Best 20 grand investments

Quick question that maybe someone can help me out with. I have the bulk of my cash savings in an account that is now only getting .80 APY. When I opened the account I was getting a 5% return, but that didnt last very long. What are some decent investments where I can at least look at getting a 4% return?

I can get 5% guaranteed @ 25k. PM if you want

i went through loop-holes to invest mine as well, best return is with money laundering.  good thing , i have multiple contacts. i don't want to know how the money is invested, as long as i get a surplus every month. 

buy some Verizon or AT&T stock, both yielding a 4-5% dividend. 

Variable annuities or Fixed Annuities, T bill or a CD, If it is retirement savings i would do a variable annuity! There are many variances on the product, depends what you are looking for, it is an investment, nota bank account!

Annuities are for suckers.

hi-yield bond funds pay 5-6%

I too can guaranteed you 5% APY. PM if you interested.