Fanatics Sportsbook is taking another step forward in injury protection.
- Fanatics isn’t charging customers for the extended injury coverage.
- Refunds will be issued through the FanCash rewards program.
- The additional protection applies to the NFL and NBA.
The online sports betting operator announced that its Fair Play policy, which previously refunded player prop bettors when an athlete left the game hurt in the first half, is being extended to full-game coverage.
The free player protection policy is now available to every Fanatics customer for every NFL and NBA game.
“At Fanatics, everything we build starts with making the fan experience better,” said Ted Moss, president of sportsbook at Fanatics Betting and Gaming, in a release. “We were the first in the industry to launch player injury protection with Fair Play, and now we’re the first to cover the whole game at no charge to the customer. If your player goes down in the second half, you get FanCash back – it’s your way into everything Fanatics offers, from tickets and merch to cards and your next bet.”
No other sportsbook is currently offering this type of free full-game protection on player props. Most operators charge extra or end the promotion at halftime. Fanatics is guaranteeing a refund on every player.
Extended protection
For example, if San Francisco 49ers running back Christian McCaffrey leaves a game early for injury, whether it’s the first quarter or fourth quarter, the amount wagered on his over 102.5 rushing yards is returned to the customer through FanCash and can be used to place another bet or spend across Fanatics’ ecosystem.
If McCaffrey is part of a parlay, that leg is voided, the odds are reduced, and the rest of the bet is still live. If the parlay wins, it’s paid out through FanCash once the legs are settled.
“A second-half injury doesn’t just protect your bet. It puts value back in your pocket for the things fans actually want,” Fanatics said in a release.
The NBA season begins on Tuesday night. The first-half policy has been quite active through the first six weeks of the NFL season, with injuries to star players like Saquon Barkley, A.J. Brown, and Lamar Jackson.
On Monday night, 49ers star receiver Mike Evans left the game late in the first half and didn’t return because of an Achilles injury, and Washington Commanders pass-catcher Terry McLaurin was taken off on a cart with a knee injury in the first quarter.
Bet $20, Get $350 in FanCash
At the forefront
Fanatics has been at the forefront of these types of customer-relations programs for multiple years. The online sportsbook started the injury protection promotion in 2024.
Other operators, like FanDuel and DraftKings, have since launched similar programs. Even prediction market operator Kalshi recently introduced an injury protection plan.
Fanatics’ Fair Play protection saved bettors $47 million the past two seasons, including $20 million in NFL wagers last season. The online operator extended this program to its prediction market product as well.
At the start of this fall, Fanatics debuted “Forward Progress Protection,” which keeps a player from going under his prop total when receiving negative yards. For instance, a quarterback taking a knee to run out the clock late in a game would not result in a loss if it pushes him under his rushing total.
“Overs will mean over this NFL season at Fanatics Sports & Casino,” the operator said in the release. “Last season, there were 115 qualifying instances where negative yardage impacted an over.”
