Experience. You are speaking from your experience; I respect that.
I can speak from experience too. I can tell you that when a guy gets so far down, it is a coinflip whether or not they decide to press on.
Often times the decision to tap out on life is an impulsive one.....much like placing a "bomb play"...an impulsive search for instant gratification, and an impulsive search for relief. No substantial thought actually goes into the final decision. Hitting "rock bottom" turns up the heat and increases the need for relief. Relief from the shame and feeling of failure associated with losing staggering sums of money.
I say screw hitting rock bottom!!...when you bottom, it is too late. Only the success stories are alive to speak about the "bottom" being a place where they could finally find solid ground. The rest are gone.
Hitting "rock bottom" and recovering successfully is a negative expectation bet; all of the survivors have hit rock bottom and recovered with a tale to tell, while the ones the wolves pulled down don't have a story to tell at all.
I don't know what to make of someone encouraging someone else to hit rock bottom so that he can formerly begin the healing process....let alone giving him advice on how to successfully raid his 401k.







