South Florida vs Memphis Prediction, Picks & Odds for October 25 — College Football Week 9

Our college football betting picks see the Memphis Tigers pulling off the home upset over the South Florida Bulls on Saturday afternoon.

Phil Naessens - Contributor at Covers.com
Phil Naessens • Betting Analyst
Oct 24, 2025 • 10:00 ET • 4 min read

NCAAF

Match starts: 21 hrs
MEM
64 %
USF
36 %
Read Analysis
Memphis Tigers NCAAF Kamari Wilson
Photo By - Imagn Images. Memphis Tigers defensive back Kamari Wilson (24) runs with the ball after an interception.

We have an intriguing AAC matchup on Saturday when the South Florida Bulls visit the Memphis Tigers at Simmons Bank Liberty Stadium. 

The Tigers are coming off a bad loss, but my South Florida vs. Memphis predictions expect Memphis to make a game of it. 

Read on for my college football picks for October 25. 

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South Florida vs Memphis prediction

South Florida vs Memphis best bet: Tigers +5.5 (+100)

The Memphis Tigers have won four straight games against the South Florida Bulls, and are 9-1 ATS in their last 10 head-to-head meetings. 

Memphis has also dominated two of three home games this season, including a win over Arkansas.

Defensively, Memphis pressures quarterbacks, limits explosive plays, and defends the run effectively, allowing just 3.5 yards per carry and holding opponents to 35% on third downs.

The Tigers' third-down defensive prowess and 14 takeaways this season can and should prevent a USF side, possibly missing leading wideout Chas Nimrod, from turning its aerial attack into a rout.

Memphis has some uncertainty at quarterback, but A.J. Hill stepped in capably for injured starter Brendon Lewis, completing 13 of 25 passes for 175 yards and a touchdown. 

Hill is capable of running the balanced Memphis offense and can put points on the board against a Bulls defense that’s allowed 26 or more points in two of its previous three games.

Memphis is one of the best cover teams in the AAC and can be trusted to stay within the spread.

South Florida vs Memphis same-game parlay

Memphis hasn’t surrendered 32 or more points even once this season, so let's add the Under on a lofty South Florida team total to the SGP.

Three of their previous five contests have gone Over the total, and I expect a Memphis offense that’s scored 38 or more points in four of their seven games to come alive on Saturday. 

South Florida vs Memphis SGP

  • Tigers +5.5
  • South Florida team total Under 31.5
  • Over 58.5 

South Florida vs Memphis odds

  • Spread: South Florida -5.5 (-120) | Memphis +5.5 (+100)
  • Moneyline: South Florida -220 | Memphis +185
  • Over/Under: Over 58.5 (+100) | Under 58.5 (-120)

South Florida vs Memphis trend to know

The Memphis Tigers are 9-1 ATS in their last 10 games. Find more college football betting trends for South Florida vs Memphis.

How to watch South Florida vs Memphis

Location Simmons Bank Liberty Stadium, Memphis, TN
Date Saturday, October 25, 2025
Kickoff 12:00 p.m. ET
TV ESPN2

South Florida vs Memphis latest injuries

South Florida vs Memphis weather

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Odds are correct at the time of publishing and are subject to change.
Not intended for use in MA.
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Phil Naessens
Betting Analyst

Prior to joining Covers in 2022, Phil Naessens spent 38 years as a resident tennis pro in Las Vegas, Mykonos, and Corfu, Greece. He’s the past host of the Phil Naessens Show (Armed Forces Radio), and currently hosts the Crush and Rush Tennis Podcast.

Phil is the author of the Betting 101 series (MLB, NFL, NCAAF, and Tennis) and has written for numerous publications, including Advance Local, SB Nation, FanSided, and Lenny Melnick Fantasy Sports. 

His favorite sports to bet on are tennis, MLB, WNBA, Euro men’s and women’s hoops, NCAA sports, NFL, and the NBA. Phil has numerous betting accounts in the US and Europe, and his best advice is to line shop for the best value possible.

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