Thinking about doing a refinance for my 30 year mortgage to a 15 year
my current 30 year loan is with chase - they quoted me a 15 year fixed at 5% with 1/8th of a point and about 2k in closing costs which they would roll back into the loan
anyone know any other lenders that i might be able to get a better deal with for a 15 year?
thanks
To remove first post, remove entire topic.
Thinking about doing a refinance for my 30 year mortgage to a 15 year
my current 30 year loan is with chase - they quoted me a 15 year fixed at 5% with 1/8th of a point and about 2k in closing costs which they would roll back into the loan
anyone know any other lenders that i might be able to get a better deal with for a 15 year?
Unfortunately I can't help you, but 4.75% is par in your area. The yield he or she is making in the rate, might be taking away from some of your upfront closing costs to help you, or could be going in his or her pocket. All in all though, its a pretty solid deal. Whats your loan amount if you don't mind me asking? Is 2k including all title fees also?
Unfortunately I can't help you, but 4.75% is par in your area. The yield he or she is making in the rate, might be taking away from some of your upfront closing costs to help you, or could be going in his or her pocket. All in all though, its a pretty solid deal. Whats your loan amount if you don't mind me asking? Is 2k including all title fees also?
i did everything i could to get out of the fee - they wouldn't do it - i had to lock in last night because the last 2 times the fed cut rates chase's 10 year rate went up
i'll pay $395 for the sweet deal i got any day
how much interest have you earned on all the sports betting winnings you collected last week?
jt
you are relentless
i did everything i could to get out of the fee - they wouldn't do it - i had to lock in last night because the last 2 times the fed cut rates chase's 10 year rate went up
i'll pay $395 for the sweet deal i got any day
how much interest have you earned on all the sports betting winnings you collected last week?
my buddy locked in a 15 year fixed with a point back at 5% yesterday. With this rally we had today of course if affected the 10 year bond but I can see it going down again tomorrow and thursday. The 10 year bond reached it's lowest point since 2003 which of course we saw record lows for mortgage rates. The banks are still reluctant to move their rates down as much as they would've if they weren't in such a tough spot with this market. Rates are still great but qualifying is tough. I think if the lenders still in business can stay a float throughout the remainder of this year and keep rates in these current ranges it can soften the blow to the housing market...that is if they put homeowners in safe programs.
my buddy locked in a 15 year fixed with a point back at 5% yesterday. With this rally we had today of course if affected the 10 year bond but I can see it going down again tomorrow and thursday. The 10 year bond reached it's lowest point since 2003 which of course we saw record lows for mortgage rates. The banks are still reluctant to move their rates down as much as they would've if they weren't in such a tough spot with this market. Rates are still great but qualifying is tough. I think if the lenders still in business can stay a float throughout the remainder of this year and keep rates in these current ranges it can soften the blow to the housing market...that is if they put homeowners in safe programs.
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