Georgia vs Tennessee Predictions - Early Picks & Odds for Week 3

Georgia's defense is possibly the best it's been since back-to-back championship seasons and can handle this Tennessee attack. The spread has dropped, but that gives us an opportunity to snatch up a more favorable line.

Douglas Farmer - Betting Analyst at Covers
Douglas Farmer • Betting Analyst
Sep 10, 2025 • 08:18 ET • 4 min read
Christen Miller Georgia Bulldogs NCAA college football
Photo By - Imagn Images. Georgia lineman Christen Miller celebrates a defensive stop.

Early action has moved against the Georgia Bulldogs with some aggression, shifting toward the Tennessee Volunteers by 3.5 points and through multiple key numbers.

Yet my Georgia vs. Tennessee predictions and college football picks trust the visiting Bulldogs at kickoff at 3:30 ET on Saturday, Sept. 13.

Georgia vs Tennessee predictions

Here are our early thoughts on the spread and total for this week’s game. We will have a full game preview (with a best bet and SGP) later in the week.

Early Georgia vs Tennessee spread pick: Georgia -3.5

-120 at FanDuel

Perhaps moving this spread off a full touchdown made sense. But moving it not only through -6 but also through -4 was a mistake.

Kirby Smart has solved Josh Heupel’s system. He does not fear it in the least. On top of that, below the radar, this may be the best Georgia Bulldogs defense since their back-to-back titles to start the decade.

Georgia has not only covered the spread in all four matchups against Heupel’s Tennessee Volunteers, but the Bulldogs have done so with increasing emphasis while also recognizing the Vols have gotten better each year.

In fact, Heupel and Tennessee have yet to score more than 17 points in four tries against Smart and Georgia.

Smart knows he has the defensive backs to match up with the Volunteers’ receivers, and their needed deep routes take too long while the Bulldogs’ defensive line rushes the quarterback. As Heupel has tried to raise Tennessee’s running game, Georgia knows its defense will hold up, as too many rushing attempts result in too many chances for the Vols to fail.

Smart has solved this offense. And with Tennessee’s Team Total at 22.5, it is far more likely the Vols top out at 20 points. Can even Gunner Stockton find his way to 24? Yes.

Early Georgia vs Tennessee total pick: Under 49.5

-105 at FanDuel

This total hasn't moved as much as the spread, with some books posting an early 51 before the genuine line opened at 49.5. That 51 was delightful, but anything north of 49 holds merit.

Again, focus on the Vols’ offensive struggles against the Bulldogs in Heupel’s four years. They have fallen short of their Team Total in each game, last year being the first time Tennessee got within a possession of that number before garbage time. Removing a touchdown late in the fourth quarter when trailing by 31 in Heupel’s initial season, the Vols have fallen short of those totals by an average of 10 points per game.

Any hope of reaching the Over this year should be ascribed to Georgia’s offense, itself struggling immensely, as Stockton confirms what anyone who watched the Sugar Bowl already knows: Stockton is a downgrade at quarterback even from Carson Beck’s disappointing 2024.

Georgia vs Tennessee odds

  • Georgia vs. Tennessee spread: Tennessee +3.5
  • Georgia vs. Tennessee moneyline: Georgia -184, Tennessee +150
  • Georgia vs. Tennessee Over/Under: 49.5

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Douglas Farmer
Betting Analyst

Douglas Farmer spends his days thinking about college football and his nights thinking about the NBA. His betting habits and coverage follow that same pattern. He covered Notre Dame football for various outlets from 2008 to 2024, most notably spending eight seasons as NBC Sports’ beat writer on the Irish. That was also when his gambling focus took off. Knowing there were veteran beat writers with three decades more experience than he had, Douglas found his niche by best recognizing Notre Dame’s standing in each year’s national landscape, a complex tapestry most easily understood and remembered via betting odds.

In 2021, that interest created a freelance opportunity with Covers, a role that eventually led to Douglas joining the company full-time in 2023. In the fall, Douglas will place five or six dozen bets each week, a disproportionate amount via BetRivers because the operator tends to have lines slightly different than the rest of the market. The same can be said of Circa Sports’ futures markets.

While Douglas is an avid NBA fan and covers the league throughout the year, the vast majority of his bets are on college football, because that is the biggest key to sports betting: Know what you do not know.

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