Indiana QB Apologizes for 'Cooking' Spread Bets With Game-Ending Safety

The play impacted those who bet on the second-half spread of Indiana -5.5. It also cost bettors who bought down or found the full-game line at seven or 6.5 points. 

Grant Mitchell - News Editor
Grant Mitchell • News Editor
Sep 29, 2025 • 09:29 ET • 4 min read
Photo By - Imagn Images. Indiana Hoosiers quarterback Fernando Mendoza (15) is sacked by Iowa Hawkeyes defensive lineman Aaron Graves (95) during the first quarter at Kinnick Stadium. Jeffrey Becker-Imagn Images

Indiana quarterback Fernando Mendoza delivered an apologetic message to sports bettors following his Hoosiers’ 20-15 win against the Iowa Hawkeyes.

Mendoza said he was sorry for blowing Indiana’s chance at covering the spread as he ran into his own end zone for a safety during the final seconds of Saturday’s contest.

Key Takeaways

  • Mendoza’s safety helped kill the clock to guarantee a win over Iowa.

  • The spread opened at IU -7.5 and closed at -8.5.

  • The second-half spread for the contest was Indiana -5.5.

Sportsbooks had Indiana favored by about 7.5 points ahead of their Big Ten clash with Iowa.

The Hoosiers found themselves up 20-13 late in the fourth quarter after they’d just gone 76 yards in five plays on the prior possession. With 0:03 remaining on fourth down, Indiana snapped the ball to Mendoza, who wheeled and sprinted 40 yards into his own end zone before sliding down for a safety.

The savvy play call by IU coach Curt Cignetti allowed the Hoosiers to kill the clock without letting Iowa touch the ball and get one final chance to tie or win the game. However, it also meant that the Hoosiers only won by five points and that Iowa covered the spread.

While the play didn’t make a difference on the 7.5-point, the second-half spread was Indiana -5.5. It also cost bettors who bought down or found the line at seven or 6.5 points. 

“I know I shouldn't be saying this, but I know I probably cooked people's spreads, and I really apologize for that, however, in that moment my goal is to win the game,” Mendoza said during his post-game press conference. “For us, we're always looking for the Indiana moneyline, which is a win.”

Public reaction

The NCAA has a strict policy with student-athletes, coaches, and team personnel that firmly forbids them from participating in sports betting of any kind.

Despite the industry’s rapid growth, the NCAA’s stance on gambling has made it taboo for participating members of its competitions. Comments directly addressing gambling odds – like the one shared by Mendoza – are rarely made due to the cloud of controversy they can invite. 

BetMGM sportsbook reported that Indiana received the fifth-most spread bets of all college football teams in action over the weekend. Also, 72% of tickets and 85% of the handle for the game were on Indiana to cover.

However, those bets ranged from -7.5 at opening to -8.5 at closing and were unaffected by the final play. 

Mendoza slips in Heisman race

Saturday’s events weren’t just important for one-off Indiana bettors. Those with a vested interest in the team and their star quarterback were dealt a blow as Mendoza fell in Heisman Trophy odds.

Mendoza, who went 13-23 for 233 yards, two touchdowns and an interception, slid to fourth in the odds race. He was the Heisman favorite entering play on the weekend.

Oregon’s Dante Moore is the new Heisman favorite, followed by Ohio State’s Jeremiah Smith Jr. and Miami’s Carson Beck. Ole Miss QB Trinidad Chambliss is also quickly making up ground.

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Grant Mitchell - News Editor
News Editor

Grant jumped into the sports betting industry as soon as he graduated from Virginia Tech in 2021. His fingerprints can be found all over the sports betting ecosystem, including his constant delivery of breaking industry news. He also specializes in finding the best bets for a variety of sports thanks to his analytical approach to sports and sports betting.

Before joining Covers, Grant worked for a variety of reputable publications, led by Forbes.

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