Posted:
#76
Quote Originally Posted by mattbrot:
Bowl -- I am not making light of your personal experience in any way. I am sure you realize this but just wanted to get that out there.
I am making light of using a few personal experiences to generalize a topic. We all know people / scenarios that have worked out and have gone against the grain.
I agree with your formula in that specific scenario. But that does not take into account the times when injuries were avoided and lives were saved simply by wearing a helmet. I do not know the numbers on this (and truthfully do not care enough to look into it) but I assume that there are many many scenarios where a helmet saved injury and lives and also significantly reduced insurance costs. It is not always one or the other.
Way to complex to apply a simplistic formula.
I stand by my original opinion. Decide as you wish to not wear a helmet. But if you decide to make a dangerous decision than that should be factored in when dealing with the insurance companies.
How you made light of the overly simplistic manner in which how he thinks went right over his head....
makes you wonder how someone can be so dense
0
Lack of helmet laws lead to lower insurance rates because of more deaths. 
We agree on freedom of choice! South Carolina seems to no problem and those over the border in North Carolina many pull over on Rt17 past Calabash and take there’s off!
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