To those who have made withdrawls via check, hows your bank ever questioned you like your were a criminal? I've always cashed out via money gram or western union but I got banned from both of those so I decided to withdrawl $3,000 via check. It came very quickly but I went to deposit it today at my bank and they gave me the 5th degree. Since the check was from a Canadian bank they told me it had to go to collections and could take 1-6 weeks, plus it's a $35.00 fee to do this? Has anyone had this happen to them or is my bank just being pricks? Any insight would be appreciated. I'm not worried about the clearing time but just wanted to see if this is just a regular thing.
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To those who have made withdrawls via check, hows your bank ever questioned you like your were a criminal? I've always cashed out via money gram or western union but I got banned from both of those so I decided to withdrawl $3,000 via check. It came very quickly but I went to deposit it today at my bank and they gave me the 5th degree. Since the check was from a Canadian bank they told me it had to go to collections and could take 1-6 weeks, plus it's a $35.00 fee to do this? Has anyone had this happen to them or is my bank just being pricks? Any insight would be appreciated. I'm not worried about the clearing time but just wanted to see if this is just a regular thing.
smaller banks and or credit unions are likely going to ask more questions and yes they have to send it to collections. my credit union took 19 days for the check to clear. the canadian check from 5 dimes that is. ive read other posters claim that the larger banks clear in a day or 2
smaller banks and or credit unions are likely going to ask more questions and yes they have to send it to collections. my credit union took 19 days for the check to clear. the canadian check from 5 dimes that is. ive read other posters claim that the larger banks clear in a day or 2
smaller banks and or credit unions are likely going to ask more questions and yes they have to send it to collections. my credit union took 19 days for the check to clear. the canadian check from 5 dimes that is. ive read other posters claim that the larger banks clear in a day or 2
Have you ever had any problems with them not clearing?
Quote Originally Posted by diondimucci:
smaller banks and or credit unions are likely going to ask more questions and yes they have to send it to collections. my credit union took 19 days for the check to clear. the canadian check from 5 dimes that is. ive read other posters claim that the larger banks clear in a day or 2
Have you ever had any problems with them not clearing?
Whenever the bank says it will go to collections, take your check back IMMEDIATELY. Plenty of other banks will have it cleared like any other check. Simply take the check back, and say you will take your business elsewhere.
Whenever the bank says it will go to collections, take your check back IMMEDIATELY. Plenty of other banks will have it cleared like any other check. Simply take the check back, and say you will take your business elsewhere.
Yeah I think I'm going to open up an account at a big bank like BOA or Chase for stuff like this. Somebody told me that they opened an account at Chase and they just deposit by mobile banking. That will be a lot easier than having my bank question me about my business and take forever to clear it. Thanks for all the feedback.
Yeah I think I'm going to open up an account at a big bank like BOA or Chase for stuff like this. Somebody told me that they opened an account at Chase and they just deposit by mobile banking. That will be a lot easier than having my bank question me about my business and take forever to clear it. Thanks for all the feedback.