Question for the experts on long term financials

I am not into day trading, just want to find some stocks and tuck away and forget about them for a few years.  Should I consider some financials like AIG, CitiGroup or Fannie Mae?  I understand the risk involved and that they could possibly go under.  That's a risk I am willing to take.  I am not interested in following the ticker daily.  Are these good long term buys with how low they are right now? Thanks in advance.

If you don't have time to follow the daily ticker and you question these companies ability to survive why wouldn't you just buy an financial company based ETF or Mutual fund and let an expert figure out which one to buy and hold.

 

Also, if you own any mutual funds through a retirement account like a 401(K) or IRA/Roth and it is any type of general index fund, you likely already own AIG, C and Fannie.  Why double up on the exposure on companies that have to cow to the public demands and are essentially being run out of DC then their corporate offices.