Tracking Mortgage Rate Movements?

Anyone have a good website where I can track the daily movements of mortgage rates?  I know I can watch the 10-year note, but somehow that doesn't even seem to effecting the rate market that much.

Looking to refi and lock in the best rate at the right time.  As of yesterday was quoted 4.75% with around $2,100 total cost on a $202,000 mortgage.

I dont know if you can find REAL rates from enough sources to draw a good conclusion.

Sure you can get generic national rates, but if that includes what you could get for your property and including points I am not so sure.

I'm not so interested in the rates per se, but rather the day-to-day movements up and down.  I know it may be impossible.

FWIW I decided to lock in today.  We're going to be here awhile so I paid a little extra (just over 1 point total fees and costs) for a lower rate, 4.625% for 30 year fixed.  Planning to prepay monthly to pay off in 20 yrs, unless things change in the future, like runaway inflation.

Depeche,

Any reason not to go with a 15 yr loan and suck it up a little payment wise?

Check the difference in interest costs, it is amazing. Next loan will be a 15 for me and maybe a little less gambling etc.

wall, pretty simple really.  The rate/cost was identical for 15 and 30 year.  Makes no sense to take a 15 year at the same rate/cost.  I could still pay it off in 15 if I want by just paying extra per month, but I retain the flexibility not to.  I had 24 years left and I plan to pay it off in 20 with similar payments as before.  I can and will be able to afford to pay faster than 30 yrs, only reason I wouldn't is if we go into hyperinflation and I can get a 10% CD or something.  In that case obviously I'd rather put the extra cash in something earning more than the int rate I'm paying.  Ya never know what's going to happen.  Only reason to take the shorter term would be to get a lower rate, but for whatever reason that just isn't the case right now as far as I can tell.

Nice job on the rate Depeche.

I was looking at a rate drop for some relatives and last week he was locking 30 yr at 4.625 with no points, this week rates are 5.625, just amazing how illiquid the mortgage market is and how fast rates move.

Yeah, it looks like I may have caught one of the last trains leaving the station.  Of course I still need to get the final word and paperwork back from the mortgage guy...and my closing supposed to be in 5 days.  There should be nothing that can derail this.  I'll be pretty darned pissed if they screw me over somehow.

The initiative taken for the concern is very serious and need an attention of every one. This is the concern which exists in the society and needs to be eliminated from the society as soon as possible.

Suzzane Waltz

[url=https://www.interestrates.tv]Interest Rates for Mortgages[/url]

The initiative taken for the concern is very serious and need an attention of every one. This is the concern which exists in the society and needs to be eliminated from the society as soon as possible.

Suzzane Waltz

https://www.interestrates.tv--Interest Rates for Mortgages