need advice

Hey everyone, I need a little advice.  I have $10,000 that I would like to invest.  Don't know if I should go talk with an advisor or not.  But, I would like to invest in something that has low risk and a higher reward.  Don't really wanna invest in stocks.  I would also like to invest in something that I could pull out without any penalty, etc.  Any thoughts and help would be great.  Thanx everyone for your help. 

Forgot to mention, the money is just sitting in a money market bank acct and not being touched so its just barely making any interest and is not needed at all at this time.

buy-----ATPG.... see my call in this forum.....

Still plenty of up-side.

I like JASO,too. buy and hold...