College Football Playoff Bracket Prediction & Odds to Make the CFP — Week 9

Douglas Farmer breaks down his College Football Playoff bracket prediction as the season enters Week 9.

Douglas Farmer - Betting Analyst at Covers
Douglas Farmer • Betting Analyst
Oct 21, 2025 • 18:14 ET • 4 min read
Ohio State Buckeyes wide receiver Jeremiah Smith (4) catches a touchdown pass.
Photo By - Imagn Images. Ohio State Buckeyes wide receiver Jeremiah Smith (4) catches a touchdown pass.

Things we know to be true in college football in 2025: The Ohio State Buckeyes are good. So are the Alabama Tide despite the most inexplicable loss of the season coming in primetime as they fell to now-disappointing Florida State.

And we know the “disappointing” conversation is led by the Penn State Nittany Lions, with the Texas Longhorns not far behind.

Early College Football Playoff projections would have been justified, including all five of those teams. Just more than halfway through the 2025 season, only two of them warrant mentioning in this bracket projection.

College Football Playoff bracket prediction

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2025 Playoff Projection

1) Ohio State
2) Alabama
3) Texas A&M
4) Indiana
5) Oregon
6) Texas Tech
7) Miami
8) Georgia
9) Notre Dame
10) Mississippi
11) Georgia Tech
12) Tulane

Ohio State is so likely to make the Playoff that FanDuel has removed those odds from the betting board, and that makes sense. The Buckeyes have the highest EPA margin in the country, per CFB-graphs.com, and the most recent SP+ ratings from ESPN.com consider Ohio State 1.8 points better than the No. 2 team in the country and more than a touchdown better than the No. 6 team.

Increasingly, the same deference should be given to Alabama, now 6-0 since its opening weekend flop in the rain in Tallahassee. The Tide have gone 5-0-1 against the spread in that stretch, the push coming via a backdoor cover. They look more and more like the second-best team in the country by a wide margin, and football purists should salivate at the idea of Ohio State facing Alabama for the national championship.

Texas A&M and Indiana both look poised to lose their conference championship games, likely their only losses of the season. The Aggies have the tougher path forward — at LSU, at Missouri, vs. South Carolina, and at Texas, their four remaining FBS game — but each of those remaining opponents is clearly flawed. With the win at Notre Dame earlier this season, Texas A&M’s résumé has a cushion to propel the Aggies into a first-round bye.

Meanwhile, it will be a disappointment and a surprise if Indiana does not finish the regular season 12-0. A November trip to Penn State hardly looks worrying anymore, and including that, the Hoosiers’ five remaining opponents have a combined 4-16 Big Ten record, three of those wins coming from UCLA.

Indiana’s success buoys Oregon’s claim to the No. 5 seed, just as Alabama’s success should strengthen Georgia’s claim to a home game in the first round, but deference to Texas Tech and Miami comes as both should win their respective conference championships. The Hurricanes’ path to the ACC title game does rely on Virginia losing twice, but the Cavaliers have looked increasingly suspect.

The last three at-large spots are all marked by weak schedules yielding high win totals. None of Notre Dame, Mississippi, or Georgia Tech will have notably impressive wins. Their best victories will be against USC, LSU, and Clemson, respectively.

But the Irish lost by one score at Miami and by one point at home against Texas A&M. As this season progresses, those defeats look less and less dooming. Closing the season on a 10-game winning streak will only further the Notre Dame claim to a better seed.

Mississippi, meanwhile, is a 4.5-point underdog this week at Oklahoma. That likely loss will knock the Rebels to 6-2 and, frankly, they should worry about a late November date with Florida, not to mention the always chaotic Egg Bowl.

Georgia Tech may also be dropped in the seeding thanks to a season-closing two-game losing streak. The Yellow Jackets should not be dropped from the Playoff if/when they lose to Georgia in the final week of the season and then to Miami in the ACC title game, but they would be dropped in the Playoff.

Lastly, Tulane would be a slight favorite against South Florida if they met in the American championship game. The Green Wave’s pass defense demands deference.

2025-26 CFP National Championship odds

Team Record FanDuel
Ohio State Ohio State Buckeyes 7-0 +260
Alabama Alabama Crimson Tide 6-1 +650
Indiana Indiana Hoosiers 7-0 +850
Oregon Oregon Ducks 6-1 +900
Georgia Georgia Bulldogs 6-1 +1000
Texas A&M Texas A&M Aggies 7-0 +1000
Notre Dame Notre Dame Fighting Irish 5-2 +12000
Miami Miami Hurricanes 5-1 +1700
Mississippi Mississippi Rebels 6-1 +2700
Texas Tech Texas Tech Red Raiders 6-1 +2700
Texas Texas Longhorns 5-2 +2700
Oklahoma Oklahoma Sooners 6-1 +3000

Odds last updated on October 21.

Important dates for the College Football Playoff

Round Dates Matchup(s)
First round December 19-20 No. 12 at No. 5
No. 9 at No. 8
No. 11 at No. 6
No. 10 at No. 7
Quarterfinals December 31-January 1 No. 4 vs. winner of 12/5
No. 1 vs. winner of 9/8
No. 3 vs winner of 11/6
No. 2 vs winner of 10/7

Semifinal 1 January 8 Fiesta Bowl
Semifinal 2 January 9 Peach Bowl
Championship January 19 CFP National Championship Game

Odds are correct at the time of publishing and are subject to change.
Not intended for use in MA.
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Douglas Farmer
Betting Analyst

Douglas Farmer spends his days thinking about college football and his nights thinking about the NBA. His betting habits and coverage follow that same pattern. He covered Notre Dame football for various outlets from 2008 to 2024, most notably spending eight seasons as NBC Sports’ beat writer on the Irish. That was also when his gambling focus took off. Knowing there were veteran beat writers with three decades more experience than he had, Douglas found his niche by best recognizing Notre Dame’s standing in each year’s national landscape, a complex tapestry most easily understood and remembered via betting odds.

In 2021, that interest created a freelance opportunity with Covers, a role that eventually led to Douglas joining the company full-time in 2023. In the fall, Douglas will place five or six dozen bets each week, a disproportionate amount via BetRivers because the operator tends to have lines slightly different than the rest of the market. The same can be said of Circa Sports’ futures markets.

While Douglas is an avid NBA fan and covers the league throughout the year, the vast majority of his bets are on college football, because that is the biggest key to sports betting: Know what you do not know.

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