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    All Forums | General Discussion

    How can I find out if my neighbor bailed out on their mortgage?

    «First Previous 12
    G8RB8
    dennishopson
    be easy
    FriedShrimp
    kingofthewin
    ...
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    «First Previous 12
     
    G8RB8
    G8RB8
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    Posted: Apr. 22, 2009 - 2:00 AM ET #26

    Quote Originally Posted by be easy:

    G8R, meant to tell you

    NEVER TRUST A REALTWHORE

    They are waaaaay worse than used car salesman


    This one I trust. . . she's as honest as it gets.  She was my friend first for a long time before she was my realtor
    Bagel Sandwiches Suck
    Reply
    Quote Originally Posted by be easy:

    G8R, meant to tell you

    NEVER TRUST A REALTWHORE

    They are waaaaay worse than used car salesman


    This one I trust. . . she's as honest as it gets.  She was my friend first for a long time before she was my realtor
     
    dennishopson
    dennishopson
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    Posted: Apr. 22, 2009 - 2:01 AM ET #27

    Fuck, I have to get up at 7 am tomorrow.....

    GL Gator. Sure it'll work out in your favor bubba.

    Easy.....
    Reply
    Fuck, I have to get up at 7 am tomorrow.....

    GL Gator. Sure it'll work out in your favor bubba.

    Easy.....
     
    be easy
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    Posted: Apr. 22, 2009 - 2:04 AM ET #28

    Quote Originally Posted by G8RB8:


    This one I trust. . . she's as honest as it gets.  She was my friend first for a long time before she was my realtor

    well if that's the case, have her do the work pro bono.

    and you can tip her for her time/services, pro boner  

     

    H8R, this site isn't very reliable, but it's the best you'll get for free, and it's kinda fun to poke around if you have some spare time.

     

    zillow.com

    Reply

    Quote Originally Posted by G8RB8:


    This one I trust. . . she's as honest as it gets.  She was my friend first for a long time before she was my realtor

    well if that's the case, have her do the work pro bono.

    and you can tip her for her time/services, pro boner  

     

    H8R, this site isn't very reliable, but it's the best you'll get for free, and it's kinda fun to poke around if you have some spare time.

     

    zillow.com

     
    dennishopson
    dennishopson
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    Posted: Apr. 22, 2009 - 2:05 AM ET #29

    Gator, I'm certain that it'll work out in your favor. 

    Easy

    Fuck, I have to get up at 7 am tomorrow. 
    Reply
    Gator, I'm certain that it'll work out in your favor. 

    Easy

    Fuck, I have to get up at 7 am tomorrow. 
     
    dennishopson
    dennishopson
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    Posted: Apr. 22, 2009 - 2:07 AM ET #30

    Definitely time to say adios.......
    Reply
    Definitely time to say adios.......
     
    FriedShrimp
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    Posted: Apr. 22, 2009 - 2:10 AM ET #31

    Geez, who let beeasy into GD?????
     
    Taxes have nothing to do with it.  They can be behind or forward in taxes, has nothing to do with a mortgage situation.
     
    Secondly, one foreclosure will not ruin your neighborhood.  It there are a lot, then yes.
     
    Thirdly, getting through to that bank and working that bank sale situation is a fine art.  Those banks are so freaking swamped, you can show up on their doorstep with cash and they would not have time to even find the file.  That's why you need someone who knows that process.
     
    Reply
    Geez, who let beeasy into GD?????
     
    Taxes have nothing to do with it.  They can be behind or forward in taxes, has nothing to do with a mortgage situation.
     
    Secondly, one foreclosure will not ruin your neighborhood.  It there are a lot, then yes.
     
    Thirdly, getting through to that bank and working that bank sale situation is a fine art.  Those banks are so freaking swamped, you can show up on their doorstep with cash and they would not have time to even find the file.  That's why you need someone who knows that process.
     
     
    FriedShrimp
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    Posted: Apr. 22, 2009 - 2:13 AM ET #32

    Bank "employees" cannot sign off on paperwork until everything is done.  They need one or two BPOs, six appraisals, fifteen signatures, blah, blah blah.
     
    You could offer the bank 300k now and they won't care.  They'll "process" and put it back on the market for 200k.
     
    They are "salaried" employees.
     
     
    Reply
    Bank "employees" cannot sign off on paperwork until everything is done.  They need one or two BPOs, six appraisals, fifteen signatures, blah, blah blah.
     
    You could offer the bank 300k now and they won't care.  They'll "process" and put it back on the market for 200k.
     
    They are "salaried" employees.
     
     
     
    FriedShrimp
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    Posted: Apr. 22, 2009 - 2:17 AM ET #33

    For sure drag that shed over.  It's yours now, you adopted it.
     
    If the homeowners show back up, tell them you thought they bolted so you grabbed the shed.  In the meantime, you've been cutting their grass.  All is fuego.
     
     
    Reply
    For sure drag that shed over.  It's yours now, you adopted it.
     
    If the homeowners show back up, tell them you thought they bolted so you grabbed the shed.  In the meantime, you've been cutting their grass.  All is fuego.
     
     
     
    be easy
    be easy
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    Posted: Apr. 22, 2009 - 2:19 AM ET #34

    Fried Shrimp, you got any easy recipes for Tuna Steaks? I'm sick of cajun style and lemon, need something new, whatcha got?
    Reply
    Fried Shrimp, you got any easy recipes for Tuna Steaks? I'm sick of cajun style and lemon, need something new, whatcha got?
     
    be easy
    be easy
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    Posted: Apr. 22, 2009 - 2:21 AM ET #35

    Quote Originally Posted by FriedShrimp:

    For sure drag that shed over.  It's yours now, you adopted it.
     
    If the homeowners show back up, tell them you thought they bolted so you grabbed the shed.  In the meantime, you've been cutting their grass.  All is fuego.
     
     

     something me and you can agree on.

    except lose the spanish, you're saying all is fire 

    Reply
    Quote Originally Posted by FriedShrimp:

    For sure drag that shed over.  It's yours now, you adopted it.
     
    If the homeowners show back up, tell them you thought they bolted so you grabbed the shed.  In the meantime, you've been cutting their grass.  All is fuego.
     
     

     something me and you can agree on.

    except lose the spanish, you're saying all is fire 

     
    FriedShrimp
    FriedShrimp
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    Posted: Apr. 22, 2009 - 2:22 AM ET #36

    They could have gone or vacation, or spent time with maybe a sick relative or something but if there is no mail in the mailbox, they bolted.
     
    And if they aren't advertising it as a rental or sale, they don't care about the shed.
    Reply
    They could have gone or vacation, or spent time with maybe a sick relative or something but if there is no mail in the mailbox, they bolted.
     
    And if they aren't advertising it as a rental or sale, they don't care about the shed.
     
    FriedShrimp
    FriedShrimp
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    Posted: Apr. 22, 2009 - 2:25 AM ET #37

    As a matter of fact and while we're at it.........
     
    Move your fence line over as well.  Go ahead an annex a few feet.... they are "salaried" employees in charge now.  They don't know shit from shinola.
    Reply
    As a matter of fact and while we're at it.........
     
    Move your fence line over as well.  Go ahead an annex a few feet.... they are "salaried" employees in charge now.  They don't know shit from shinola.
     
    FriedShrimp
    FriedShrimp
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    Posted: Apr. 22, 2009 - 2:27 AM ET #38

    They do all the unproductive and least useful stuff in the planet but they always forget to order a survey
     
    MIght as well capitalize on the situation
    Reply
    They do all the unproductive and least useful stuff in the planet but they always forget to order a survey
     
    MIght as well capitalize on the situation
     
    be easy
    be easy
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    Posted: Apr. 22, 2009 - 2:31 AM ET #39

    Quote Originally Posted by FriedShrimp:

    They do all the unproductive and least useful stuff in the planet but they always forget to order a survey
     
    MIght as well capitalize on the situation

    Here in PA, there's some funky law about 'common usage' or something, not sure what it's called, and really find it hard to believe, but i was told if i use land adjoining mine for 7 years as if it were mine, it becomes mine

    I have a kickass exMark commercial mower, and i've been widening my property for 2 years . Gonna plant some peach and apple trees on that extra land, what's the worst that could happen?

    Reply
    Quote Originally Posted by FriedShrimp:

    They do all the unproductive and least useful stuff in the planet but they always forget to order a survey
     
    MIght as well capitalize on the situation

    Here in PA, there's some funky law about 'common usage' or something, not sure what it's called, and really find it hard to believe, but i was told if i use land adjoining mine for 7 years as if it were mine, it becomes mine

    I have a kickass exMark commercial mower, and i've been widening my property for 2 years . Gonna plant some peach and apple trees on that extra land, what's the worst that could happen?

     
    FriedShrimp
    FriedShrimp
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    Posted: Apr. 22, 2009 - 2:43 AM ET #40

    Quote Originally Posted by be easy:

    Here in PA, there's some funky law about 'common usage' or something, not sure what it's called, and really find it hard to believe, but i was told if i use land adjoining mine for 7 years as if it were mine, it becomes mine

    I have a kickass exMark commercial mower, and i've been widening my property for 2 years . Gonna plant some peach and apple trees on that extra land, what's the worst that could happen?

    Happens ALL the time.  In residential land, nobody every wants to spring for a survey so it hardly comes up unless you are in a fancy neighborhood.  In commercial land, it is a daily thing.  A an old vacant piece of property and let's say a driveway, or gravel road gets moved for convenience.  Ten years later, nobody knows where the line is.

    Surveyer's do though... for the most part unless you are really in the sticks.

    As far as the 7 year rule, check on that.  I don't think that really works.

    Reply
    Quote Originally Posted by be easy:

    Here in PA, there's some funky law about 'common usage' or something, not sure what it's called, and really find it hard to believe, but i was told if i use land adjoining mine for 7 years as if it were mine, it becomes mine

    I have a kickass exMark commercial mower, and i've been widening my property for 2 years . Gonna plant some peach and apple trees on that extra land, what's the worst that could happen?

    Happens ALL the time.  In residential land, nobody every wants to spring for a survey so it hardly comes up unless you are in a fancy neighborhood.  In commercial land, it is a daily thing.  A an old vacant piece of property and let's say a driveway, or gravel road gets moved for convenience.  Ten years later, nobody knows where the line is.

    Surveyer's do though... for the most part unless you are really in the sticks.

    As far as the 7 year rule, check on that.  I don't think that really works.

     
    FriedShrimp
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    Posted: Apr. 22, 2009 - 2:54 AM ET #41

    Be easy, I think it's 20 years not 7 by the way.
    Reply
    Be easy, I think it's 20 years not 7 by the way.
     
    kingofthewin
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    Posted: Apr. 22, 2009 - 10:00 AM ET #42

    Quote Originally Posted by BustinPiles:

    Check with the County Recorder or Tax Assessor’s office. The Clerk of Court should be able to tell you if there is a foreclosure action on record for the owner(s) of the property.
     
    Less effort may be is there a padlock on the door?
     


    hes right 
    Reply
    Quote Originally Posted by BustinPiles:

    Check with the County Recorder or Tax Assessor’s office. The Clerk of Court should be able to tell you if there is a foreclosure action on record for the owner(s) of the property.
     
    Less effort may be is there a padlock on the door?
     


    hes right 
     
    AlexPKeaton
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    Posted: Apr. 22, 2009 - 7:16 PM ET #43

    would already have your answer if you checked power and water
    Reply
    would already have your answer if you checked power and water
     
    LakeFavorite
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    Posted: Apr. 22, 2009 - 7:41 PM ET #44

    Hey be easy....might want to take some time to reflect on the value of good Realtors. You seem to be fairly "with it", as proven by your first response to G8r's question.  I sell real estate, and am honest and ethical. My clients would argue with you that I bring quite a bit of value to the table. Not all have the knowledge that you do. I have helped many avoid foreclosure, and am out busting my ass to get young people into affordable foreclosed homes, and to put investors into the market to absorb the existing excessive inventory to help ensure neighborhoods have people living in their homes. I give speeches at the local high school advising on the importance of good credit, volunteer for community suppers, go to Board of Supervisor meetings to make sure private property rights are protected, and on and on. Give us a break man, the market is really tough. It's not as easy as it seems to be in real estate. Cheers
    Reply
    Hey be easy....might want to take some time to reflect on the value of good Realtors. You seem to be fairly "with it", as proven by your first response to G8r's question.  I sell real estate, and am honest and ethical. My clients would argue with you that I bring quite a bit of value to the table. Not all have the knowledge that you do. I have helped many avoid foreclosure, and am out busting my ass to get young people into affordable foreclosed homes, and to put investors into the market to absorb the existing excessive inventory to help ensure neighborhoods have people living in their homes. I give speeches at the local high school advising on the importance of good credit, volunteer for community suppers, go to Board of Supervisor meetings to make sure private property rights are protected, and on and on. Give us a break man, the market is really tough. It's not as easy as it seems to be in real estate. Cheers
     
    be easy
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    Posted: Apr. 23, 2009 - 10:48 AM ET #45

    Quote Originally Posted by LakeFavorite:

    Hey be easy....might want to take some time to reflect on the value of good Realtors. You seem to be fairly "with it", as proven by your first response to G8r's question.  I sell real estate, and am honest and ethical. My clients would argue with you that I bring quite a bit of value to the table. Not all have the knowledge that you do. I have helped many avoid foreclosure, and am out busting my ass to get young people into affordable foreclosed homes, and to put investors into the market to absorb the existing excessive inventory to help ensure neighborhoods have people living in their homes. I give speeches at the local high school advising on the importance of good credit, volunteer for community suppers, go to Board of Supervisor meetings to make sure private property rights are protected, and on and on. Give us a break man, the market is really tough. It's not as easy as it seems to be in real estate. Cheers

    Not trying to be a dick, because i'm sure that some have good intent, and you sound like you might be one of them

    just sayin'

     

    So, Is now a good time to buy?

    Reply
    Quote Originally Posted by LakeFavorite:

    Hey be easy....might want to take some time to reflect on the value of good Realtors. You seem to be fairly "with it", as proven by your first response to G8r's question.  I sell real estate, and am honest and ethical. My clients would argue with you that I bring quite a bit of value to the table. Not all have the knowledge that you do. I have helped many avoid foreclosure, and am out busting my ass to get young people into affordable foreclosed homes, and to put investors into the market to absorb the existing excessive inventory to help ensure neighborhoods have people living in their homes. I give speeches at the local high school advising on the importance of good credit, volunteer for community suppers, go to Board of Supervisor meetings to make sure private property rights are protected, and on and on. Give us a break man, the market is really tough. It's not as easy as it seems to be in real estate. Cheers

    Not trying to be a dick, because i'm sure that some have good intent, and you sound like you might be one of them

    just sayin'

     

    So, Is now a good time to buy?

     
    LakeFavorite
    LakeFavorite
    Veteran
    Participation Meter
    Joined: Nov, 2008
    Posts: 4410
    Posted: Apr. 23, 2009 - 12:34 PM ET #46

    Timing is everything. It is a good time to buy a rental if you can put down a nice chunk of cash, get the ratios right, and find a way to cover the costs of the mortgage, taxes, insurance, utilities etc. Each market differs, and in my market, I am starting to advise investors looking for rentals that we are seeing increasing amounts of vacancies in existing rentals. I wouldn't want to sell something to someone and not have a ready and willing tenant to move in. In short....to know your market best...ask a good Realtor.  Thanks for realizing that all Realtors are not worse than used car salesmen...true...some are. To find a good Realtor, contact the local Realtor Association office, and ask them for the name of the Board President, or someone who chairs an Ethics committee.  Those who are dedicated full time to the industry are your best bets!  BTW...I am on Eaton today. Go Orioles
    Reply
    Timing is everything. It is a good time to buy a rental if you can put down a nice chunk of cash, get the ratios right, and find a way to cover the costs of the mortgage, taxes, insurance, utilities etc. Each market differs, and in my market, I am starting to advise investors looking for rentals that we are seeing increasing amounts of vacancies in existing rentals. I wouldn't want to sell something to someone and not have a ready and willing tenant to move in. In short....to know your market best...ask a good Realtor.  Thanks for realizing that all Realtors are not worse than used car salesmen...true...some are. To find a good Realtor, contact the local Realtor Association office, and ask them for the name of the Board President, or someone who chairs an Ethics committee.  Those who are dedicated full time to the industry are your best bets!  BTW...I am on Eaton today. Go Orioles
     
    FriedShrimp
    FriedShrimp
    Hall of Fame
    Participation Meter
    Joined: Jan, 2008
    Posts: 20685
    Posted: Apr. 23, 2009 - 2:27 PM ET #47

    Quote Originally Posted by be easy:

    So, Is now a good time to buy?

    Would rather be buying than selling right now.

    Reply
    Quote Originally Posted by be easy:

    So, Is now a good time to buy?

    Would rather be buying than selling right now.

     
     
    be easy
    be easy
    MVP
    Participation Meter
    Joined: Oct, 2006
    Posts: 15433
    Posted: Apr. 24, 2009 - 4:00 PM ET #48

    Quote Originally Posted by FriedShrimp:

    Would rather be buying than selling right now.

     

    If you buy a house today, it will be worth less tomm.

    If you sell a house today, it will be worth less tomm.

    Why would you rather be buying than selling

    I know the ridiculous over-supply sucks if you are selling, and helps if you are buying, BUT that's about the only thing that i can think of that's advantageous to buyers and sucksdick for sellers.

    Other than that, it's falling knives, and i'd rather be throwing them than catching them

     

    Reply
    Quote Originally Posted by FriedShrimp:

    Would rather be buying than selling right now.

     

    If you buy a house today, it will be worth less tomm.

    If you sell a house today, it will be worth less tomm.

    Why would you rather be buying than selling

    I know the ridiculous over-supply sucks if you are selling, and helps if you are buying, BUT that's about the only thing that i can think of that's advantageous to buyers and sucksdick for sellers.

    Other than that, it's falling knives, and i'd rather be throwing them than catching them

     

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