Advice

I've got some money in a SEP-IRA, which is in an on-line brokerage account.  I'd like to put some of the money into a "bank-like" product that pays out a fixed interest rate like a CD.  My online brokerage doesn't allow SEP-IRA money to go into their bank products, and I don't think others will either (correct me of I'm wrong).

So my question is, is there something I can put my money into that is available to an online brokerage that pays out interest and there is no risk of losing money?  I know right now that interests rates are very low, but I'm not being greedy.  I just want part of this money in stocks/mutual funds/etc and part of it where there is no chance of losing it.

I am pretty dumb when it comes to investing.  Any help would be appreciated.

Why don't you transfer it out to somewhere that will allow you to do so and yes there are plenty that will.  Then you could buy a fixed annuity or CD.  If you're willing to take on a little more risk you could also buy Investment Grade Corporate Bonds, you should be able to buy these within your online SEP.  There are some decent rates on names I like such as Fifth Third Bank, Textron, Alcoa bonds.  Or even Government Agency step up bonds where the rate will increase annually so you don't get locked in and rates increase. Email me on here and I can help you out, if you want.

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