So what kind of rewards cards do you guys use? I use a credit card to earn Norwegian Cruise Line dollars since we do that every year or two. Earns 3% toward that, adds up pretty fast. Also have a lot of GM earnings built up through that, was 5%. Of course now I almost feel obligated to buy GM for my next car.
Seems like too many of these cards are too gimmicky, with extra earnings for some types of purchase for a certain of time blah blah blah, too damn complicated.
So what kind of rewards cards do you guys use? I use a credit card to earn Norwegian Cruise Line dollars since we do that every year or two. Earns 3% toward that, adds up pretty fast. Also have a lot of GM earnings built up through that, was 5%. Of course now I almost feel obligated to buy GM for my next car.
Seems like too many of these cards are too gimmicky, with extra earnings for some types of purchase for a certain of time blah blah blah, too damn complicated.
I use an AMEX and Discover Gas card. I use the AMEX for everything I can. Where I use it for the business I get mego rewards back. As Wall mentioned I don't carry a balance either so, I couldn't care less what the rate is.
After $10,000 spending on the AMEX I get 2% cash back. Of course I get cash back before I hit $10,000 but it's only like 1%.
Wall........
Here's what I got for the 0% balance transfer. And yes, I was ashamed when I activated it.
I use an AMEX and Discover Gas card. I use the AMEX for everything I can. Where I use it for the business I get mego rewards back. As Wall mentioned I don't carry a balance either so, I couldn't care less what the rate is.
After $10,000 spending on the AMEX I get 2% cash back. Of course I get cash back before I hit $10,000 but it's only like 1%.
Wall........
Here's what I got for the 0% balance transfer. And yes, I was ashamed when I activated it.
I am right with you though, before the Disney card we had one of these-
Gymbo
Two years ago I had 25k in dental work done, charged it all and a few other things so the wife had a ton of gymboree GCs from using that card.
We did the balance transfer dance in the early years but now not carrying a balance it makes things much easier and nicer on the credit score too (starting and stopping cards is a negative on the FICO score)
hahaha
That is pretty funny.
I am right with you though, before the Disney card we had one of these-
Gymbo
Two years ago I had 25k in dental work done, charged it all and a few other things so the wife had a ton of gymboree GCs from using that card.
We did the balance transfer dance in the early years but now not carrying a balance it makes things much easier and nicer on the credit score too (starting and stopping cards is a negative on the FICO score)