Our college football AI predictions went 20-3 straight up and 14-9 against the spread across last week's featured matchups. Now the model is calling for Tennessee to upset No. 1 Texas in Knoxville as part of our score predictions for all 71 Week 4 games involving an FBS team to complement our experts' Week 4 ATS picks.
Each score projection is generated based on the matchup itself before checking the best prediction market apps to derive ATS and Over/Under picks from the available lines. We're tracking the top matchups first; scroll to the bottom for complete AI picks and score predictions.
Featured college football AI picks for Week 4
The following college football AI picks cover our featured matchups as determined by our Covers experts, which include most top-25 matchups and key rivalries for Week 4. All times Eastern.
2026 featured picks record: SU 67-8 | ATS 41-34 | O/U 37-38
| Kickoff | Matchup | ATS | O/U | Score |
|---|---|---|---|---|
| Sep 2612 pmABC |
No. 1TEXNo. 14TENN
|
TENN+4.5 | Under55.5 | TENN 28TEX 27 |
| Sep 263:30 pmESPN / Disney+ |
OUNo. 2UGA
|
OU+13.5 | Under45.5 | UGA 29OU 16 |
| Sep 262 pmPeacock |
No. 3NDPUR
|
PUR+27.5 | Over58.5 | ND 45PUR 20 |
| Sep 263:30 pmABC |
No. 4MISSNo. 21FLA
|
MISS+3.5 | Over59.5 | FLA 34MISS 31 |
| Sep 258 pmFOX |
NUNo. 5IU
|
IU-20.5 | Under49.5 | IU 34NU 13 |
| Sep 266:30 pmCW |
CMUNo. 6MIA
|
CMU+41.5 | Under53.5 | MIA 42CMU 7 |
| Sep 2612 pmFOX |
ILLNo. 7OSU
|
ILL+27.5 | Over53.5 | OSU 40ILL 14 |
| Sep 267 pmESPN |
SCNo. 8ALA
|
ALA-11.5 | Over53.5 | ALA 37SC 21 |
| Sep 267:30 pmABC |
No. 23TA&MNo. 10LSU
|
TA&M+8.5 | Over51.5 | LSU 30TA&M 24 |
| Sep 2612 pmTNT |
SHSUNo. 11TTU
|
SHSU+33.5 | Under55.5 | TTU 38SHSU 14 |
| Sep 267:30 pmNBC |
No. 20ORENo. 12USC
|
USC+3.5 | Over62.5 | USC 35ORE 34 |
| Sep 265 pmPeacock |
WISNo. 13PSU
|
PSU-9.5 | Over44.5 | PSU 34WIS 14 |
| Sep 263:30 pmFOX |
No. 15UTAHISU
|
UTAH-7.5 | Over47.5 | UTAH 30ISU 21 |
| Sep 2612 pmESPN / Disney+ |
WAKENo. 16LOU
|
LOU-13.5 | Over57.5 | LOU 38WAKE 24 |
| Sep 263:30 pmCBS |
No. 17IOWANo. 18MICH
|
IOWA+5.5 | Over38.5 | IOWA 20MICH 19 |
| Sep 267:45 pmSEC Network |
No. 19MIZNo. 24MSST
|
MSST-6.5 | Over58.5 | MSST 37MIZ 27 |
| Sep 269 pmACC Network |
MOSTNo. 22SMU
|
MOST+34.5 | Under59.5 | SMU 42MOST 17 |
| Sep 264 pmESPNU |
No. 25HOUGASO
|
GASO+17.5 | Under56.5 | HOU 31GASO 20 |
| Sep 247:30 pmESPN |
LIBCCU
|
CCU+2.5 | Under48.5 | CCU 24LIB 23 |
Lines courtesy of Kalshi and subject to change. Final ATS and O/U selections are graded against the exact line at time of publish.
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College football Week 4 AI predictions
Win probability courtesy of Kalshi at time of publish; odds may vary.
Texas vs. Tennessee AI prediction
Sat · Sep 26 · 12 pm ET · ABCMore analysis
Knoxville gets one of the week's tightest calls: Tennessee 28, Texas 27. The Longhorns held UTSA to six points last week, while the Volunteers beat Kennesaw State 42-9. Our projection gives Tennessee just enough offense to win at home, making the Vols +4.5 the ATS choice. The 55-point sum sits only half a point below 55.5, so the Under is a much thinner lean than the spread.
Oklahoma vs. Georgia AI prediction
Sat · Sep 26 · 3:30 pm ET · ESPN / Disney+More analysis
Georgia put up 45 at Arkansas, but Oklahoma arrives after a much quieter 14-6 win over New Mexico. The Bulldogs are still the clear straight-up choice at 29-16. The distinction is the spread: that 13-point margin leaves Oklahoma inside +13.5 by just half a point. Under 45.5 is equally narrow, with exactly 45 points in the projection. Both selections sit close to the line.
Notre Dame vs. Purdue AI prediction
Sat · Sep 26 · 2 pm ET · PeacockMore analysis
Purdue scored 38 at UCLA and still lost by two touchdowns. That makes the Boilermakers' offense relevant here even with Notre Dame firmly favored. The Irish are projected to win 45-20, leaving Purdue inside a hefty +27.5. Those 20 home points also help push the combined score to 65, comfortably above 58.5. It's an underdog-and-Over pairing built around Purdue contributing enough to a game Notre Dame controls.
Ole Miss vs. Florida AI prediction
Sat · Sep 26 · 3:30 pm ET · ABCMore analysis
Ole Miss beat LSU 32-24, and Florida won a 44-39 shootout at Auburn. Our projection keeps both offenses involved in Gainesville, with the Gators edging the Rebels 34-31. Florida gets the straight-up nod, but a field-goal margin gives Ole Miss +3.5 the ATS selection by the smallest cushion. There's more room on the total: 65 projected points clear 59.5 by 5.5.
Northwestern vs. Indiana AI prediction
Fri · Sep 25 · 8 pm ET · FOXMore analysis
Northwestern's 41-7 win over Colorado makes this a more interesting Friday test than the Wildcats' name might suggest. Indiana answered its own assignment with a 38-0 shutout of Western Kentucky. The model keeps the Hoosiers in charge at 34-13, although that 21-point margin barely clears -20.5. Holding Northwestern to 13 also leaves the combined score at 47, supporting Under 49.5.
Central Michigan vs. Miami AI prediction
Sat · Sep 26 · 6:30 pm ET · CWMore analysis
Miami won 33-20 at Wake Forest and now draws a Central Michigan team coming off a 24-10 victory over Wyoming. The model sees a far tougher scoring assignment for the Chippewas, holding them to seven in a 42-7 Hurricanes win. Even that five-touchdown margin falls short of 41.5, giving Central Michigan the ATS pick. The limited visiting offense also points toward Under 53.5.
Illinois vs. Ohio State AI prediction
Sat · Sep 26 · 12 pm ET · FOXMore analysis
Ohio State beat Kent State 59-3, while Illinois handled Southern Illinois 48-10. This is a more demanding matchup for both offenses, and the model brings the score down to Ohio State 40, Illinois 14. The Buckeyes remain comfortable winners, but the 26-point margin favors Illinois +27.5. Over 53.5 comes with almost no cushion: the two projected scores add up to 54.
South Carolina vs. Alabama AI prediction
Sat · Sep 26 · 7 pm ET · ESPNMore analysis
Alabama scored 50 against Florida State but allowed 36, while South Carolina lost a 41-34 game to Mississippi State. Neither result offered much encouragement for an Under. Our projection gives the Crimson Tide a better defensive showing at 37-21 while still reaching 58 total points. That supports Over 53.5, with Alabama's 16-point winning margin also clearing the -11.5 spread.
Texas A&M vs. LSU AI prediction
Sat · Sep 26 · 7:30 pm ET · ABCMore analysis
Both teams need a response after Week 3 losses: LSU fell 32-24 at Ole Miss, and Texas A&M lost 31-21 to Kentucky. The model gives the Tigers the bounce-back win in Baton Rouge, 30-24. A six-point gap makes the Aggies +8.5 the ATS choice, though, so the straight-up and spread selections split. The combined 54 points also edge past the 51.5 total.
Sam Houston vs. Texas Tech AI prediction
Sat · Sep 26 · 12 pm ET · TNTMore analysis
Texas Tech escaped Houston 28-26, while Sam Houston rolled Nicholls 59-0. Those results came against very different opponents, and the model still makes the Red Raiders comfortable 38-14 winners. The question is whether they can cover 33.5; our 24-point margin says to take Sam Houston. With the Bearkats projected to manage two touchdowns, the total stays at 52, below 55.5.
Oregon vs. USC AI prediction
Sat · Sep 26 · 7:30 pm ET · NBCMore analysis
Oregon's 84-0 win over Portland State and USC's 42-35 escape at Rutgers set up a much more competitive scoring test in Los Angeles. The model gives USC a 35-34 win, putting the home underdog on both the straight-up and ATS cards at +3.5. The combined 69 points also clear 62.5. This is a close winner call with a much clearer lean toward offense.
Wisconsin vs. Penn State AI prediction
Sat · Sep 26 · 5 pm ET · PeacockMore analysis
Both teams topped 50 last week, with Wisconsin beating Eastern Michigan 54-10 and Penn State defeating Buffalo 55-13. The model sees a much bigger defensive drop-off for the Badgers in this matchup, projecting a 34-14 Penn State win. That 20-point margin offers one of the larger gaps against a featured spread at -9.5. The 48-point sum also supports Over 44.5.
Utah vs. Iowa State AI prediction
Sat · Sep 26 · 3:30 pm ET · FOXMore analysis
Utah shut out Utah State 33-0, and Iowa State beat Bowling Green 55-7. Neither defense gets such a comfortable assignment this time. Our projection has Utah winning 30-21 in Ames, enough to cover -7.5 by 1.5 points. Iowa State's three-touchdown contribution matters to the total, too: the combined 51 points send the selection Over 47.5 despite both teams' strong defensive results last week.
Wake Forest vs. Louisville AI prediction
Sat · Sep 26 · 12 pm ET · ESPN / Disney+More analysis
Louisville scored 41 in its win over SMU, while Wake Forest put up 20 in a loss to Miami. The Cardinals are projected to reach the high 30s again, with a 38-24 win here. That lands barely beyond the -13.5 spread, so the ATS pick is a narrow one. The total has more breathing room: 62 combined points clear 57.5.
Iowa vs. Michigan AI prediction
Sat · Sep 26 · 3:30 pm ET · CBSMore analysis
Iowa and Michigan both topped 50 last week, but this projection looks far more like the low-scoring Big Ten game the matchup suggests. The Hawkeyes squeeze out a 20-19 road win, making Iowa +5.5 the ATS selection. Don't mistake that score for an automatic Under, though: 39 combined points are half a point above 38.5. The Over is a particularly thin lean.
Missouri vs. Mississippi State AI prediction
Sat · Sep 26 · 7:45 pm ET · SEC NetworkMore analysis
Mississippi State just scored 41 in a road win over South Carolina, and the model gives the Bulldogs another productive SEC outing at home. A 37-27 victory over Missouri clears -6.5 and sends the combined score Over 58.5. Missouri beat Troy 27-17 last week, but the projected 27 points aren't enough here. The Bulldogs' offense is the separator in this scoreline.
Missouri State vs. SMU AI prediction
Sat · Sep 26 · 9 pm ET · ACC NetworkMore analysis
SMU allowed 41 at Louisville, while Missouri State lost 30-24 to Marshall. The model has the Mustangs recovering with a 42-17 win, but a 25-point margin still leaves Missouri State well inside +34.5. The total offers far less separation: 59 projected points fall only half a point below 59.5. Missouri State gets the clearer numerical cushion, with the Under a narrow lean.
Houston vs. Georgia Southern AI prediction
Sat · Sep 26 · 4 pm ET · ESPNUMore analysis
Houston nearly won at Texas Tech before falling 28-26, and the model backs the Cougars to recover at Georgia Southern. The projected 31-20 result is more restrained than a -17.5 road spread, putting the Eagles on the ATS card. Georgia Southern is coming off a 31-27 loss at Jacksonville State; holding it to 20 here keeps the combined score at 51, below 56.5.
Liberty vs. Coastal Carolina AI prediction
Thu · Sep 24 · 7:30 pm ET · ESPNMore analysis
Liberty scored 51 against Ball State last week, but the model doesn't see another comfortable Flames win on the road. Coastal Carolina gets the slightest edge, 24-23, after losing 22-14 at Delaware. That makes the Chanticleers +2.5 the ATS choice in Thursday's opener. The combined 47 points also support Under 48.5, although neither the projected winner nor the total comes with much separation.
College football AI picks for every Week 4 game
We are tracking AI score predictions, ATS picks, Over/Under picks, kickoff times, and TV channels for all 71 Week 4 games involving at least one FBS team. Games are listed chronologically by kickoff. All times Eastern.
2026 record for every game: SU 228-32 | ATS 132-126 | O/U 130-128
| Kickoff | Matchup | ATS | O/U | Score |
|---|---|---|---|---|
| Sep 247:30 pmESPN |
LIBCCU
|
CCU+2.5 | Under48.5 | CCU 24LIB 23 |
| Sep 254 pmESPN |
ARMYTEM
|
ARMY-3.5 | Over48.5 | ARMY 28TEM 24 |
| Sep 257 pmBTN |
HOWRUTG
|
HOW+42.5 | Over55.5 | RUTG 49HOW 15 |
| Sep 257 pmESPN |
NAVYUAB
|
UAB+6.5 | Under52.5 | NAVY 28UAB 24 |
| Sep 258 pmFOX |
NUIU
|
IU-20.5 | Under49.5 | IU 34NU 13 |
| Sep 2510:30 pmESPN |
CLEMCAL
|
CAL+1.5 | Under50.5 | CLEM 24CAL 23 |
| Sep 2612 pmABC |
TEXTENN
|
TENN+4.5 | Under55.5 | TENN 28TEX 27 |
| Sep 2612 pmTNT |
SHSUTTU
|
SHSU+33.5 | Under55.5 | TTU 38SHSU 14 |
| Sep 2612 pmESPN2 |
COLOBAY
|
BAY-9.5 | Under55.5 | BAY 33COLO 19 |
| Sep 2612 pmACCNX |
BUCKPITT
|
BUCK+51.5 | Over62.5 | PITT 56BUCK 7 |
| Sep 2612 pmACC Network |
VTBC
|
VT-13.5 | Over48.5 | VT 35BC 20 |
| Sep 2612 pmESPN / Disney+ |
WAKELOU
|
LOU-13.5 | Over57.5 | LOU 38WAKE 24 |
| Sep 2612 pmFOX |
ILLOSU
|
ILL+27.5 | Over53.5 | OSU 40ILL 14 |
| Sep 2612 pmCBSSN |
SDSUTOL
|
TOL-2.5 | Under51.5 | TOL 30SDSU 21 |
| Sep 2612 pmESPNU |
CSUUTSA
|
CSU+13.5 | Under57.5 | UTSA 34CSU 23 |
| Sep 2612 pmESPN+ |
UNLVAKR
|
AKR+13.5 | Under53.5 | UNLV 28AKR 21 |
| Sep 2612 pmESPN+ |
BALLKENT
|
BALL+3.5 | Over50.5 | KENT 31BALL 28 |
| Sep 2612:45 pmSEC Network |
USAUK
|
USA+20.5 | Over54.5 | UK 35USA 21 |
| Sep 261 pmESPN+ |
LINEMU
|
LIN+26.5 | Over49.5 | EMU 40LIN 15 |
| Sep 261:30 pmBTN |
UCLAMD
|
MD+1.5 | Under56.5 | MD 31UCLA 24 |
| Sep 262 pmPeacock |
NDPUR
|
PUR+27.5 | Over58.5 | ND 45PUR 20 |
| Sep 262 pmESPN+ |
NIUGAST
|
GAST-10.5 | Under55.5 | GAST 38NIU 17 |
| Sep 263 pmACC Network |
CARKFSU
|
CARK+45.5 | Over62.5 | FSU 56CARK 13 |
| Sep 263 pmCW |
HAWWYO
|
HAW-2.5 | Under44.5 | HAW 21WYO 17 |
| Sep 263:30 pmABC |
MISSFLA
|
MISS+3.5 | Over59.5 | FLA 34MISS 31 |
| Sep 263:30 pmESPN / Disney+ |
OUUGA
|
OU+13.5 | Under45.5 | UGA 29OU 16 |
| Sep 263:30 pmFS1 |
TCUUCF
|
UCF+2.5 | Under49.5 | UCF 26TCU 20 |
| Sep 263:30 pmFOX |
UTAHISU
|
UTAH-7.5 | Over47.5 | UTAH 30ISU 21 |
| Sep 263:30 pmACCNX |
W&MDUKE
|
W&M+43.5 | Under62.5 | DUKE 52W&M 10 |
| Sep 263:30 pmCBS |
IOWAMICH
|
IOWA+5.5 | Over38.5 | IOWA 20MICH 19 |
| Sep 263:30 pmESPN2 |
BOISWMU
|
WMU+7.5 | Under49.5 | WMU 24BOIS 23 |
| Sep 263:30 pmESPN+ |
CONNM-OH
|
CONN+3.5 | Over51.5 | CONN 31M-OH 28 |
| Sep 263:30 pmCBSSN |
UNMNMSU
|
UNM-11.5 | Over49.5 | UNM 31NMSU 19 |
| Sep 263:30 pmESPN+ |
RMUBUFF
|
BUFF-28.5 | Over44.5 | BUFF 43RMU 14 |
| Sep 263:30 pmESPN+ |
STOOHIO
|
STO+33.5 | Over52.5 | OHIO 47STO 16 |
| Sep 263:30 pmESPN+ |
GWEBMRSH
|
GWEB+23.5 | Over51.5 | MRSH 38GWEB 21 |
| Sep 264 pmESPNU |
HOUGASO
|
GASO+17.5 | Under56.5 | HOU 31GASO 20 |
| Sep 264 pmESPN+ |
NCCUECU
|
ECU-35.5 | Over54.5 | ECU 49NCCU 11 |
| Sep 264:15 pmSEC Network |
VANAUB
|
VAN+9.5 | Under55.5 | AUB 28VAN 24 |
| Sep 265 pmBTN |
NEBMSU
|
MSU+5.5 | Under49.5 | NEB 25MSU 24 |
| Sep 265 pmPeacock |
WISPSU
|
PSU-9.5 | Over44.5 | PSU 34WIS 14 |
| Sep 265 pmESPN+ |
USFBGSU
|
USF-17.5 | Over48.5 | USF 40BGSU 14 |
| Sep 266 pmACC Network |
DELUVA
|
DEL+20.5 | Over53.5 | UVA 35DEL 20 |
| Sep 266 pmUSA Net |
UIWTXST
|
TXST-30.5 | Over64.5 | TXST 51UIW 20 |
| Sep 266 pmESPN+ |
LIUFIU
|
LIU+35.5 | Under52.5 | FIU 42LIU 7 |
| Sep 266 pmESPN+ |
JMUODU
|
JMU-5.5 | Over43.5 | JMU 31ODU 17 |
| Sep 266:30 pmCW |
CMUMIA
|
CMU+41.5 | Under53.5 | MIA 42CMU 7 |
| Sep 266:30 pmESPN+ |
ULCLT
|
CLT+9.5 | Over49.5 | UL 30CLT 23 |
| Sep 267 pmESPN |
SCALA
|
ALA-11.5 | Over53.5 | ALA 37SC 21 |
| Sep 267 pmESPN2 |
KSUCIN
|
CIN+6.5 | Over55.5 | KSU 31CIN 28 |
| Sep 267 pmFS1 |
OKSTWVU
|
WVU-1.5 | Under60.5 | WVU 31OKST 21 |
| Sep 267 pmESPN+ |
USMTULN
|
TULN-17.5 | Under52.5 | TULN 34USM 16 |
| Sep 267 pmESPN+ |
KENNARST
|
KENN+6.5 | Under53.5 | ARST 26KENN 22 |
| Sep 267 pmESPN+ |
MERCWKU
|
MERC+38.5 | Over56.5 | WKU 52MERC 20 |
| Sep 267 pmESPN+ |
MTSUJXST
|
JXST-7.5 | Over51.5 | JXST 31MTSU 21 |
| Sep 267:30 pmABC |
TA&MLSU
|
TA&M+8.5 | Over51.5 | LSU 30TA&M 24 |
| Sep 267:30 pmCBS |
ARIZWSU
|
WSU+10.5 | Under48.5 | ARIZ 23WSU 20 |
| Sep 267:30 pmNBC |
OREUSC
|
USC+3.5 | Over62.5 | USC 35ORE 34 |
| Sep 267:30 pmCBSSN |
TROYUSU
|
USU-2.5 | Under46.5 | USU 22TROY 17 |
| Sep 267:30 pmESPN+ |
HCUUNT
|
UNT-38.5 | Over59.5 | UNT 56HCU 12 |
| Sep 267:30 pmESPNU |
APPNCSU
|
NCSU-13.5 | Over55.5 | NCSU 35APP 21 |
| Sep 267:45 pmSEC Network |
MIZMSST
|
MSST-6.5 | Over58.5 | MSST 37MIZ 27 |
| Sep 268 pmSECN+ |
TLSAARK
|
TLSA+7.5 | Under50.5 | ARK 27TLSA 21 |
| Sep 268 pmESPN+ |
FAUULM
|
ULM+13.5 | Over57.5 | FAU 35ULM 27 |
| Sep 269 pmACC Network |
MOSTSMU
|
MOST+34.5 | Under59.5 | SMU 42MOST 17 |
| Sep 269 pmMW+ |
ORSTUTEP
|
UTEP+10.5 | Over55.5 | ORST 33UTEP 27 |
| Sep 269 pmESPN+ |
MASSSAC
|
SAC+3.5 | Under49.5 | SAC 29MASS 20 |
| Sep 2610 pmCW |
RICEFRES
|
FRES-13.5 | Under43.5 | FRES 31RICE 10 |
| Sep 2610:30 pmESPN |
GTSTAN
|
STAN+3.5 | Over47.5 | GT 25STAN 23 |
| Sep 2610:30 pmFS1 |
AFANEV
|
NEV+5.5 | Under49.5 | NEV 24AFA 23 |
| Sep 2611 pmFOX |
MINNWASH
|
MINN+9.5 | Under45.5 | WASH 24MINN 20 |
Kickoff times and TV listings are current as of publication and subject to change. Market lines are also subject to change.
How our college football AI predictions work
Our college football AI predictions use a custom Bayesian score model built from historical game results, separate offensive and defensive team ratings, home-field context, and football scoring patterns. The model incorporates completed 2026 results through Week 3.
Each score projection is locked before the final Kalshi market snapshot used for publication. Those projected scores are then compared with the representative spread and total to produce our ATS and Over/Under selections. Market lines do not change the score forecasts.
These forecasts remain provisional while we continue validating the model. We’ll keep developing the process and publicly track every published score prediction, ATS pick, and Over/Under selection.
Odds and market lines are correct at the time of publishing and are subject to change.
Not intended for use in MA.
Affiliate Disclosure: Our team of experts has thoroughly researched and handpicked each product that appears on our website. We may receive compensation if you sign up through our links.






