UCF vs Texas Tech Prediction, Picks & Odds for Today — College Football Week 12

The Red Raiders’ defense is poised to control this matchup, as our college football betting picks outline.

Douglas Farmer - Betting Analyst at Covers
Douglas Farmer • Betting Analyst
Nov 15, 2025 • 12:36 ET • 4 min read

NCAAF

Match starts: 1 hrs
TTU
60 %
UCF
40 %
Read Analysis
Jacob Rodriguez Texas Tech Red Raiders NCAAF
Photo By - Imagn Images. Texas Tech Red Raiders linebacker Jacob Rodriguez (10) against the Arizona State Sun Devils.

The Texas Tech Red Raiders are clearly the top team in the Big 12, and even a four-score spread arguably doesn’t give them enough credit as they take on a UCF Knights squad that Oklahoma State might be one of the few teams capable of beating.

My UCF vs. Texas Tech predictions and college football picks highlight the many advantages working in the Red Raiders’ favor this weekend—factors that should have the Knights turning their focus to next week’s must-win matchup to preserve their bowl hopes.

Texas Tech’s rout gets underway at 3:30 p.m. ET on Saturday, November 15.

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UCF vs Texas Tech prediction

UCF vs Texas Tech best bet: Texas Tech -23.5 (-120)

The Texas Tech Red Raiders defense is the best in the country in terms of expected points added (EPA), per CFB-graphs.com. While that is an opponent-adjusted stat, some skepticism of the Red Raiders genuinely having the best defense in the country would be a valid wonder.

But it is not a pertinent wonder when facing an offense as putrid as that of the Central Florida Knights.

The nicest thing that can be said about the Knights’ offense is that it is only slightly below average in early-downs performance. Of course, that is slightly below the FBS average; UCF on early downs is wretched by Power Four standards.

And that is the closest thing to a compliment one can give Scott Frost’s offense in his first year back at Central Florida.

UCF’s team total is set at 10.5 or 11.5, depending on your sportsbook. Texas Tech may need only 31 points to handle this spread, a number the Red Raiders have cleared in eight of 10 games this season, the two exceptions coming against BYU last week and a few weeks ago at Arizona State when without starting quarterback Behren Morton.

UCF vs Texas Tech same-game parlay

Normally this would be a three-legged same-game parlay, but this unexpected combination of spread and total creates an escalated payout all on its own. The combination makes sense, though.

It is difficult to imagine Central Florida threatening the end zone multiple times, which should mean the Red Raiders can thread this needle by scoring anywhere between 31 and 40 points.

UCF vs Texas Tech SGP

  • Texas Tech -23.5
  • Under 47.5

UCF vs Texas Tech game predictions

UCF vs Texas Tech moneyline prediction

A shocking upset should occur somewhere in college football this weekend, but Texas Tech’s defensive line is too good to allow such a worry in Lubbock.

UCF vs Texas Tech spread prediction

Even if UCF puts together a couple quality drives, the Knights rank 10th-worst in the country in points per scoring opportunity, managing just 2.41 points per quality drive. Field goals will not cover this spread.

UCF vs Texas Tech Over/Under prediction

Field goals will, however, help the likelihood of an Under here, worth considering as long as the total remains north of 45.

UCF vs Texas Tech odds

  • Spread: UCF +23.5 | Texas Tech -23.5
  • Moneyline: UCF +1400 | Texas Tech -3500
  • Over/Under: Over 47.5 | Under 47.5

UCF vs Texas Tech trend to know

Seven of Texas Tech’s last eight opponents fell short of their team totals and by an average of nine points per game. Find more college football betting trends for UCF vs Texas Tech.

How to watch UCF vs Texas Tech

Location Jones AT&T Stadium, Lubbock, TX
Date Saturday, November 15, 2025
Kickoff 3:30 p.m. ET
TV FOX

UCF vs Texas Tech latest injuries

UCF vs Texas Tech weather

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Odds are correct at the time of publishing and are subject to change.
Not intended for use in MA.
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Douglas Farmer
Betting Analyst

Douglas Farmer spends his days thinking about college football and his nights thinking about the NBA. His betting habits and coverage follow that same pattern. He covered Notre Dame football for various outlets from 2008 to 2024, most notably spending eight seasons as NBC Sports’ beat writer on the Irish. That was also when his gambling focus took off. Knowing there were veteran beat writers with three decades more experience than he had, Douglas found his niche by best recognizing Notre Dame’s standing in each year’s national landscape, a complex tapestry most easily understood and remembered via betting odds.

In 2021, that interest created a freelance opportunity with Covers, a role that eventually led to Douglas joining the company full-time in 2023. In the fall, Douglas will place five or six dozen bets each week, a disproportionate amount via BetRivers because the operator tends to have lines slightly different than the rest of the market. The same can be said of Circa Sports’ futures markets.

While Douglas is an avid NBA fan and covers the league throughout the year, the vast majority of his bets are on college football, because that is the biggest key to sports betting: Know what you do not know.

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