March Madness Moneyline Picks for Saturday, March 21

Phil Naessens - Contributor at Covers.com
Phil Naessens • Betting Analyst 19+ years betting experience
Updated: Mar 20, 2026 , 01:08 PM ET • 4 min read

Phil Naessens' moneyline picks for the first day of March Madness Round 2 action include No. 12 High Point delivering another upset.

High Point Panthers Chase Johnston NCAAM
Photo By - Reuters Connect. High Point Panthers guard Chase Johnston (99) reacts after defeating the Wisconsin Badgers.

The 2026 edition of March Madness continues on Saturday with eight games on the NCAA Tournament schedule.

We’ve already seen our share of upsets, and my second-round college basketball predictions are looking at three potential Round of 32 underdog wins.

Read on for my March Madness picks for Saturday, March 21.

March Madness moneyline picks on Saturday, March 21

Matchup Pick
Missouri Saint Louis
vs
Michigan Michigan
Michigan -900
Louisville Louisville
vs
Michigan State Michigan State
Michigan State -170
TCU TCU
vs
Duke Duke
TCU +400
Texas A&M Texas A&M
vs
Houston Houston
Houston -550
Texas Texas
vs
Gonzaga Gonzaga
Gonzaga -225
Missouri VCU
vs
Illinois Illinois
Illinois -600
Vanderbilt Vanderbilt
vs
Nebraska Nebraska
Nebraska +120
Missouri High Point
vs
Arkansas Arkansas
Missouri +500

Lines courtesy of bet365.

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Expert March Madness Round 2 moneyline picks for Saturday

No. 9 Saint Louis vs No. 1 Michigan: Michigan Michigan (-900)

The Michigan Wolverines' elite defense faces a lethal test against the Saint Louis Billikens' second-ranked effective field goal percentage. But while the Billikens’ perimeter spacing and Robbie Avila’s playmaking present "giant-killer" potential, Michigan’s Top-10 efficiency on both ends and massive interior size advantage should secure the victory.

No. 6 Louisville vs No. 3 Michigan State: Michigan State Michigan State (-170)

The Michigan State Spartans' top-ranked defensive rebounding faces the Louisville Cardinals' high-volume perimeter attack. With Cardinals star Mikel Brown Jr. potentially sidelined, the Spartans’ interior strength and Jeremy Fears Jr.'s scoring and leadership should neutralize Louisville’s spacing enough to sneak out with a victory. 

No. 9 TCU vs No. 1 Duke: TCU TCU (+400)

The Duke Blue Devils' narrow escape against Siena exposed a team rattled by injuries to Caleb Foster and Patrick Ngongba II. The TCU Horned Frogs shot 39% from deep against Ohio State, and if they shoot like that again — and they can — they’ll beat the short-handed Blue Devils. 

No. 10 Texas A&M vs No. 2 Houston: Houston Houston (-550)

The Houston Cougars' fourth-ranked defense faces a physical, veteran Texas A&M Aggies squad. While the Aggies’ rebounding presents a challenge, the Cougars’ disciplined perimeter defense should stifle A&M’s high-tempo attack. Expect Kelvin Sampson’s squad to lean on its defensive identity to advance.


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No. 11 Texas vs No. 3 Gonzaga: Gonzaga Gonzaga (-225)

The Gonzaga Bulldogs' elite defensive group meets a somewhat fatigued Texas Longhorns squad playing its third tournament game in five days. While the Longhorns possess a Top 20 offense, their 348th-ranked turnover defense won't disrupt the Bulldogs' offense. Gonzaga advances to the Sweet 16. 

No. 11 VCU vs No. 3 Illinois: Illinois Illinois (-600)

The Illinois Fighting Illini enter with the nation’s top-ranked offensive efficiency and a massive size advantage. While the VCU Rams are defensive-minded, they lack the interior depth to stop an Illini squad that ranks third in offensive rebounding. Expect Illinois’ elite offense to secure the victory.

No. 5 Vanderbilt vs No. 4 Nebraska: Nebraska Nebraska (+120)

The Nebraska Cornhuskers' seventh-ranked defense presents a tactical nightmare for the Vanderbilt Commodores. The Cornhuskers’ elite perimeter stop unit and Sam Hoiberg’s ball-pressure should slow the Commodores’ sharpshooters. Nebraska was the Big Ten runner-up for a reason and will advance to the Sweet 16. 

No. 12 High Point vs No. 5 Arkansas: Missouri High Point (+500)

The High Point Panthers enter on a 15-game winning streak, and a coach who has his team convinced they are the best in the building. They boast a Top 5 offense and face a thin, freshman-led Arkansas Razorbacks rotation hampered by injuries. High Point has the momentum and can beat Arkansas. 

Odds are correct at the time of publishing and are subject to change.
Not intended for use in MA.
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Phil Naessens
Betting Analyst

Prior to joining Covers in 2022, Phil Naessens spent 38 years as a resident tennis pro in Las Vegas, Mykonos, and Corfu, Greece. He’s the past host of the Phil Naessens Show (Armed Forces Radio), and currently hosts the Crush and Rush Tennis Podcast.

Phil is the author of the Betting 101 series (MLB, NFL, NCAAF, and Tennis) and has written for numerous publications, including Advance Local, SB Nation, FanSided, and Lenny Melnick Fantasy Sports. 

His favorite sports to bet on are tennis, MLB, WNBA, Euro men’s and women’s hoops, NCAA sports, NFL, and the NBA. Phil has numerous betting accounts in the US and Europe, and his best advice is to line shop for the best value possible.

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