🏁Bank of America 400: Key takeaways
- Best pre-qualifying prediction: Ryan Blaney (7%) — getting overlooked amid hoopla surrounding Larson.
- Best pre-qualifying value: William Byron Top 5 (27%) — quietly rounding into his typical strong form.
- Best pre-qualifying prop: Austin Cindric Top 5 (18%) — a winning ticket in two straight.
- Track: Drivers need a car that's good over multiple racing lines, and can't afford lost spots on pit road.
- Weather: Significant chance of rain impacting or delaying this race.
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Bank of America 400 odds: Favorites & full field
Check out the full Bank of America 400 field.
| Driver Name |  Probability |
|---|---|
| Kyle Larson | 17% |
| Christopher Bell | 17% |
| Denny Hamlin | 16% |
| Chase Briscoe | 11% |
| Tyler Reddick | 10% |
| Ty Gibbs | 8% |
| Ryan Blaney | 7% |
| Joey Logano | 5% |
| William Byron | 5% |
| Chase Elliott | 4% |
Odds as of 10-10. For help understanding Kalshi probabilities, see our odds calculator.
Bank of America 400 predictions (updated Saturday)
- Outright: Ryan Blaney (7%)
- Top 5: William Byron (27%)
- Top 5: Austin Cindric (18%)
Who's hot? Who's not?
- 🔥 Kyle Larson — Two wins, two runner-ups in last four overall.
- ❄️ Ross Chastain — Just one Top 10 in last eight races.
Track breakdown: What wins at Charlotte Motor Speedway?
- Charlotte profiles similarly to Las Vegas and Kansas, fellow 1.5-mile ovals, where clean air matters more than driving line.
- Conserving tires is important, but you'll see some drivers making two-tire gambles on pit road to gain track position.
Key stats & driver profiles to target
- Over 50% of Charlotte winners have started in the Top 5.
- Charlotte has produced 10 unique winners in the last 10 Cup Series events (excluding ROVAL results).
Drivers to watch
- Brad Keselowski is the only active driver with multiple wins at Charlotte.
- Ty Gibbs (7.3) is the active leader in average starting position at this oval.
Odds movement & market notes
- I truly don't understand the lack of love for Ryan Blaney (7%) considering how well he's fared at the last two 1.5-mile ovals. Perhaps a strong qualifying run will help the public see the light?
- I could see the public latching on to either Denny Hamlin (16%) or Christopher Bell (17%) based on qualifying results, with the other taking a hit.
Outright picks: Winner predictions
Pick 1: Ryan Blaney to win (7%)
Recent results on similar tracks too good to ignore.
- Track Fit: A win and a seventh sprinkled in between three DNFs.
- Recent Form: Enters off back-to-back Top 5s.
- Market Value: Lots of room, play to 10%.
Risk: Only nine Top 5s all year.
Pick made on Saturday, Oct. 10.
Best top finish predictions
Pick 1: William Byron to finish Top 5 (27%)
Beginning to heat up again, now stops at one of his best tracks.
- Track Fit: Leads in average rating at Charlotte since 2023.
- Recent Form: Four straight Top 10s under his belt.
- Market Value: Fair price is 29%.
Risk: Winless in 2026.
Pick made on Saturday, Oct. 10.
Pick 2: Austin Cindric to finish Top 5 (18%)
Strong recent finishes at 1.5-mile ovals offer hope here.
- Track Fit: Second at Kansas and fourth at Las Vegas, both similar tracks, in last two weeks.
- Recent Form: Average finish of 7.62 across last eight races.
- Market Value: Go to 20%.
Risk: Only one Top 20 in five races at Charlotte.
Pick made on Saturday, Oct. 10.
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How to watch the Bank of America 400
| Location: | Charlotte Motor Speedway, Charlotte, NC |
| Date: | Sunday, Oct. 11, 2026 |
| Start time: | 3 p.m. ET |
| TV: | USA |
Check out the full weekend schedule for the 2026 Bank of America 400.
Charlotte Motor Speedway weather
There is a 75% chance of rain all day long in Charlotte, NC this Sunday. With overcast skies and a high temp of just 66 degrees, it will take a while for any track-drying efforts should breaks in the precipitation emerge. Seldom does NASCAR move races up, so be prepared for this race to be conducted on Monday instead.
Previous Bank of America 400 winners
Note: NASCAR ran the Bank of America ROVAL 400 on the Charlotte road course instead from 2018-19 and 2021-25.
| Year | Winner | Manufacturer |
|---|---|---|
| 2020 | Chase Elliott | Chevrolet |
| 2017 | Martin Truex Jr. | Toyota |
| 2016 | Jimmie Johnson | Chevrolet |
| 2015 | Joey Logano | Ford |
| 2014 | Kevin Harvick | Ford |
Bank of America 400 FAQs
When is the 2026 Bank of America 400?
The Bank of America 400 is slated to begin just after 3 p.m. ET on USA this Sunday, Oct. 11.
Where will the 2026 Bank of America 400 be held?
Charlotte Motor Speedway will host the Bank of America 400.
Who is the 2026 Bank of America 400 favorite?
Kyle Larson is favored to win the Bank of America 400.
Who won the Bank of America 400 last year?
This race was last held in 2020, when Chase Elliott won. In 2025, Shane Van Gisbergen won the Bank of America ROVAL 400.
How do Bank of America 400 props work?
You can predict which drivers will run in the Top 3, 5, or 10 in addition to outright win markets.
Odds are correct at the time of publishing and are subject to change.
Not intended for use in MA.
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