Fanatics Refunds $1.5M to Egbuka Bettors Through Fair Play Policy

Fanatics Sportsbook's injury insurance program, covering first-half injuries, leads to record payout.

Michael McClymont - Senior News Editor at Covers.com
Michael McClymont • Senior News Editor
Oct 13, 2025 • 12:54 ET • 4 min read
Photo By - Imagn Images.

An injury to a fast-rising star led to the largest single payout in the history of Fanatics' injury protection program.

Key Takeaways

  • Fanatics customers receive cash refunds on single player prop bets when a player goes down with a first-half injury.

  • A second-quarter exit by a star rookie led to more than $1 million in refunds.

Fanatics revealed on Monday that the sportsbook returned a total of $1.5 million to customers who placed a prop bet on Tampa Bay Buccaneers receiver Emeka Egbuka. 

Bettors were given cash refunds whether they placed a pre-game bet or in-game bet on the rookie standout. Egbuka left Sunday's game against the San Francisco 49ers in the second quarter with a hamstring injury.

Under Fanatics' Fair Play program, player prop bets are covered for the entire first half of NFL games. If a player leaves the game early due to injury, those bets are voided.

The policy helped one customer cash a six-leg parlay that resulted in a $27,000 payout.

The injury protection plan also covered second-quarter injuries to Arizona Cardinals wideout Marvin Harrison Jr., Cincinnati Bengals tight end Mike Gesicki, and Tennessee Titans receiver Calvin Ridley.

Fanatics has found that 20% of its new customers are choosing its sportsbook due to the Fair Play policy.

Popular choice among bettors

The $1.5-million refund is a representation of how popular Egbuka is in the betting community.

The first-round draft pick has exploded on the scene, with 469 yards and five touchdowns through the first six games of his career. 

Due to injuries to veteran teammates Mike Evans and Chris Godwin, Egbuka has climbed to the Bucs' wide receiver depth chart. 

With his strong play and chemistry with quarterback Baker Mayfield, Egbuka player props were a popular draw entering Sunday's game. 

He also entered the day as the favorite to win NFL Offensive Rookie of the Year.

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Michael McClymont - Senior News Editor at Covers.com
Senior News Editor

Michael has been involved in sports journalism since 2002, when he had his first article published in a newspaper (remember those?). In the time since, he's had numerous roles as a reporter and editor, including stints at theScore as a copy editor and NFL news editor, and Sportsbook Review as a publishing editor. He's been featured on CBC's network of radio stations, providing analysis on the NFL and the sports betting industry.

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