March Madness Predictions: Survivor Pool Picks for the Final Four

Douglas Farmer - Betting Analyst at Covers
Douglas Farmer • Betting Analyst 18+ years betting experience
Updated: Apr 3, 2026 , 08:29 AM ET • 4 min read

Chalk or Contrarian? You must decide one last time.

Jaden Bradley Arizona Wildcats college basketball
Photo By - Reuters Connect. Arizona guard Jaden Bradley advances the ball against Arkansas in the Sweet Sixteen.

If your March Madness survivor entry has made it to the Final Four, you deserve sincere congratulations. It may have been the chalk decision to lean on Arizona and Michigan on the right-hand side of your bracket, but navigating the left-hand side puts you among the very few.

Your remaining question this weekend, as you pursue threading this three-week needle, is, do you need to be a contrarian, or can you default to the chalk choices?

I aim to offer guidance for these treacherous March Madness picks below.

Best Final Four Madness survivor picks

Team bet365
Illinois Illinois Fighting Illini -135
Arizona Arizona Wildcats +105

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Chalk: Illinois

The chalk choice could be more accurately described as “The left-hand side of your bracket.” You used either the Illinois Fighting Illini or the UConn Huskies to advance this far in your survivor league. You have only one of them available, and that's who you should take if you are in a pool with only a handful of survivors alive or if you are in firm control of a tiebreaker.

Whoever wins the other national semifinal will be favored by multiple buckets in the national championship game, perhaps even by five points.

Taking Illinois (or UConn) is the most likely path for predicting Monday night correctly, as well. But in doing so, you may have company in your survivor pool. This is the chalky choice. Make it only if you are comfortable with your standing in a small pool, if you hold that tiebreaker edge, or if you do not flinch at the thought of splitting a pot.

Contrarian: Arizona

Again, the more accurate description would be “the right-hand side of your bracket.” You used either the Michigan Wolverines or the Arizona Wildcats to advance thus far.

Taking the right-hand side of your bracket in the Final Four serves to suggest an upset on Monday night, where you'll be forced to take the winner of UConn-Illinois. That is the factor that induces the contrarian approach.

Is such an upset plausible? Of course.

Illinois might have the most talented player on the court in freshman star Keaton Wagler, not to mention the most efficient offense in the country, per KenPom. And UConn head coach Dan Hurley is on the verge of changing the annual spring calendar to “February, March, Hurley, May” from “January, February, Izzo, April.”

This contrarian approach is not one intent on defeat. It is looking for the greatest possible reward. If your survivor pool still has 6+ entries afloat, if you are trailing in the tiebreaker, or if you simply dream of glory, then the contrarian approach may be your needed tactic.

Odds are correct at the time of publishing and are subject to change.
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Douglas Farmer
Betting Analyst

Douglas Farmer spends his days thinking about college football and his nights thinking about the NBA. His betting habits and coverage follow that same pattern. He covered Notre Dame football for various outlets from 2008 to 2024, most notably spending eight seasons as NBC Sports’ beat writer on the Irish. That was also when his gambling focus took off. Knowing there were veteran beat writers with three decades more experience than he had, Douglas found his niche by best recognizing Notre Dame’s standing in each year’s national landscape, a complex tapestry most easily understood and remembered via betting odds.

In 2021, that interest created a freelance opportunity with Covers, a role that eventually led to Douglas joining the company full-time in 2023. In the fall, Douglas will place five or six dozen bets each week, a disproportionate amount via BetRivers because the operator tends to have lines slightly different than the rest of the market. The same can be said of Circa Sports’ futures markets.

While Douglas is an avid NBA fan and covers the league throughout the year, the vast majority of his bets are on college football, because that is the biggest key to sports betting: Know what you do not know.

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