I just want some anecdotes from posters here about what it is like to:
A) get sick and simply get treated for that sickness regardless of income,
B) not have an issue with whether a prescription drug costs $4 a pill or $400 a pill,
C) have a child or two children or three or 4 or 5 and you have access to a prediatrician for all of them and that your health coverage doesn't skyrocket because you have another person or several on your employer sponsored plan,
D) you get in a minor or catastrophic and you go to the ER and the first question isn't, "Insurance card please?"
To my anatagonists, I have FULL coverage that I pay for through my employer so save the welfare jokes.
I just want to know the feeling of what it is like to live in a country that believes health care is a right, not a gift.
Can you start a business easier?
Will it affect the number of children you have or want to have?
Does it give you more freedom to change jobs?
Or
Is it not all it's cracked up to be?
To remove first post, remove entire topic.
I don't care if you are conservative or liberal.
I just want some anecdotes from posters here about what it is like to:
A) get sick and simply get treated for that sickness regardless of income,
B) not have an issue with whether a prescription drug costs $4 a pill or $400 a pill,
C) have a child or two children or three or 4 or 5 and you have access to a prediatrician for all of them and that your health coverage doesn't skyrocket because you have another person or several on your employer sponsored plan,
D) you get in a minor or catastrophic and you go to the ER and the first question isn't, "Insurance card please?"
To my anatagonists, I have FULL coverage that I pay for through my employer so save the welfare jokes.
I just want to know the feeling of what it is like to live in a country that believes health care is a right, not a gift.
Can you start a business easier?
Will it affect the number of children you have or want to have?
Over here we have a simple system, Every area has a local general practitioner, You register with him assuming you're a British national and living here full time, You then go to him/her when you are unwell for an appointment. Of course in some areas getting an appointment can be a drag and you might have to wait a day or two to get an appointment assuming it's not an emergency in which case you can pop into a & e and they will see you quickly and free of charge also.
There's no cards needed over here for British Nationals, Only EU nationals living here need to present an EHIC, European Health card.
The stuff your GP prescribes you have to pay for unless you are under 16/pregnant/disabled/over 60 or currently in hospital, Which is fair enough, The national health service here is free so health costs don't really get drawn to your attention unless you have someone with a condition in the house or a long term illness.
Regards to your points about starting a business, the number of children and the concern of whether to change jobs or not, From my perspective and i think there will be a lot of others who will agree healthcare costs do not play any part in making those decisions because of the straight forwardness and the convenience of the system.
Finally, I would say it is all that it's cracked up to be, To be able to live life without worrying about health costs is something that i think everyone should have the privilege of, I honestly don't know how the system works in the states but it seems like a hot button topic.
Over here we have a simple system, Every area has a local general practitioner, You register with him assuming you're a British national and living here full time, You then go to him/her when you are unwell for an appointment. Of course in some areas getting an appointment can be a drag and you might have to wait a day or two to get an appointment assuming it's not an emergency in which case you can pop into a & e and they will see you quickly and free of charge also.
There's no cards needed over here for British Nationals, Only EU nationals living here need to present an EHIC, European Health card.
The stuff your GP prescribes you have to pay for unless you are under 16/pregnant/disabled/over 60 or currently in hospital, Which is fair enough, The national health service here is free so health costs don't really get drawn to your attention unless you have someone with a condition in the house or a long term illness.
Regards to your points about starting a business, the number of children and the concern of whether to change jobs or not, From my perspective and i think there will be a lot of others who will agree healthcare costs do not play any part in making those decisions because of the straight forwardness and the convenience of the system.
Finally, I would say it is all that it's cracked up to be, To be able to live life without worrying about health costs is something that i think everyone should have the privilege of, I honestly don't know how the system works in the states but it seems like a hot button topic.
Over here we have a simple system, Every area has a local general practitioner, You register with him assuming you're a British national and living here full time, You then go to him/her when you are unwell for an appointment. Of course in some areas getting an appointment can be a drag and you might have to wait a day or two to get an appointment assuming it's not an emergency in which case you can pop into a & e and they will see you quickly and free of charge also.
There's no cards needed over here for British Nationals, Only EU nationals living here need to present an EHIC, European Health card.
The stuff your GP prescribes you have to pay for unless you are under 16/pregnant/disabled/over 60 or currently in hospital, Which is fair enough, The national health service here is free so health costs don't really get drawn to your attention unless you have someone with a condition in the house or a long term illness.
Regards to your points about starting a business, the number of children and the concern of whether to change jobs or not, From my perspective and i think there will be a lot of others who will agree healthcare costs do not play any part in making those decisions because of the straight forwardness and the convenience of the system.
Finally, I would say it is all that it's cracked up to be, To be able to live life without worrying about health costs is something that i think everyone should have the privilege of, I honestly don't know how the system works in the states but it seems like a hot button topic.
The same thing that works for socialist European countries doesn't work for the USA. Those socialist countries don't have a large portion of their population living off the government and millions of illegals who pay nothing into the system not getting turned away. It's getting that way though. If these nations attempt to take care of all the refugees and the inflow continues we will see how universal health care works, and if they separate the care between nationals and immigrants/refugees well then that isn't universal healthcare at all is it?
Quote Originally Posted by SwishSwish1234:
Over here we have a simple system, Every area has a local general practitioner, You register with him assuming you're a British national and living here full time, You then go to him/her when you are unwell for an appointment. Of course in some areas getting an appointment can be a drag and you might have to wait a day or two to get an appointment assuming it's not an emergency in which case you can pop into a & e and they will see you quickly and free of charge also.
There's no cards needed over here for British Nationals, Only EU nationals living here need to present an EHIC, European Health card.
The stuff your GP prescribes you have to pay for unless you are under 16/pregnant/disabled/over 60 or currently in hospital, Which is fair enough, The national health service here is free so health costs don't really get drawn to your attention unless you have someone with a condition in the house or a long term illness.
Regards to your points about starting a business, the number of children and the concern of whether to change jobs or not, From my perspective and i think there will be a lot of others who will agree healthcare costs do not play any part in making those decisions because of the straight forwardness and the convenience of the system.
Finally, I would say it is all that it's cracked up to be, To be able to live life without worrying about health costs is something that i think everyone should have the privilege of, I honestly don't know how the system works in the states but it seems like a hot button topic.
The same thing that works for socialist European countries doesn't work for the USA. Those socialist countries don't have a large portion of their population living off the government and millions of illegals who pay nothing into the system not getting turned away. It's getting that way though. If these nations attempt to take care of all the refugees and the inflow continues we will see how universal health care works, and if they separate the care between nationals and immigrants/refugees well then that isn't universal healthcare at all is it?
The same thing that works for socialist European countries doesn't work for the USA. Those socialist countries don't have a large portion of their population living off the government and millions of illegals who pay nothing into the system not getting turned away. It's getting that way though. If these nations attempt to take care of all the refugees and the inflow continues we will see how universal health care works, and if they separate the care between nationals and immigrants/refugees well then that isn't universal healthcare at all is it?
We have hundreds of thousands over here living off the government and more than our fair share of illegal immigrants.
Quote Originally Posted by thecentaur:
The same thing that works for socialist European countries doesn't work for the USA. Those socialist countries don't have a large portion of their population living off the government and millions of illegals who pay nothing into the system not getting turned away. It's getting that way though. If these nations attempt to take care of all the refugees and the inflow continues we will see how universal health care works, and if they separate the care between nationals and immigrants/refugees well then that isn't universal healthcare at all is it?
We have hundreds of thousands over here living off the government and more than our fair share of illegal immigrants.
Over here we have a simple system, Every area has a local general practitioner, You register with him assuming you're a British national and living here full time, You then go to him/her when you are unwell for an appointment. Of course in some areas getting an appointment can be a drag and you might have to wait a day or two to get an appointment assuming it's not an emergency in which case you can pop into a & e and they will see you quickly and free of charge also.
There's no cards needed over here for British Nationals, Only EU nationals living here need to present an EHIC, European Health card.
The stuff your GP prescribes you have to pay for unless you are under 16/pregnant/disabled/over 60 or currently in hospital, Which is fair enough, The national health service here is free so health costs don't really get drawn to your attention unless you have someone with a condition in the house or a long term illness.
Regards to your points about starting a business, the number of children and the concern of whether to change jobs or not, From my perspective and i think there will be a lot of others who will agree healthcare costs do not play any part in making those decisions because of the straight forwardness and the convenience of the system.
Finally, I would say it is all that it's cracked up to be, To be able to live life without worrying about health costs is something that i think everyone should have the privilege of, I honestly don't know how the system works in the states but it seems like a hot button topic.
Almost makes me want to cry it's so beautiful...
Quote Originally Posted by SwishSwish1234:
Over here we have a simple system, Every area has a local general practitioner, You register with him assuming you're a British national and living here full time, You then go to him/her when you are unwell for an appointment. Of course in some areas getting an appointment can be a drag and you might have to wait a day or two to get an appointment assuming it's not an emergency in which case you can pop into a & e and they will see you quickly and free of charge also.
There's no cards needed over here for British Nationals, Only EU nationals living here need to present an EHIC, European Health card.
The stuff your GP prescribes you have to pay for unless you are under 16/pregnant/disabled/over 60 or currently in hospital, Which is fair enough, The national health service here is free so health costs don't really get drawn to your attention unless you have someone with a condition in the house or a long term illness.
Regards to your points about starting a business, the number of children and the concern of whether to change jobs or not, From my perspective and i think there will be a lot of others who will agree healthcare costs do not play any part in making those decisions because of the straight forwardness and the convenience of the system.
Finally, I would say it is all that it's cracked up to be, To be able to live life without worrying about health costs is something that i think everyone should have the privilege of, I honestly don't know how the system works in the states but it seems like a hot button topic.
I think there is one fundamental difference that separates one from being on the "left" and "right."
No one is given the right to free health care. However, all beings are given the right to pursuing life, liberty, and the pursuit of happiness.
Funny how liberals get in the way and introduce government into the equation of free health care.
I am sure our Founding Fathers would be rolling over in their grave if they saw this Sh@T today.
we did have free healthcare before obamacare which was originally Romneycare. it came (and still does) in the form of people going to the emergency room and racking up huge bills that the rest of us have to pay for. many of these people can afford insurance but are too cheap to buy it and figure what's the point if they can just mooch off the rest of us.
but that's not really the point. every civilized country but us seems to be able to provide basic healthcare to its people adn scalabrine is asking those people if they like it. so far, the only person with actual experience in such a system seems to like it.
but i do agree with the point about having less government involved in people's lives. for instance, marriage, women's reproductive decisions, people smoking marijuana, sending our kids to wars for no reason, getting involved in every conflict all over the world and just making things worse and spending a shitload of money, making it harder to vote, making gambling illegal and so on.
Quote Originally Posted by Rush51:
I think there is one fundamental difference that separates one from being on the "left" and "right."
No one is given the right to free health care. However, all beings are given the right to pursuing life, liberty, and the pursuit of happiness.
Funny how liberals get in the way and introduce government into the equation of free health care.
I am sure our Founding Fathers would be rolling over in their grave if they saw this Sh@T today.
we did have free healthcare before obamacare which was originally Romneycare. it came (and still does) in the form of people going to the emergency room and racking up huge bills that the rest of us have to pay for. many of these people can afford insurance but are too cheap to buy it and figure what's the point if they can just mooch off the rest of us.
but that's not really the point. every civilized country but us seems to be able to provide basic healthcare to its people adn scalabrine is asking those people if they like it. so far, the only person with actual experience in such a system seems to like it.
but i do agree with the point about having less government involved in people's lives. for instance, marriage, women's reproductive decisions, people smoking marijuana, sending our kids to wars for no reason, getting involved in every conflict all over the world and just making things worse and spending a shitload of money, making it harder to vote, making gambling illegal and so on.
I think free health care is a human right. Just like free education is.
This might sound racist to some but I think it's much easier to convince people to pay for it through high taxes because we're not a multi-culti melting pot like the US.
I live in a country with 90% of the same ethnicity so it's easier to relate to other people's problems and struggles. I think it's human nature to care for people who look the same, live similar lifestyles etc.
It might change if we, god forbid, become a multi-culti melting pot like the US.
I think free health care is a human right. Just like free education is.
This might sound racist to some but I think it's much easier to convince people to pay for it through high taxes because we're not a multi-culti melting pot like the US.
I live in a country with 90% of the same ethnicity so it's easier to relate to other people's problems and struggles. I think it's human nature to care for people who look the same, live similar lifestyles etc.
It might change if we, god forbid, become a multi-culti melting pot like the US.
We do have private health care too. If the public health care can't provide care (too long queues etc.) then you can go to a private hospital and the state will pay for it.
We do have private health care too. If the public health care can't provide care (too long queues etc.) then you can go to a private hospital and the state will pay for it.
I live in Taiwan and have universal healthcare. I pay a little tax from my paycheck each month.
There are doctors everywhere here with little offices. We have different offices and doctors for each issue.
Each visit to the doctor's office is roughly 4 U.S. dollars. People here go to the doctor anytime they aren't feeling 100% and are usually prescribed 3 days of medication to treat the problem. There are never long ques.
One issue is that each visit is very short, a quick examination and you are set on your way. I would say each time I spend about 2 minutes inside of the office. They ask what the problem is and take a quick look then prescribe meds. If I want more time, I can stay and keep asking questions, they won't ask me to leave or be rude about it, they just have a lot of people to see.
A couple of quick stories. I've lived here for two years now. The fist year I came I kept getting tonsillitis and the medication couldn't solve the problem so I had my tonsils removed. The surgery went well and the hospital kept me for 3 days giving me morphine and making sure everything was healing properly.
After 3 days I was released with all of the proper meds to finish the healing. In total, I payed around 200 USD for the surgery and hospital stay. (I shared a room with 3 other patients, separated by little curtains). It certainly wasn't luxurious but the care and surgery were great.
About a month ago I was involved in a hit and run on my motorcycle. A scooter cut me off and I went down hard and rolled across the street and almost got hit by a car. The driver kept going. I was helped to the ER to get my wounds cleaned. They Xrayed my ankle and cleaned and bandaged everything. They also gave me bandages and medicine to help heal. I was in and out of the ER in one hour and I payed 15 USD.
Compare this story to my roommate in Chicago who was involved in a hit and run accident. A car hit him on his bicycle late at night and drove off. He was taken to the hospital and had a surgery on his hand to stop the swelling and was released after 1 day. He spent a total of 15,000 (even though he had insurance through his job). To me, this is unacceptable and it happens all the time in US. He HAD insurance and someone else hit him and drove away and he payed 15,000. It took him 3 years to pay it off while also paying off his student loans. (I can also get free education here too if I choose to).
Personally I think the rate of healthcare in the US is outrageous and insulting. Universal healthcare works great in this country, not sure if it's this good everywhere else but I would be willing to bet so.
Hope this helps, Scal.
I live in Taiwan and have universal healthcare. I pay a little tax from my paycheck each month.
There are doctors everywhere here with little offices. We have different offices and doctors for each issue.
Each visit to the doctor's office is roughly 4 U.S. dollars. People here go to the doctor anytime they aren't feeling 100% and are usually prescribed 3 days of medication to treat the problem. There are never long ques.
One issue is that each visit is very short, a quick examination and you are set on your way. I would say each time I spend about 2 minutes inside of the office. They ask what the problem is and take a quick look then prescribe meds. If I want more time, I can stay and keep asking questions, they won't ask me to leave or be rude about it, they just have a lot of people to see.
A couple of quick stories. I've lived here for two years now. The fist year I came I kept getting tonsillitis and the medication couldn't solve the problem so I had my tonsils removed. The surgery went well and the hospital kept me for 3 days giving me morphine and making sure everything was healing properly.
After 3 days I was released with all of the proper meds to finish the healing. In total, I payed around 200 USD for the surgery and hospital stay. (I shared a room with 3 other patients, separated by little curtains). It certainly wasn't luxurious but the care and surgery were great.
About a month ago I was involved in a hit and run on my motorcycle. A scooter cut me off and I went down hard and rolled across the street and almost got hit by a car. The driver kept going. I was helped to the ER to get my wounds cleaned. They Xrayed my ankle and cleaned and bandaged everything. They also gave me bandages and medicine to help heal. I was in and out of the ER in one hour and I payed 15 USD.
Compare this story to my roommate in Chicago who was involved in a hit and run accident. A car hit him on his bicycle late at night and drove off. He was taken to the hospital and had a surgery on his hand to stop the swelling and was released after 1 day. He spent a total of 15,000 (even though he had insurance through his job). To me, this is unacceptable and it happens all the time in US. He HAD insurance and someone else hit him and drove away and he payed 15,000. It took him 3 years to pay it off while also paying off his student loans. (I can also get free education here too if I choose to).
Personally I think the rate of healthcare in the US is outrageous and insulting. Universal healthcare works great in this country, not sure if it's this good everywhere else but I would be willing to bet so.
Yes I paid something, but it's something everyone here can afford. If healthcare were practical and affordable in the U.S. you would eliminate residents not being able to pay for it.
Universal healthcare should help to eliminate some of the greed but this is a major problem in the U.S. Almost everything is linked to greed.. education, healthcare ect.
Universal healthcare and free/cheap education have been proven to work in other big countries. I'm tired of people saying that it can't work in the U.S. Of course it could work, it's just that we have too many corporations and big money to get anything practical done.
I'm not positive if I could sue here for malpractice but I am assuming that I could if something goes wrong.
I live in small city here but in Taipei I'm sure there are great doctors and care considering it's one of the biggest cities in the world.
Yes I paid something, but it's something everyone here can afford. If healthcare were practical and affordable in the U.S. you would eliminate residents not being able to pay for it.
Universal healthcare should help to eliminate some of the greed but this is a major problem in the U.S. Almost everything is linked to greed.. education, healthcare ect.
Universal healthcare and free/cheap education have been proven to work in other big countries. I'm tired of people saying that it can't work in the U.S. Of course it could work, it's just that we have too many corporations and big money to get anything practical done.
I'm not positive if I could sue here for malpractice but I am assuming that I could if something goes wrong.
I live in small city here but in Taipei I'm sure there are great doctors and care considering it's one of the biggest cities in the world.
Not all doctors are created equal. I would never leave my health or my families in the hands of some government appointed practitioner. I have several friends who have flown to the U.S. From Canada and Europe for medical treatment due to the incompetence of their doctors. Yes for the common cold or sore throat any doctor will do. When things get complicated or serious you want the best .With all that being said every human being should have the right to free medical care and no one should ever suffer. It's a complicated debate on what should truly be done in this country. On one hand everyone deserves treatment yet on the other hand doesn't a highly skilled physician or surgeon who continues to study his craft each and every day deserve to be compensated more than just a textbook Doctor who passed some medical exam.
Not all doctors are created equal. I would never leave my health or my families in the hands of some government appointed practitioner. I have several friends who have flown to the U.S. From Canada and Europe for medical treatment due to the incompetence of their doctors. Yes for the common cold or sore throat any doctor will do. When things get complicated or serious you want the best .With all that being said every human being should have the right to free medical care and no one should ever suffer. It's a complicated debate on what should truly be done in this country. On one hand everyone deserves treatment yet on the other hand doesn't a highly skilled physician or surgeon who continues to study his craft each and every day deserve to be compensated more than just a textbook Doctor who passed some medical exam.
Those socialist countries don't have a large portion of their population living off the government and millions of illegals who pay nothing into the system not getting turned away.
U.S. government spends smaller percentage of budget on social programs than in other countries. They have their own versions of law requiring hospitals to accept patients regardless of citizenship. Patients are still required to compensate hospital but half usually don't pay. Citizens far outnumber illegal immigrants as deadbeats..
Unpaid bills and malpractice lawsuits are a small proportion of total medical costs according to New England Journal of Medicine. There are bigger cost pressures such as administrative overhead in dealing with many insurance companies and payroll in highest paid healthcare industry in the world.
Quote Originally Posted by thecentaur:
Those socialist countries don't have a large portion of their population living off the government and millions of illegals who pay nothing into the system not getting turned away.
U.S. government spends smaller percentage of budget on social programs than in other countries. They have their own versions of law requiring hospitals to accept patients regardless of citizenship. Patients are still required to compensate hospital but half usually don't pay. Citizens far outnumber illegal immigrants as deadbeats..
Unpaid bills and malpractice lawsuits are a small proportion of total medical costs according to New England Journal of Medicine. There are bigger cost pressures such as administrative overhead in dealing with many insurance companies and payroll in highest paid healthcare industry in the world.
U.S. government spends smaller percentage of budget on social programs than in other countries. They have their own versions of law requiring hospitals to accept patients regardless of citizenship. Patients are still required to compensate hospital but half usually don't pay. Citizens far outnumber illegal immigrants as deadbeats..
Unpaid bills and malpractice lawsuits are a small proportion of total medical costs according to New England Journal of Medicine. There are bigger cost pressures such as administrative overhead in dealing with many insurance companies and payroll in highest paid healthcare industry in the world.
While I of course can be wrong about things and am not afraid to be corrected, your reply is all over the place.
US government spends smaller percentage on social programs than what other countries? What is your definition of social program? Define deadbeat. A non citizen who pays nothing or a citizen who doesn't pay everything they are supposed or both? Of course in a homogenous small Scandinavian country delinguency of natives would outnumber illegals, but it's overall much less than if there were are higher proportion of illegals, you know?
Then you start talking about malpractice and administrative costs. Are you talking about the US or other countries, and which countries? You sound like you know what you're talking about, but there are important specifics missing to allow us to know what you are talking about.
And Detox have another drink you mentally handicapped hyena of a poster
Quote Originally Posted by thirdperson:
U.S. government spends smaller percentage of budget on social programs than in other countries. They have their own versions of law requiring hospitals to accept patients regardless of citizenship. Patients are still required to compensate hospital but half usually don't pay. Citizens far outnumber illegal immigrants as deadbeats..
Unpaid bills and malpractice lawsuits are a small proportion of total medical costs according to New England Journal of Medicine. There are bigger cost pressures such as administrative overhead in dealing with many insurance companies and payroll in highest paid healthcare industry in the world.
While I of course can be wrong about things and am not afraid to be corrected, your reply is all over the place.
US government spends smaller percentage on social programs than what other countries? What is your definition of social program? Define deadbeat. A non citizen who pays nothing or a citizen who doesn't pay everything they are supposed or both? Of course in a homogenous small Scandinavian country delinguency of natives would outnumber illegals, but it's overall much less than if there were are higher proportion of illegals, you know?
Then you start talking about malpractice and administrative costs. Are you talking about the US or other countries, and which countries? You sound like you know what you're talking about, but there are important specifics missing to allow us to know what you are talking about.
And Detox have another drink you mentally handicapped hyena of a poster
US government spends smaller percentage on social programs than what other countries?
Austria, Belgium, Czech Republic, Denmark, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Japan, Luxembourg, Netherlands, New Zealand, Norway, Poland, Portugal, Slovenia, Spain, Sweden, UK ... To name a few. I haven't looked at all of them.
Quote Originally Posted by thecentaur:
US government spends smaller percentage on social programs than what other countries?
Austria, Belgium, Czech Republic, Denmark, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Japan, Luxembourg, Netherlands, New Zealand, Norway, Poland, Portugal, Slovenia, Spain, Sweden, UK ... To name a few. I haven't looked at all of them.
Austria, Belgium, Czech Republic, Denmark, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Japan, Luxembourg, Netherlands, New Zealand, Norway, Poland, Portugal, Slovenia, Spain, Sweden, UK ... To name a few. I haven't looked at all of them.
Well yes of course socialist countries pay higher percentage into social programs than US.
I erroneously was thinking of social programs as welfare programs, which they aren't. There is a big difference between people benefiting from programs they paid into with high taxes as opposed to people benefiting from programs but pay nothing to support them.
Quote Originally Posted by I_Need_A_Detox:
Austria, Belgium, Czech Republic, Denmark, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Japan, Luxembourg, Netherlands, New Zealand, Norway, Poland, Portugal, Slovenia, Spain, Sweden, UK ... To name a few. I haven't looked at all of them.
Well yes of course socialist countries pay higher percentage into social programs than US.
I erroneously was thinking of social programs as welfare programs, which they aren't. There is a big difference between people benefiting from programs they paid into with high taxes as opposed to people benefiting from programs but pay nothing to support them.
My American friends look at me a little weird when I tell them I don't have to pay anything to see my doctor, go to a clinic, or emergency room in Canada. I'm self-employed, so still need to pay for most drugs and dental. The insurance I have for about 45 bucks a month covers it up to 80%, including up to $5 million for trips to the US.
My American friends look at me a little weird when I tell them I don't have to pay anything to see my doctor, go to a clinic, or emergency room in Canada. I'm self-employed, so still need to pay for most drugs and dental. The insurance I have for about 45 bucks a month covers it up to 80%, including up to $5 million for trips to the US.
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