Northern Illinois vs Toledo Prediction, Picks & Odds for November 5 — College Football Week 11

Our Northern Illinois vs. Toledo predictions expect NIU's offense to keep struggling and the Under to cash as a result.

Ed Scimia - Contributor at Covers.com
Ed Scimia • Betting Analyst
Nov 4, 2025 • 14:24 ET • 4 min read

NCAAF

Match starts: 26 hrs
TOL
65 %
NIU
35 %
EXPERT PICK - TOTAL
u42.5 (-110)
Read Analysis
Tucker Gleason Toledo Rockets MAC college football
Photo By - Imagn Images. Toledo quarterback Tucker Gleason audibles against Washington State.

The Northern Illinois Huskies will look to make it two in a row as they visit the Toledo Rockets for a midweek MAC showdown on Wednesday night.

This Huskies offense has been silent all year long, and that’s just one of the reasons why I’m backing the Under in my Northern Illinois vs. Toledo predictions and college football picks below.

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Northern Illinois vs Toledo prediction

Northern Illinois vs Toledo best bet: Under 42.5 (-110)

There have been few FBS teams that have been less productive on offense this year than the Northern Illinois Huskies. The Huskies rank 133rd in yards per play, 136th in yards per passing attempt, and 134th in scoring at just 13.4 ppg.

It’s not as though the Huskies have been playing a world-class schedule, either. Sure, you can excuse nine points against Maryland and 10 against Mississippi State as simply being outclassed against power conference foes, but Northern Illinois hasn’t scored more than 21 points against any opponent this year, including scoring just 19 against Holy Cross.

The Huskies have stayed in games by playing slow — they rank 127th in FBS in averaging just 61.7 players per game — and by hanging tough defensively, allowing only 22.1 ppg, but even that won’t be enough against the Toledo Rockets, who have been outstanding defensively, giving up just 4.0 yards per play, the fourth-best mark in the country.

Both defenses should shine on Wednesday, and it’s hard to see how Northern Illinois will be able to move the ball much against the Rockets at all. In a slow, grinding slog of a game, the Under is my bet.

Northern Illinois vs Toledo same-game parlay

While a spread of more than 14 points is always a bit scary, the Rockets are clearly the better team, and I expect them to cover at home. Toledo’s defense has been particularly stingy against the running game, which should put a stop to Telly Johnson’s recent run of big games for the Huskies.

Northern Illinois vs Toledo SGP

  • Under 42.5
  • Toledo -14.5
  • Telly Johnson Under 68.5 rushing yards

Our deep-ball SGP: Ready for takeoff

Tucker Gleason has gone Over this total in each of his last four games and is a good bet to do so again against a mediocre Northern Illinois defense.

Northern Illinois vs Toledo SGP

  • Under 42.5
  • Toledo -14.5
  • Telly Johnson Under 68.5 rushing yards
  • Tucker Gleason Over 229.5 passing yards

Northern Illinois vs Toledo odds

  • Spread: Northern Illinois +14.5 | Toledo -14.5
  • Moneyline: Northern Illinois +500 | Toledo -700
  • Over/Under: Over 42.5 | Under 42.5

Northern Illinois vs Toledo trend to know

Northern Illinois is 6-2 to the Under this season. Find more college football betting trends for Northern Illinois vs Toledo.

How to watch Northern Illinois vs Toledo

Location Glass Bowl, Toledo, OH
Date Wednesday, November 5, 2025
Kickoff 7:00 p.m. ET
TV ESPN2

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Odds are correct at the time of publishing and are subject to change.
Not intended for use in MA.
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Ed Scimia - Covers.com
Betting Analyst

Ed Scimia has been writing about the gaming industry for over 15 years. He graduated from Syracuse University with degrees in Magazine Journalism and Political Science in 2003, and has covered major gambling events like the World Series of Poker in his career. Since joining Covers in 2022, Ed has offered his sports betting analysis primarily on MLB, NFL, college football, and college basketball games, but is willing to take on any sport.

His betting strategy focuses more on finding line value based on deviations from the market rather than traditional handicapping, primarily shopping between DraftKings, FanDuel, and Fanatics in his home state of Connecticut, though he’s not afraid to do deep game analysis to find profitable bets at any book.

Outside of gambling, Ed is an avid curler who competes in mixed doubles on the World Curling Tour and runs a popular curling YouTube channel, Chess on Ice. That experience has come in handy during the Olympics, when he has proven to be a successful curling bettor as well. 

Ed's advice to new bettors is to always open multiple sportsbook accounts and check the odds at each before placing any bet. Successful sports betting is about consistently beating the closing line value, which requires finding spots where one book is offering odds far better than the rest of the market and jumping on those opportunities.

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