College Football Playoff Bracket Prediction & Odds to Make the CFP – Week 12

Douglas Farmer gives his updated College Football Playoff bracket prediction, along with the latest odds to make the College Football Playoff.

Douglas Farmer - Betting Analyst at Covers
Douglas Farmer • Betting Analyst
Nov 10, 2025 • 18:26 ET • 4 min read
South Florida Bulls quarterback Byrum Brown (17) celebrates.
Photo By - Imagn Images. South Florida Bulls quarterback Byrum Brown (17) celebrates.

The first College Football Playoff rankings from the selection committee a week ago informed more of our understanding of the Playoff picture than any games over the weekend did.

The games over the weekend did doom the ACC to the No. 11 seed in the Playoff, if even that, and they likely knocked BYU out of this conversation, though the Cougars have a direct route back into the Playoff picture via a win in the penultimate week of the season at Cincinnati.

Until such a road win, let’s leave BYU out of this projected College Football Playoff bracket …

College Football Playoff bracket prediction

  • 5) Georgia vs. 12) South Florida
  • 8) Oregon vs. 9) Notre Dame
  • 6) Texas Tech vs. 11) Georgia Tech
  • 7) Mississippi vs. 10) Vanderbilt
  • BYES: 1) Ohio State, 2) Alabama, 3) Texas A&M, 4) Indiana

CFP Bracket analysis

You can no longer bet on “Yes” for Texas A&M or Indiana to make the College Football Playoff at FanDuel, though the “No” remains on the board at +5000 for each. Only Ohio State is priced as more likely to make the Playoff, given the Buckeyes are not on the board at all.

That is a reflection of both their performances so far and their remaining schedules.

Texas Tech and Alabama are priced relatively as heavily, each at +680 to miss the Playoff, an acknowledgement that either could still lose once or twice, respectively — one loss against Central Florida or West Virginia could be enough to doom Texas Tech; Alabama sitll with vs. Oklahoma this weekend and at Auburn to end the season — and a 10-2 or a 9-3 record could leave either on the outside looking in. But those five are effectively rubber-stamped into the Playoff field at this point.

The first set of committee rankings shed some light on the next tier of this bracket. Until one loses, Georgia, Mississippi, and Oregon should all be comfortably ahead of Notre Dame, and the Ducks’ close call at Iowa affirmed that specific ordering. Looking at their remaining schedules, Irish fans may best hope that Texas upsets Georgia this weekend but does not then leapfrog Notre Dame in the standings as a result.

Otherwise, the most likely loss awaiting one of those three may be an Egg Bowl laugh at Mississippi State, one of three distinct possibilities that would not risk the Irish being jumped by the victorious underdog.

But given that Georgia, Mississippi, and Oregon will be favored in each of those pondered games, these projections are not bold enough to predict which specific upset will push Notre Dame into a home game for the first round of the Playoff, only thorough enough to acknowledge that it is arguably more likely than not.

Behind the Irish, the absurdity begins. That final at-large spot could come down to Vanderbilt and Utah, with both Texas and Oklahoma expected to lose again yet this season. The Utes were three spots ahead of the Commodores in the initial committee rankings, but the ACC’s incompetence has already removed that optical gap. One must then wonder if Vanderbilt beating Tennessee to close the season would jump them past Utah, adding just Baylor, Kansas State, and Kansas to its résumé between now and then.

A road win against a top-25 SEC opponent almost certainly serves as enough justification for the selection committee to slide in another SEC team rather than a second Big 12 entrant.

The final two automatic spots are the result of current messes. To keep this somewhat simple …

If Georgia Tech beats Pittsburgh in a couple of weeks, the Yellow Jackets should be in the ACC championship game, likely playing the winner of this weekend’s Virginia vs. Duke tilt. Georgia Tech probably loses to Georgia between those two dates, but it would not matter; the 11-2 Yellow Jackets would earn a Playoff spot as the ACC champion.

The American is actually more of a mess. If South Florida wins at Navy this weekend, then we should be headed toward a South Florida vs. North Texas conference championship, with the Bulls the favorites in that matchup.

Latest odds to make the College Football Playoff

Team Conference FanDuel
Mississippi Mississippi Rebels SEC -3500
Georgia Georgia Bulldogs SEC -2200
Alabama Alabama Crimson Tide SEC -1200
Texas Tech Texas Tech Red Raiders Big 12 -1200
Notre Dame Notre Dame Fighting Irish IND. -375
Oregon Oregon Ducks Big Ten -310
South Florida South Florida Bulls AAC +136
Texas Texas Longhorns SEC +186
Georgia Tech Georgia Tech Yellow Jackets ACC +210
North Texas North Texas Mean Green AAC +210
Oklahoma Oklahoma Sooners SEC +225
James Madison James Madison Dukes Sun Belt +225
Vanderbilt Vanderbilt Commodores SEC +270
BYU BYU Cougars Big 12 +290
Utah Utah Utes Big 12 +310

Important dates for the College Football Playoff

Round Dates Matchup(s)
First round December 19-20 No. 12 at No. 5
No. 9 at No. 8
No. 11 at No. 6
No. 10 at No. 7
Quarterfinals December 31-January 1 No. 4 vs. winner of No. 12 vs. No. 5
No. 1 vs. winner of No. 9 vs. No. 8
No. 3 vs winner of No. 11 vs. No. 6
No. 2 vs winner of No. 10 vs No. 7

Semifinal 1 January 8 Fiesta Bowl
Semifinal 2 January 9 Peach Bowl
Championship January 19 CFP National Championship Game

Pages related to this topic

Douglas Farmer
Betting Analyst

Douglas Farmer spends his days thinking about college football and his nights thinking about the NBA. His betting habits and coverage follow that same pattern. He covered Notre Dame football for various outlets from 2008 to 2024, most notably spending eight seasons as NBC Sports’ beat writer on the Irish. That was also when his gambling focus took off. Knowing there were veteran beat writers with three decades more experience than he had, Douglas found his niche by best recognizing Notre Dame’s standing in each year’s national landscape, a complex tapestry most easily understood and remembered via betting odds.

In 2021, that interest created a freelance opportunity with Covers, a role that eventually led to Douglas joining the company full-time in 2023. In the fall, Douglas will place five or six dozen bets each week, a disproportionate amount via BetRivers because the operator tends to have lines slightly different than the rest of the market. The same can be said of Circa Sports’ futures markets.

While Douglas is an avid NBA fan and covers the league throughout the year, the vast majority of his bets are on college football, because that is the biggest key to sports betting: Know what you do not know.

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