College Football Moneyline Picks for Week 12

Our Week 12 college football moneyline picks are backing Oklahoma against Alabama, Georgia over Texas, and USC against Iowa.

JD Yonke - Betting Analyst at Covers.com
JD Yonke • Betting Analyst
Nov 12, 2025 • 09:59 ET • 4 min read
John Mateer Oklahoma Sooners SEC college football
Photo By - Imagn Images. John Mateer points towards the crowd after a fourth-quarter touchdown.

It’s time for the stretch run of the season as Week 12 brings plenty of matchups that could determine who reaches the College Football Playoff.

We’re taking a look at this week’s top games from a moneyline perspective and aim for a quality follow-up to Week 11’s unblemished record in this column.

Here are my moneyline plays and college football picks for Week 12 this weekend.

Week 12 college football moneyline picks

Matchup Pick
Notre Dame Notre Dame vs Pittsburgh Pittsburgh Notre Dame (-465)
Arizona Arizona vs Cincinnati Cincinnati Cincinnati (-215)
Iowa Iowa vs USC USC USC (-275)
Virginia Virginia vs Duke Duke Virginia (+164)
Oklahoma Oklahoma vs Alabama Alabama Oklahoma (+172)
Utah Utah vs Baylor Baylor Utah (-320)
Texas Texas vs Georgia Georgia Georgia (-210)
TCU TCU vs BYU BYU BYU (-178)
Boise State Boise State vs San Diego State San Diego State San Diego State (-142)

Lines courtesy of FanDuel as of 11-12.

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Notre Dame vs Pittsburgh: Notre Dame Notre Dame (-465)

No. 9 Notre Dame is a wagon. The offense is averaging 7.3 yards per play, led by superstar Jeremiyah Love, and the defense has held four of its last five opponents below 4.5 yards per play. No. 22 Pittsburgh has racked up five consecutive wins, but has benefitted from soft matchups (91st in ESPN’s FPI’s strength of schedule). 

Arizona vs Cincinnati: CincinnatiCincinnati (-215)

Arizona is a bit fortunate to be 6-3, whereas No. 25 Cincinnati has been impressive en route to its 7-2 record. This Bearcats offense (eighth in EPA per play) will be the best unit on the field, so the defense will need to do just enough against an Arizona offense that underwhelmed against Kansas a week ago.

Iowa vs USC: USCUSC (-275)

No. 17 USC simply has too much offensive firepower for No. 21 Iowa to match, especially in a letdown spot after last week’s last-second loss for the Hawkeyes. The Trojans are 7-2 thanks to a deadly offense (second in EPA per play), and will likely just need the defense to tread water to find a win at home.

Virginia vs Duke: Virginia Virginia (+164)

If quarterback Chandler Morris plays for No. 19 Virginia, this game is essentially a toss-up. Reading the tea leaves, it seems as though he has a 50% chance to play, so I’ll snap up the plus money on the Hoos against a putrid Duke defense (123rd in EPA per play) that makes every game an adventure. Virginia is still 8-2 and has a lot to play for, so Tony Elliott’s squad didn’t necessarily have its dreams crushed by Wake Forest last week.

Oklahoma vs Alabama: Oklahoma Oklahoma (+172)

There aren’t many upsets brewing in this week’s biggest games, but this could be an exception as No. 4 Alabama is simply begging for someone to hand them a second loss. The Crimson Tide don’t tackle well and have unimpressive metrics on that side of the ball (43rd in success rate), and they’re still a one-dimensional offense due to the utter lack of a running game (123rd in EPA per rush). Oklahoma’s disruptive defense (first in front seven havoc) can create issues, and the offense should improve down the stretch with quarterback John Mateer back to full health following a bye week.

Utah vs Baylor: Utah Utah (-320)

No. 13 Utah is an analytics darling, ranking top 10 in EPA per play on both sides of the ball (10th on offense, sixth on defense). Baylor’s faulty defense (91st in success rate allowed) will be exposed here, especially in the trenches, where it’ll be a severe mismatch. Look for the Utes to move to 8-2.

Texas vs Georgia: Georgia Georgia (-210)

If we’re ranking units, No. 5 Georgia’s offense has been the best unit in this game, whereas the No. 10 Texas offense has been the worst. This game could get very interesting if the Longhorns continue their offensive improvement and the defense plays to its full potential, but there's too much projection on that side of things. Georgia is playing great football and has proven to be battle-tested, whereas I’ll need to see it before I believe it with a Texas team that's managed to underwhelm even in wins.

TCU vs BYU: BYU BYU (-178)

No. 12 BYU had a letdown in Lubbock last week, but the 8-1 Cougars still have a lot to play for and will look better in Provo for a night game. The Horned Frogs are a talented football team, but they haven’t strung together consistent efforts, and the offense has been kept to 23 points or fewer in two consecutive games against beatable defenses (West Virginia, Iowa State).

Boise State vs San Diego State: San Diego State San Diego State (-142)

This is a big game in the Mountain West, where the Boise State Broncos are tied with the San Diego State Aztecs atop the conference standings. SDSU was pathetic in last week’s 38-6 loss to Hawaii, but its nasty rush defense (first in rushing success rate allowed) will come in clutch against a Boise offense featuring a former walk-on (Max Cutforth) making his first start at quarterback. 


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JD Yonke
Betting Analyst

JD is a diehard college football fan with five years of experience writing betting and fantasy content for publications such as SportsGrid, Fantasy Points, Fantrax, and Devy Watch. An avid reader, he uses his inclination to look at things with an exhausting and in-depth, analytic viewpoint combined with a love for statistics and metrics to form a well-rounded handicapping approach.

e's an integral member of the niche (but growing!) college fantasy football community, twice traveling to Canton, OH for the Fantasy Football Expo as a member of the CFF King's Classic drafting squad. His specialization in college football DFS and prop betting taught him that there are exploitable markets to be found and that narrowing your focus is integral to being a profitable bettor.

A lifelong Californian who grew up playing baseball, basketball, football, and lacrosse, he's glad to share a passionate love for sports with this wonderful community.

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