.
Read our full Kennesaw State vs. Jacksonville State predictions.
Troy vs No. 25 James Madison
Moneyline prediction: James Madison (-3000)
Odds: James Madison -23.5; total 47.5.
James Madison is priced like a steamroller here. A -23.5 spread and -3000 moneyline signal a huge gap between the ranked Dukes and visiting Troy, with the market expecting JMU to control things early and rarely be threatened. For casual bettors, laying -3000 straight is a lot of risk for a small return, but this is the classic moneyline-parlay anchor: if you’re building a multi-leg card, this is the leg that’s “supposed” to hold. For a simple straight-up pick, James Madison is the call.
Read our full Troy vs. James Madison predictions.
No. 24 North Texas vs No. 20 Tulane
Moneyline prediction: North Texas (-136)
Odds: North Texas -2.5; total 66.5.
This is one of the more intriguing numbers on the board: North Texas is ranked lower but still a small favorite at -2.5 and -136 on the moneyline. That tells us the market trusts the Mean Green slightly more than Tulane and even in this road spot. With a high total of 66.5, oddsmakers are expecting a shootout rather than a rock fight, which generally favors the slight favorite if their offense is more consistent. With such a modest price difference, the prediction leans to North Texas to squeak out a win.
Read our full North Texas vs. Tulane predictions.
UNLV vs Boise State
Moneyline prediction: Boise State (-186)
Odds: Boise State -3.5; total 58.5.
Boise State is laying -3.5 and sits at -186 on the moneyline, a classic “strong home favorite but not a blowout lock” price point. UNLV at +3.5 and +156 offers some upset potential, yet the market is clearly tilted toward the Broncos holding serve. With a total of 58.5, points should be available, which usually benefits the side that books view as slightly more dependable. For a straight-up wager, Boise State is the recommended pick, and it fits nicely as a medium-juice parlay leg.
Read our full UNLV vs. Boise State predictions.
No. 11 BYU vs No. 4 Texas Tech
Moneyline prediction: Texas Tech (-550)
Odds: Texas Tech -12.5; total 49.5.
Texas Tech is a substantial favorite here, laying -12.5 with a -550 moneyline against a ranked BYU side. The spread suggests Tech’s overall profile is significantly stronger, and the total of 49.5 points hints at a moderately paced game rather than a full shootout. For moneyline bettors, -550 is hefty but still more manageable than some of the heavier chalk elsewhere on the slate. Upsets happen, but the market is clearly tilted toward the Red Raiders handling business.
Read our full BYU vs. Texas Tech predictions.
Miami (OH) vs Western Michigan
Moneyline prediction: Western Michigan (-128)
Odds: Western Michigan -1.5; total 43.5.
This line couldn’t get much tighter: Western Michigan is a small favorite at -1.5 with a -128 moneyline, while Miami (OH) is +1.5 and +106. The total of 43.5 suggests a lower-scoring grind where each possession matters, which often rewards the slight favorite, especially at home. With so little separating these teams in the odds, many casual bettors will simply take the side that isn’t laying plus money on the spread. For moneyline purposes, the edge goes to Western Michigan to escape with a narrow win.
Read our full Miami vs. Western Michigan predictions.
No. 3 Georgia vs No. 9 Alabama
Moneyline prediction: Alabama (+115)
Odds: Georgia -2.5; total 47.5.
Now we get spicy. Georgia is a short favorite at -2.5 and -138 on the moneyline, with Alabama sitting at +2.5 and +115. That’s the classic “coin-flip with a lean” price range, and in those spots plus money often becomes the more attractive betting side. The total of 47.5 suggests a moderately low-scoring, grind-heavy game where a single swing involving field position, special teams, or a turnover can decide it. Because the line paints this as a near-even matchup, the extra value on the Alabama side nudges the prediction toward the Crimson Tide pulling the mini-upset.
Read our full Georgia vs. Alabama predictions.
No. 2 Indiana vs No. 1 Ohio State
Moneyline prediction: Ohio State (-200)
Odds: Ohio State -4.5; total 47.5.
A battle of the top two teams is always must-see TV, and FanDuel has Ohio State as a modest favorite at -4.5 and -200 on the moneyline, with Indiana sitting at +4.5 and +164. The total is a relatively conservative 47.5, hinting at a tight, possession-by-possession contest instead of a pure track meet. In a game where both sides are elite on paper, the book giving a short but clear edge to the Buckeyes is meaningful. From a moneyline perspective, -200 is playable on its own or as a parlay anchor; the prediction is Ohio State to edge Indiana in a high-stress classic.
Read our full Indiana vs. Ohio State predictions.
Duke vs No. 17 Virginia
Moneyline prediction: Virginia (-170)
Odds: Virginia -3.5; total 57.5.
Virginia is the clear favorite, laying -3.5 and priced at -170 on the moneyline, with Duke at +140. A total of 57.5 points implies a fairly open game, which tends to reward the more consistent offense over four quarters. The ranking and the favorite status both point the same way here: the Cavaliers are expected to have just a bit too much firepower for Duke over the long haul. While there’s some risk in any -170 play, Virginia looks like a solid moneyline option, especially for bettors seeking a reliable leg to pair with heavier chalk.
Read our full Duke vs. Virginia predictions.
ChatGPT has gone 209-50 so far this season for +140 units.
Odds are correct at the time of publishing and are subject to change.
Not intended for use in MA.
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