I don't disagree with the concerns about insurance cost. With that being said, think about our system. People also cannot afford preventative care so they go without. Then, when they suffer a heart attack, they receive hospital care that costs 40-80 thousand dollars, and they don't pay that as well. As a result, the costs of health care skyrocket and around and around we go.
Bankruptcy for health costs is less under new laws, but still there, And guess who ultimately pays the price for all of the bankruptcies?
The key is ending the cycle. Its not going to be easy. But the solution cannot be do nothing.
Agree it is a never ending cycle with no end in sight. The ACA doesn't stop this and I think it will ruin other parts of the economy. People will spend more than they have been on insurance, co-pays, etc and will not have money left over to eat out, buy new clothes, a car, a house.
We have great medical facilities and doctors in this country but costs are way out of control under the ACA and certainly for years before that. What's the solution? Got me. Agree that doing nothing was not solving the problem at all, but neither is the ACA. What a complete mess.
I don't claim to be an expert on what other countires are doing with HC and insurance, but I heard that Costa Rica has a system of federal run for the low income people and the better off can have access to private care. I'll have to look at the details and see how that is working and the difference in our private insurance and medicare/medicaid. Anyone have any insight on this? i'd be interested in others' thoughts.
To be honest, I am fine financially with the current system. However, I don't mind if there is new ideas to help others and I wasn't even talking about those don't have health insurance.
I have said it before that I have a friend whom is a recovering cancer patient. Her premium went from a litter over $200/month to over $800/month with the same company within 5 years. I can hardly imagine she's alone in that category. It's about time someone stand up to the industry. No, it's not just the Republicans' fault.
That premium raise for your friend is horrible. We are in total agreement that the rise in premiums is way out of control, however the ACA doesn't stop that.
I'm also fine with the current system financially but realize I'm lucky that my company pays a large percentage of my premium. I still spend almost $9000 a year to cover me and my wife, so it's not cheap. It is a pretty darn good coverage plan.
I've been working on a plan to move out of the US by the end of next year and it's interesting to look at HC insurance options in other countries. I just started my research. I won't be subject to the ACA or it's fines/taxes.
Also appreciate the civil discussion which is becoming a rarity on here. 
According to the CBO, it would cut the number of uninsured in half, which likely reduces the high costs of unpaid medical services that are increasing the costs.
False.
The CBO assumptions predict a net gain of +18 million insured under ObamaCare.
see: https://www.cbo.gov/sites/default/files/cbofiles/attachments/44190_EffectsAffordableCareActHealthInsuranceCoverage_2.pdf)
Medicare and Medicaid already lose almost four times as much money to fraud as the nation’s ten largest health insurers (combined) make in profit. Oh and, over the last 43 years, costs per Medicare beneficiary grew 2.7 percent faster than the overall economy. Also note, Medicare was established in 1965. By 1970, the program had already caused a 37% increase in hospital spending
. People also cannot afford preventative care so they go without. Then, when they suffer a heart attack, they receive hospital care that costs 40-80 thousand dollars, and they don't pay that as well. As a result, the costs of health care skyrocket and around and around we go.
This is completely unrealistic.
First, heart attacks are not brought on by lack of "preventive care" with any great frequency in America. Further, your scenario is not representative of any sort of real problem.
Secondly, study after study confirms that "preventive care" does not lower health care costs.
See: https://www.reuters.com/article/2013/01/29/us-preventive-economics-idUSBRE90S05M20130129
and:
https://www.nejm.org/doi/full/10.1056/NEJMp0708558
Finally, I've posted the studies, giving people a government insurance card doesn't mean they will either a) go to a doctor or b) get to see one.
So in sum, you've posted an unrealistic scenario with a non-solution to a non-problem.
First, heart attacks are not brought on by lack of "preventive care" with any great frequency in America. Further, your scenario is not representative of any sort of real problem.
That premium raise for your friend is horrible. We are in total agreement that the rise in premiums is way out of control, however the ACA doesn't stop that.
I'm also fine with the current system financially but realize I'm lucky that my company pays a large percentage of my premium. I still spend almost $9000 a year to cover me and my wife, so it's not cheap. It is a pretty darn good coverage plan.
I've been working on a plan to move out of the US by the end of next year and it's interesting to look at HC insurance options in other countries. I just started my research. I won't be subject to the ACA or it's fines/taxes.
Also appreciate the civil discussion which is becoming a rarity on here.
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The feelings is mutual and good luck to you and your family.
If your research discovers something and it's ok to share with us, please do. Of course, it would be un-American according to Don.
False.
The CBO assumptions predict a net gain of +18 million insured under ObamaCare.
see: https://www.cbo.gov/sites/default/files/cbofiles/attachments/44190_EffectsAffordableCareActHealthInsuranceCoverage_2.pdf)
Under the information by the original poster, 53 million currently uninsured, 30 million by the end of ObamaCare.
Perhaps you are forgetting that additional people will become insurance eligible.
By the way, you adding the "doing nothing isn't an option" straw man was a nice, and expected, touch.
Actually it wasn't a strawman but there are plenty of politicans who suggest just that.
But your "Dem plan bad, Republican plan God" was your very expected touch.
Then again, if a Republican told you that preventative care prevents heart attacks, you would take it was gospel.
Notice how I commented on the problems with ObamaCare.
Notice how you are utterly incapable of criticizing anything Republican in health care.
I don't like it either but where were all the great ideas from the other side before ObamaCare came along? I sure didn't see any hugh initiative they took to tackle the problem in rapid-rising premium...etc.
Dan, with all the seafood and Mexican food and not to mention eating out 20 times/month, you and your family BETTER have a great insurance plan. lol
Yes sir! Well we do a LOT of walking on the beach there. Miles every day. At low tide you can walk for a couple of miles and turn around and come back. It's like walking on a soft sidewalk next to the sea. My favorite thing.
Just to clarify I said our budget is for 20 times a month, not that we will do that. A quick stop for 2 fish and 3 shrimp tacos usually runs us about 84 pesos, or $7. A whole chicken flame/char grilled with a big container of rice and beans (with the best hot sauce ever) for $15. We get 3 meals each out of this.
Under the information by the original poster, 53 million currently uninsured, 30 million by the end of ObamaCare.
Perhaps you are forgetting that additional people will become insurance eligible.
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