Remember, if you like your plan, you can keep your plan, and if you like your doctor, you can keep your doctor!

Many policyholders don’t realize their current plans won’t meet the standards set by the Affordable Care Act next year.

When the online health insurance agency eHealthinsurance began notifying people in nongrandfathered plans that they’d have to change policies in January, the company got so many calls that it shut down the planned weeklong email campaign after one day.

Carrie McLean, the company’s director of customer care, says people who got the email “said, ‘What are you talking about? I thought I was already on an ACA plan.’?”

person is none too pleased, either. “I’m happy with where I’m at right now, but it doesn’t look like that’s where I’m going to be at in the future,” he says. person plans to look for coverage through the online state marketplace.

Low-premium, high-deductible health plans are endangered by Affordable Care Act

https://www.stltoday.com/news/national/low-premium-high-deductible-health-plans-are-endangered-by-affordable/article_39a6679a-0f01-5351-94cc-6f17549d81ad.html

Except when your insurance goes away and your doctor quits because of the regulatory burdens, that is.

We told you so.

Sincerely,

Conservatives.

14,

The suggestion that you know better than the woman in the article about her health care needs (she wants to keep that plan) is funny.

Thanks for the laugh.

And what happens when people who have garbage plans actually need coverage?

They have coverage.

You could stop using such terms as "garbage" and typing false statements and read the article.

But you won't.

 

Wall, I've been spending a few days trying to help my daughter and her fiancé find a good insurance plan in CA. They do not qualify for any subsidies and the options are bleak at best. Young people basically have to choose between low premium high deductible plans that cover the basics with high out of pocket, or high premiums plans that cover more but is unaffordable. Even the best plans will bankrupt them if something major happens. Given the premiums, deductibles and out of pocket limits, any plan they choose will be financial ruin if there is a hospital stay required. A young couple just graduating college cannot afford something that will cost over $10k

There has to be some sort of baseline to the program, so why is it a shock when garbage plans are not considered within the program? They arent offering any real healthcare..

Note: I've already provided you this information. Your response was to ignore it and continue with your misguided belief that ObamaCare mandates anything other than low level coverage:

Employers Eye Bare-Bones Health Plans Under New Law

https://online.wsj.com/article/SB10001424127887324787004578493274030598186.html

However, the problem I see is:

You(the citizen) have been complaining about the dog crap for years. One side decide to devise a plan to deal with it and the other side thinks it's crappy(true) yet at the same time isn't providing any alternative. Yes, it's their job as well.

Repealing bad laws without replacing that law is never a bad thing. How anyone can think the current ACA is an improvement over the previous system is beyond me. Take the few good things from this law and srap the rest.

brutal...

Knowing full well the current system is broken yet refuse to doing anything is never a good thing. Seriously, the amount/energy/money they spend on repealing the law, I would at least expect the other side to come up with its own. This is every person in Congress' job to begin with. Unlike us, they aren't allowed the luxury to just complain but instead to provide a viable alternative.

 

I'd argue that it is not, was not, should never have been Congress' job to "fix" the health INSURANCE system. Instead of this massive failure of a law that will not work, they could have done some simply things that some Republicans were calling for like allowing people to buy insurance across state lines.

The current system wasn't broken, it was working fine for 85% of the people or more. Taking a look at why the other 15% (being generous) didn't have health insurance would have been the better way to go if they had to get involved at all.

I am staying on the point and I made that clear.

High deductable plans, the ones you are calling "garbage" are going to be acceptable under ObamaCare.

I'd add that insurance is not supposed to cover routine medical visits. Which is another reason for health care inflation.

Yes, one of the main reasons for health care inflation is the government. Ignoring that, even though data, figures, and examples have been given to you, doesn't advance any discussion.

The Republicans offered an alternative to ObamaCare.

The Republicans are working on a replacement bill. Additionally, returning to the previous status quo is indeed an "alternative" so this meme needs to die.

People covering routine care out of pocket, and insurance is being reserved for catastrophic care is not some sort of "problem" It is actually an example of a sustainable health care system.

State and federal governments mandating that insurance companies cover all sorts of doctor visits and treatments isn't the answer as we now see that policies become unaffordable.

Denying those mandates increase health care spending and inflation is silly.

 

This poster might have a better understanding of the problems in health care than most.

I'll add though....we currently have the most screwed up system. We are requiring private businesses to provide treatment (EMTALA) with no guarentee of payments. Then we are shocked when these businesses have such high costs that compensate for being unable to collect on nearly half of all services provided.

Does ObamaCare address this problem? Some. The mandatory insurance is a starting point that can have an end effect of reducing costs by allowing payments to the business. With that being said, it will take years. So what are the solutions? To suggest the Republicans have some master plan is silly. Neither party does. We do need to reduce the losses for medical providers and no plan will have any success without that.

The problem with mandatory insurance is the reliance on the young people to purchase it. With unemployment where it is, low paying jobs, college loan debt, high gas prices, higher food prices, etc.. how is a young person or couple supposed to afford insurance if their company doesn't provide it? It's not feasible to expect young people to pay the same amount for insurnace as the older people that suck up the most health care provided.

I posted in a different thread about trying to find my daughter and her fiance a decent health plan in CA. They do not qualify for any subsidies and the plans they have access to are in no way affordable. The low premium ones cover very little and the premiums on the better plans are really expensive. Honestly, she would be better off with no insurance and just get it when she needs it. If anything major happens to either one of them, they will still have to file bankruptcy even with insurance due to the high out of pocket expenses.

You are also correct in saying that neither neither party has a solution. It's a complete mess. Why insurance is tied to employers is just stupid.

If we stay on the real point/topic of the thread it's not about what Obamacare will cover or not cover or an alternative plan.. but about the very reason for ramming Obamacare down the throats of 270+ million people was to cover the uninsured.

 So why will 30 + million Americans according to the CBO report still be uninsured after Obamacare is fully implemented ?

Surely when President Obama say's "Republicans have one unifying principle - denying 30 million Americans the right to health care" by this report...... it's really his plan,, that will deny 30+million Americans health ins.

How can (R) members in Congress deal with an administration to fix something when they are so deceitful and misleading to the American public..?

2013 - 55,000,000
2014 - 44,000,000
2015 - 37,000,000
2016 - 31,000,000
2017 - 30,000,000
2018 - 30,000,000
2019 - 30,000,000
2020 - 30,000,000
2021 - 31,000,000
2022 - 31,000,000
2023 - 31,000,000

I don't disagree with the concerns about insurance cost. With that being said, think about our system. People also cannot afford preventative care so they go without. Then, when they suffer a heart attack, they receive hospital care that costs 40-80 thousand dollars, and they don't pay that as well. As a result, the costs of health care skyrocket and around and around we go.

Bankruptcy for health costs is less under new laws, but still there, And guess who ultimately pays the price for all of the bankruptcies?

The key is ending the cycle. Its not going to be easy. But the solution cannot be do nothing.

The point is...blah blah blah....Obama's fault...blah blah blah.

Your posts have the exact same redundancy. Keep in mind that in post #1, you call it a government takeover (its isn't), yet fault Obama for the CBO numbers.

With that being said, one of the problems with ObamaCare are the loopholes, failure to account for the income gap between coverage under poverty laws and non-eligibility (for example, if one makes $800 more than poverty level, is it presumed they can afford insurance?

Not to mention the tax opt-out. So, yes it is true. ObamaCare does not cover everyone (so not a government takeover). It has loopholes and significant gaps.

According to the CBO, it would cut the number of uninsured in half, which likely reduces the high costs of unpaid medical services that are increasing the costs.

Addressing some problems but still a lot wrong would be my quick summary.

To be honest, I am fine financially with the current system. However, I don't mind if there is new ideas to help others and I wasn't even talking about those don't have health insurance.

I have said it before that I have a friend whom is a recovering cancer patient. Her premium went from a litter over $200/month to over $800/month with the same company within 5 years. I can hardly imagine she's alone in that category. It's about time someone stand up to the industry. No, it's not just the Republicans' fault.

According to you, anything the other side is doing needs to die. Oh, you ONLY want to stick to the word, "alternative". I am looking forward to their long overdue plan.