FanDuel to Refund Injury-Induced Losing NFL Prop Wagers Throughout September

Grant Mitchell - News Editor
Grant Mitchell • News Editor 5+ years betting experience
Updated: Sep 9, 2026 , 11:13 AM ET • 4 min read

Bet Protect+ allows users to receive cash refunds or have affected parlay legs canceled if a prop bet loses because of a player injury.

Photo By - Reuters Connect.

FanDuel bettors can shield themselves from losing prop bets throughout September thanks to the return of Bet Protect+, just in time for the NFL season. 

Bet Protect+ allows users to receive cash refunds or have affected parlay legs canceled if a prop bet loses because of a player injury.

Key Takeaways

  • Bet Protect+ previously cost 3% of the total wager.

  • Pre-game and live wagers can be protected, including overtime. 

  • Ejections, cashed-out bets, and players who leave and return to games are not covered.

FanDuel confirmed in a post on X on Wednesday that it was bringing back Bet Protect+ for the September kick-off of the NFL season, but with a twist.

Customers have to enroll in Bet Protect+ before placing their wagers. There is no limit on how many bets can be protected, and every use of Bet Protect+ for pre-game and live NFL wagers will be totally free throughout September. Activating the insurance option previously cost 3% of the total wager. 

Let’s say that a user bet on Jaxon Smith-Njigba as an anytime touchdown scorer in the Super Bowl rematch on opening night. If Smith-Njigba left the game with an injury at any point without having scored a touchdown, the bettor would be given a full cash refund.

Had the Smith-Njigba touchdown wager been included in a three-leg parlay, the leg would be removed, and the parlay’s odds would be recalculated based on the value of the two remaining legs.

This is a significant change from the previous approach and 3% fee. 

Although coverage still applied to entire games and refunds were still cash-based, a $50 bet would cost $1.50 to protect. In other words, two of three possible outcomes (win, loss, Bet Protect+) would result in the bettor losing money.

Bet Protect+ charges were also paid pre-game, meaning that even winning wagers would carry the 3% charge in case Bet Protect+ was needed.

Bet Protect+ is available for all FanDuel customers. Check out the latest FanDuel promo for more details on the current new user sign-up offer.

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Bet Protect+ rules and conditions

Many FanDuel players already locked in their favorite parlays and straight bets for Week 1 of the NFL season. According to a company post, anyone who used Bet Protect+ will receive a refund for the 3% charge to use the amenity.

Bet Protect+ is not just restricted to the home of the NFL. Users across the United States and Canada will have the option to protect their bets for free throughout September.

Bet Protect+ is eligible for player prop bets, same-game parlays, and SGP+ wagers whenever a protected player prematurely exits and does not return to a game. The following situations will not be protected:

  • Ejections
  • Players who return to the game
  • Performance-related outcomes
  • Partial-game or game-special markets
  • Cashed-out bets
  • Already-settled winning legs
  • Other non-injury exits 

Bet Protect+ can be used with profit boosts and bonus bets whenever eligible at FanDuel sportsbook. 

New users can sign up with our FanDuel promo code to claim up to $350 in bonus bets in one week.

FanDuel Super Bowl odds

On the morning of the return of the NFL, FanDuel lists the Los Angeles Rams (+500) as the runaway Super Bowl favorites. The Buffalo Bills (+1,000) are the top challengers, and the defending champion Seattle Seahawks (+1,100) are third.

10 teams sit between +1,600 and +2,000 in odds to win the Super Bowl. 

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Grant Mitchell - News Editor
News Editor

Grant jumped into the sports betting industry as soon as he graduated from Virginia Tech in 2021. His fingerprints can be found all over the sports betting ecosystem, including his constant delivery of breaking industry news. He also specializes in finding the best bets for a variety of sports thanks to his analytical approach to sports and sports betting.

Before joining Covers, Grant worked for a variety of reputable publications, led by Forbes.

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