All eyes will be on M&T Bank Stadium on Saturday afternoon when the Army Black Knights and Navy Midshipmen play for the coveted Commander-in-Chief's Trophy.
Blake Horvath is a game-changer, and my early Army vs. Navy predictions expect the dual-threat Navy quarterback to lead the Midshipmen to victory.
Read on for my college football picks for Saturday, December 13.
Army vs Navy predictions
Here are our early thoughts on the spread and total for this week’s game. We will have a full game preview (with a best bet and SGP) later in the week.
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Early Army vs Navy spread pick: Navy -4.5
The Navy Midshipmen laying more than a field goal comes down to whether the Army Black Knights can keep pace with a Midshipmen offense that ranks sixth in the AAC at 33 points per game.
Navy quarterback Blake Horvath’s dual-threat ability drives that production, and in a rivalry typically defined by low totals, Navy’s versatile scoring punch stands out.
Army averages 22.8 points per game, and while their defense is the better unit statistically (second in the AAC at 22.5 points allowed), they haven’t faced an option-driven attack with Navy’s efficiency this season.
Navy’s defense has been vulnerable at times, but Army hasn’t consistently shown the offensive versatility to overcome weaker stop units.
Horvath’s dual-threat capabilities and Navy’s ability to extend drives while slowing Army’s potent rushing attack should allow the Middies to cover the spread.
Early Army vs Navy total pick: Under 38.5
Despite Navy’s offensive firepower, Saturday’s Army-Navy game shapes up as a low-scoring showdown.
Army fields one of the AAC’s best defenses, allowing just 22.5 points per game, while Navy ranks sixth in the conference at 27.4 (ppg).
Both stop units excel at controlling field position, limiting explosive plays, and forcing mistakes, which is exactly how Army-Navy games historically unfold.
Army averages 22.8 points per contest, and Navy scores 33.3, but these teams are familiar with each other. Neither offensive scheme will likely surprise the other.
I’ll back Navy’s defense against Army’s inconsistent offense, and Army’s tough, stop-happy unit to force several stalled drives.
The previous 10 meetings have ended 2-7-1 to the Under. Let’s lean on the defenses and play the Under in this one.
Army vs Navy odds
- Spread: Army +4.5 (-108) | Navy -4.5 (-112)
- Moneyline: Army +168 | Navy -205
- Over/Under: Over 38.5 (-115) | Under 38.5 (-105)
How to watch Army vs Navy
- Army vs Navy matchup
- Date: Saturday, December 13, 2025, 3:00 p.m. ET
- City: Baltimore, MD
- Venue: M&T Bank Stadium
- TV: CBS
Odds are correct at the time of publishing and are subject to change.
Not intended for use in MA.
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