Stanford @ Hawai'i picks

Yes, Stanford is the Power Four team. Yes, Stanford expected to return more of its 2024 production. And yes, Hawai'i went only 3-7 last year against FBS competition. But when Andrew Luck fired Troy Taylor in late March, a Cardinal exodus began. That becomes a one-way migration, nearly all possible incoming transfers already off the market. There is a reason teams with late coaching changes went 24-40-1 ATS to start last season. This roster attrition costs programs in ways math cannot quickly catch up with. Doubt Stanford early in 2025. And trust Timmy Chang to actively know what the spread is. He has been vocal about that in recent years.