It is what it is. He can think of you protecting ppl through insurance policies eveytime he gets his pension check. I keep calling him old but he could be retired at a very old 45 years of age.
listen here shit for brains. I've never once said get rid of police and fire. Shame how our education system failed you. You don't have the inteligence to anything other than a firefighter.
I never once said get rid of them. I said that we should reighn in the pensions so that cities don't go bankrupt trying to pay for them.
What do you mean by "reighn in the pensions"? Do you mean take away what was already contracted or offer new hires less?
listen here shit for brains. I've never once said get rid of police and fire. Shame how our education system failed you. You don't have the inteligence to anything other than a firefighter.
I never once said get rid of them. I said that we should reighn in the pensions so that cities don't go bankrupt trying to pay for them.
What do you mean by "reighn in the pensions"? Do you mean take away what was already contracted or offer new hires less?
What do you mean by "reighn in the pensions"? Do you mean take away what was already contracted or offer new hires less?
If the cities file for bankruptcy the contracts will just be negotiated anyway.
Most likely any contracts were signed before the economy went to shit.
How many contracts have homeowners broken since the start of the recession?
Those retirees have SS and pensions. They can negotiate a more reasonable deal without bankruptcy or they can go with bankruptcy. Whats the difference.
What do you mean by "reighn in the pensions"? Do you mean take away what was already contracted or offer new hires less?
If the cities file for bankruptcy the contracts will just be negotiated anyway.
Most likely any contracts were signed before the economy went to shit.
How many contracts have homeowners broken since the start of the recession?
Those retirees have SS and pensions. They can negotiate a more reasonable deal without bankruptcy or they can go with bankruptcy. Whats the difference.
This thread started off with the AFL's player union asking for a fucking 300% increase in base pay.
Holy friggen hell. Why could they not have asked for a more reasonable increase for a league that only runs for a few months?
This is not the only story about a unions overstepping there bounds.
This thread started off with the AFL's player union asking for a fucking 300% increase in base pay.
Holy friggen hell. Why could they not have asked for a more reasonable increase for a league that only runs for a few months?
This is not the only story about a unions overstepping there bounds.
I know what the thread started out as and the impression you give is everything is the unions fault not just that union. I agree that 300% is excessive. Have you ever negotiated? Do you think that the first number thrown on the table is what you're going to get? Don't you think they know this also?
As far as what this thread evolved into, public service unions mostly the unsustainable pensions part.I truely believe that you and others feel that union workers should take the loss on what they contracted for. Do you feel that it is right that they should give back things that they contracted for? If yes have you contacted any of the insurance companies that you deal with and asked them to give back or take a cut in the premiums ? If you sell on commission have you offered to give back any commissions you recieved form sales to govt to help them out? I mean since pensions affect govt cost don't insurance costs also affect govt costs? Same goes for manufactured items that are sold to govt agencies. Since times are tuff shouldn't manufacturers refund and take cuts on these goods?
I know what the thread started out as and the impression you give is everything is the unions fault not just that union. I agree that 300% is excessive. Have you ever negotiated? Do you think that the first number thrown on the table is what you're going to get? Don't you think they know this also?
As far as what this thread evolved into, public service unions mostly the unsustainable pensions part.I truely believe that you and others feel that union workers should take the loss on what they contracted for. Do you feel that it is right that they should give back things that they contracted for? If yes have you contacted any of the insurance companies that you deal with and asked them to give back or take a cut in the premiums ? If you sell on commission have you offered to give back any commissions you recieved form sales to govt to help them out? I mean since pensions affect govt cost don't insurance costs also affect govt costs? Same goes for manufactured items that are sold to govt agencies. Since times are tuff shouldn't manufacturers refund and take cuts on these goods?
CD. you have to be one of the dumbest people on this planet.
I never EVER said get rid of the police and fire. For the amount they get paid in salary and bennies you could hire an additional 1 or two guys to police the streets.
Chief of police in Stockton CA. Now one of the most dangerous cities in the nation makes $180,000/year. That is over 14k per month. The taxpayers pay his salary. You could hire 4 officers for that kind of jingle and they'd have a good life.
No you don't want these guys to give up a dime of their salary. Even though we can't afford it anymore.
How many times does it need to be said?
WE CAN'T AFFORD IT ANYMORE!
CD. you have to be one of the dumbest people on this planet.
I never EVER said get rid of the police and fire. For the amount they get paid in salary and bennies you could hire an additional 1 or two guys to police the streets.
Chief of police in Stockton CA. Now one of the most dangerous cities in the nation makes $180,000/year. That is over 14k per month. The taxpayers pay his salary. You could hire 4 officers for that kind of jingle and they'd have a good life.
No you don't want these guys to give up a dime of their salary. Even though we can't afford it anymore.
How many times does it need to be said?
WE CAN'T AFFORD IT ANYMORE!
listen here shit for brains. I've never once said get rid of police and fire. Shame how our education system failed you. You don't have the inteligence to anything other than a firefighter.
I never once said get rid of them. I said that we should reighn in the pensions so that cities don't go bankrupt trying to pay for them.
listen here shit for brains. I've never once said get rid of police and fire. Shame how our education system failed you. You don't have the inteligence to anything other than a firefighter.
I never once said get rid of them. I said that we should reighn in the pensions so that cities don't go bankrupt trying to pay for them.
I know what the thread started out as and the impression you give is everything is the unions fault not just that union. I agree that 300% is excessive. Have you ever negotiated? Do you think that the first number thrown on the table is what you're going to get? Don't you think they know this also?
As far as what this thread evolved into, public service unions mostly the unsustainable pensions part.I truely believe that you and others feel that union workers should take the loss on what they contracted for. Do you feel that it is right that they should give back things that they contracted for? If yes have you contacted any of the insurance companies that you deal with and asked them to give back or take a cut in the premiums ? If you sell on commission have you offered to give back any commissions you recieved form sales to govt to help them out? I mean since pensions affect govt cost don't insurance costs also affect govt costs? Same goes for manufactured items that are sold to govt agencies. Since times are tuff shouldn't manufacturers refund and take cuts on these goods?
Darkhorse. I respect your desire to debate and desire for genuine back and forth. I wish DL36 and CDnumbers had the same qualities.
Surely there are some insurance companies that charge way too much for their policies. They are the ones that you see advertised on TV constantly. Fortunately, Independant agents like myself are here to offer the same coverages for less.
One of the smaller companies that I represent in one year took in 26 million in premiums but in the same amount of time paid out 19 million. Thats not a heck of a lot of profit when you then consider overhead and expendatures. Its in all of our best interests to make sure insurance companies don't become insolvent. One of the most common claims a homeowners policy pays is water damage..usually from the water line that goes to the icemaker in the freezer. Those claims are generally 3-10,000 to repair. Homeowner policies in my area run from 300 to 700 if earthquake is covered. Thats not in anyway expensive in my oppinion. CD just likes to use that as a talking point but he really knows very little about insurance premiums.
CD isn't exactly biased either because he is receiving the very pensions we speak of.
I should give credit to moneysrh too because he has made an effort to keep things civil.
Insurance companies and manufacturers alike are subject to the free market. I have a few people I've met who work for a dog food company and their owner takes them to Hawaii every year...the whole company. He doesn't have to do that.
Insurance companies and manufacturers aren't financed through property taxes or any other taxes. At some point over taxation becomes theft. It should cost the taxpayers over x amount of money to get what the taxes are supposed to pay for. As a matter of fact...if the homeowner isn't creating a burden on the city they should get a rebate. Most people never see a policeman or fireman in their lifetime because they raise their kids properly and are careful and not letting their house catch on fire.
I know what the thread started out as and the impression you give is everything is the unions fault not just that union. I agree that 300% is excessive. Have you ever negotiated? Do you think that the first number thrown on the table is what you're going to get? Don't you think they know this also?
As far as what this thread evolved into, public service unions mostly the unsustainable pensions part.I truely believe that you and others feel that union workers should take the loss on what they contracted for. Do you feel that it is right that they should give back things that they contracted for? If yes have you contacted any of the insurance companies that you deal with and asked them to give back or take a cut in the premiums ? If you sell on commission have you offered to give back any commissions you recieved form sales to govt to help them out? I mean since pensions affect govt cost don't insurance costs also affect govt costs? Same goes for manufactured items that are sold to govt agencies. Since times are tuff shouldn't manufacturers refund and take cuts on these goods?
Darkhorse. I respect your desire to debate and desire for genuine back and forth. I wish DL36 and CDnumbers had the same qualities.
Surely there are some insurance companies that charge way too much for their policies. They are the ones that you see advertised on TV constantly. Fortunately, Independant agents like myself are here to offer the same coverages for less.
One of the smaller companies that I represent in one year took in 26 million in premiums but in the same amount of time paid out 19 million. Thats not a heck of a lot of profit when you then consider overhead and expendatures. Its in all of our best interests to make sure insurance companies don't become insolvent. One of the most common claims a homeowners policy pays is water damage..usually from the water line that goes to the icemaker in the freezer. Those claims are generally 3-10,000 to repair. Homeowner policies in my area run from 300 to 700 if earthquake is covered. Thats not in anyway expensive in my oppinion. CD just likes to use that as a talking point but he really knows very little about insurance premiums.
CD isn't exactly biased either because he is receiving the very pensions we speak of.
I should give credit to moneysrh too because he has made an effort to keep things civil.
Insurance companies and manufacturers alike are subject to the free market. I have a few people I've met who work for a dog food company and their owner takes them to Hawaii every year...the whole company. He doesn't have to do that.
Insurance companies and manufacturers aren't financed through property taxes or any other taxes. At some point over taxation becomes theft. It should cost the taxpayers over x amount of money to get what the taxes are supposed to pay for. As a matter of fact...if the homeowner isn't creating a burden on the city they should get a rebate. Most people never see a policeman or fireman in their lifetime because they raise their kids properly and are careful and not letting their house catch on fire.
You know why he makes 180,000 a year? I'll give you a hint... maybe it's because he is the police chief of one of the most dangerous cities in the nation!
It has become one of the most dangerous cities in the nation Probably because it had to layoff soo many cops.
You are still trying to justify paying football players, who have families, mortgages, bills to pay, to except 400 bucks a game and work a separate job. Players were paid six figures a year and then were offered 8,000 a year and you think the players and unions are at fault. Everyone involved in the arena league even says the sport is not marketed correctly and is not even being sold to the public properly. Unions were created to stop the free market from enforcing totalitarian rule.
I bet when the AFL and NFL first started up they weren't able to pay the players that much to start either. They should be all about building the league and then get more when the league is firmly entrenched and viable. It doesn't matter who screwed up in the marketing...it matters that the league is struggling and thats the only thing that matters. Why do you let your dreams get in the way of reality?
I agree with you on the list of waseful expendatures but that is off topic and therefore not welcome discussion.
Unions are a huge problem and I'm afraid its gonna be too late by the time you wake up and realize that I am right about it.
You know why he makes 180,000 a year? I'll give you a hint... maybe it's because he is the police chief of one of the most dangerous cities in the nation!
It has become one of the most dangerous cities in the nation Probably because it had to layoff soo many cops.
You are still trying to justify paying football players, who have families, mortgages, bills to pay, to except 400 bucks a game and work a separate job. Players were paid six figures a year and then were offered 8,000 a year and you think the players and unions are at fault. Everyone involved in the arena league even says the sport is not marketed correctly and is not even being sold to the public properly. Unions were created to stop the free market from enforcing totalitarian rule.
I bet when the AFL and NFL first started up they weren't able to pay the players that much to start either. They should be all about building the league and then get more when the league is firmly entrenched and viable. It doesn't matter who screwed up in the marketing...it matters that the league is struggling and thats the only thing that matters. Why do you let your dreams get in the way of reality?
I agree with you on the list of waseful expendatures but that is off topic and therefore not welcome discussion.
Unions are a huge problem and I'm afraid its gonna be too late by the time you wake up and realize that I am right about it.
You are another megalomaniac who listens to one side of an argument and basis your belief on that side of the argument without gathering all of the evidence first. Another way I could interpret it is that you are in such an ignorant state of mind that it does not matter what the other side presents. You will continue to be a megalomaniac that sides with the fat cats regardless of the evidence presented. I am “passionately angry” at American taxes funding those things I posted and could careless about unions.
There have been discussions in many of our cities trying to negotiate with public unions in the past and as we speak. Stockton California is actively trying to get the unions to work with them on a settlement. You can bury your head in the sand if you want and think what you want about me, I don't care. BUT I am right
Do I need to make a list of cities that think their public union is a problem? Would it make a difference in what you choose to believe?
NJ teachers union spent 4 million in atack ads recently on fighting governer Christies campain. How far would that money have gone in hiring teachers? Its for the kids right?
You are another megalomaniac who listens to one side of an argument and basis your belief on that side of the argument without gathering all of the evidence first. Another way I could interpret it is that you are in such an ignorant state of mind that it does not matter what the other side presents. You will continue to be a megalomaniac that sides with the fat cats regardless of the evidence presented. I am “passionately angry” at American taxes funding those things I posted and could careless about unions.
There have been discussions in many of our cities trying to negotiate with public unions in the past and as we speak. Stockton California is actively trying to get the unions to work with them on a settlement. You can bury your head in the sand if you want and think what you want about me, I don't care. BUT I am right
Do I need to make a list of cities that think their public union is a problem? Would it make a difference in what you choose to believe?
NJ teachers union spent 4 million in atack ads recently on fighting governer Christies campain. How far would that money have gone in hiring teachers? Its for the kids right?
Darkhorse. I respect your desire to debate and desire for genuine back and forth. I wish DL36 and CDnumbers had the same qualities.
Surely there are some insurance companies that charge way too much for their policies. They are the ones that you see advertised on TV constantly. Fortunately, Independant agents like myself are here to offer the same coverages for less.
One of the smaller companies that I represent in one year took in 26 million in premiums but in the same amount of time paid out 19 million. Thats not a heck of a lot of profit when you then consider overhead and expendatures. Its in all of our best interests to make sure insurance companies don't become insolvent. One of the most common claims a homeowners policy pays is water damage..usually from the water line that goes to the icemaker in the freezer. Those claims are generally 3-10,000 to repair. Homeowner policies in my area run from 300 to 700 if earthquake is covered. Thats not in anyway expensive in my oppinion. CD just likes to use that as a talking point but he really knows very little about insurance premiums.
CD isn't exactly biased either because he is receiving the very pensions we speak of.
I should give credit to moneysrh too because he has made an effort to keep things civil.
Insurance companies and manufacturers alike are subject to the free market. I have a few people I've met who work for a dog food company and their owner takes them to Hawaii every year...the whole company. He doesn't have to do that.
Insurance companies and manufacturers aren't financed through property taxes or any other taxes. At some point over taxation becomes theft. It should cost the taxpayers over x amount of money to get what the taxes are supposed to pay for. As a matter of fact...if the homeowner isn't creating a burden on the city they should get a rebate. Most people never see a policeman or fireman in their lifetime because they raise their kids properly and are careful and not letting their house catch on fire.
Darkhorse. I respect your desire to debate and desire for genuine back and forth. I wish DL36 and CDnumbers had the same qualities.
Surely there are some insurance companies that charge way too much for their policies. They are the ones that you see advertised on TV constantly. Fortunately, Independant agents like myself are here to offer the same coverages for less.
One of the smaller companies that I represent in one year took in 26 million in premiums but in the same amount of time paid out 19 million. Thats not a heck of a lot of profit when you then consider overhead and expendatures. Its in all of our best interests to make sure insurance companies don't become insolvent. One of the most common claims a homeowners policy pays is water damage..usually from the water line that goes to the icemaker in the freezer. Those claims are generally 3-10,000 to repair. Homeowner policies in my area run from 300 to 700 if earthquake is covered. Thats not in anyway expensive in my oppinion. CD just likes to use that as a talking point but he really knows very little about insurance premiums.
CD isn't exactly biased either because he is receiving the very pensions we speak of.
I should give credit to moneysrh too because he has made an effort to keep things civil.
Insurance companies and manufacturers alike are subject to the free market. I have a few people I've met who work for a dog food company and their owner takes them to Hawaii every year...the whole company. He doesn't have to do that.
Insurance companies and manufacturers aren't financed through property taxes or any other taxes. At some point over taxation becomes theft. It should cost the taxpayers over x amount of money to get what the taxes are supposed to pay for. As a matter of fact...if the homeowner isn't creating a burden on the city they should get a rebate. Most people never see a policeman or fireman in their lifetime because they raise their kids properly and are careful and not letting their house catch on fire.
You are another megalomaniac who listens to one side of an argument and basis your belief on that side of the argument without gathering all of the evidence first. Another way I could interpret it is that you are in such an ignorant state of mind that it does not matter what the other side presents. You will continue to be a megalomaniac that sides with the fat cats regardless of the evidence presented. I am “passionately angry” at American taxes funding those things I posted and could careless about unions.
There have been discussions in many of our cities trying to negotiate with public unions in the past and as we speak. Stockton California is actively trying to get the unions to work with them on a settlement. You can bury your head in the sand if you want and think what you want about me, I don't care. BUT I am right
Do I need to make a list of cities that think their public union is a problem? Would it make a difference in what you choose to believe?
NJ teachers union spent 4 million in atack ads recently on fighting governer Christies campain. How far would that money have gone in hiring teachers? Its for the kids right?
You are another megalomaniac who listens to one side of an argument and basis your belief on that side of the argument without gathering all of the evidence first. Another way I could interpret it is that you are in such an ignorant state of mind that it does not matter what the other side presents. You will continue to be a megalomaniac that sides with the fat cats regardless of the evidence presented. I am “passionately angry” at American taxes funding those things I posted and could careless about unions.
There have been discussions in many of our cities trying to negotiate with public unions in the past and as we speak. Stockton California is actively trying to get the unions to work with them on a settlement. You can bury your head in the sand if you want and think what you want about me, I don't care. BUT I am right
Do I need to make a list of cities that think their public union is a problem? Would it make a difference in what you choose to believe?
NJ teachers union spent 4 million in atack ads recently on fighting governer Christies campain. How far would that money have gone in hiring teachers? Its for the kids right?
I know what the thread started out as and the impression you give is everything is the unions fault not just that union. I agree that 300% is excessive. Have you ever negotiated? Do you think that the first number thrown on the table is what you're going to get? Don't you think they know this also?
As far as what this thread evolved into, public service unions mostly the unsustainable pensions part.I truely believe that you and others feel that union workers should take the loss on what they contracted for. Do you feel that it is right that they should give back things that they contracted for? If yes have you contacted any of the insurance companies that you deal with and asked them to give back or take a cut in the premiums ? If you sell on commission have you offered to give back any commissions you recieved form sales to govt to help them out? I mean since pensions affect govt cost don't insurance costs also affect govt costs? Same goes for manufactured items that are sold to govt agencies. Since times are tuff shouldn't manufacturers refund and take cuts on these goods?
I know what the thread started out as and the impression you give is everything is the unions fault not just that union. I agree that 300% is excessive. Have you ever negotiated? Do you think that the first number thrown on the table is what you're going to get? Don't you think they know this also?
As far as what this thread evolved into, public service unions mostly the unsustainable pensions part.I truely believe that you and others feel that union workers should take the loss on what they contracted for. Do you feel that it is right that they should give back things that they contracted for? If yes have you contacted any of the insurance companies that you deal with and asked them to give back or take a cut in the premiums ? If you sell on commission have you offered to give back any commissions you recieved form sales to govt to help them out? I mean since pensions affect govt cost don't insurance costs also affect govt costs? Same goes for manufactured items that are sold to govt agencies. Since times are tuff shouldn't manufacturers refund and take cuts on these goods?
Players were paid six figures a year and then were offered 8,000 a year and you think the players and unions are at fault. That is a drastic cut in pay and you are still trying to justify paying football players, who have families, mortgages, bills to pay, to except 400 bucks a game and work a separate job. I do not think I would risk my health and my family for 400 bucks a game.
The study on concussions has made me see the risk the players are dealing with when they step on the field. One hit to the head or one hit to a part of their body that cripples them and they are done for life with no way to support their families. If the AFL wants a sellable product with talented players then they are going to have to pay the players enough money for them to take the risk for our entertainment.
Moneysrh. Arena league teams are not exempt from work comp claims.
The 8,000 figure is the leauge minimum or base salary. There are players that make more. They can't pay over a certain amount of money until they are entrenched as a league. The league is just a couple of seasons past the year they decided to not play due to financial reasons. Do you remember that? You act like you don't.
THEY TOOK THE YEAR OFF BECAUSE THEY KNEW THE REVENUES WERENT GOING TO BE WORTH THE RISK.
Players were paid six figures a year and then were offered 8,000 a year and you think the players and unions are at fault. That is a drastic cut in pay and you are still trying to justify paying football players, who have families, mortgages, bills to pay, to except 400 bucks a game and work a separate job. I do not think I would risk my health and my family for 400 bucks a game.
The study on concussions has made me see the risk the players are dealing with when they step on the field. One hit to the head or one hit to a part of their body that cripples them and they are done for life with no way to support their families. If the AFL wants a sellable product with talented players then they are going to have to pay the players enough money for them to take the risk for our entertainment.
Moneysrh. Arena league teams are not exempt from work comp claims.
The 8,000 figure is the leauge minimum or base salary. There are players that make more. They can't pay over a certain amount of money until they are entrenched as a league. The league is just a couple of seasons past the year they decided to not play due to financial reasons. Do you remember that? You act like you don't.
THEY TOOK THE YEAR OFF BECAUSE THEY KNEW THE REVENUES WERENT GOING TO BE WORTH THE RISK.
CD you really are the king of all dumb asses. I never said insurance companies are poor. I said they don't profit as much as you think they do. The market is as competitive as its ever been and even the most expensive companies are starting to lower their rates to stay in the game.
Quit talking about bullshit that you know nothing about. If I didn't save people money I wouldnt make any. Quit being a dumb ass.
I know you would love to think that people are stupid enough to come to me and pay more for their insurance than they are already paying. Simply not the case. Maybe you are that stupid.
There is no law that requires you to have insurance. Property or car insurance. Another paumpus lie.
People that own a home will gladly pay a dollar per day to protect their assets. 300 -700 is not expensive when you consider your house will be covered if it burns down.
I know you're too stupid and ignorant to understand that so just let it go. You must be a renter because if you owned a home you would know.
CD you really are the king of all dumb asses. I never said insurance companies are poor. I said they don't profit as much as you think they do. The market is as competitive as its ever been and even the most expensive companies are starting to lower their rates to stay in the game.
Quit talking about bullshit that you know nothing about. If I didn't save people money I wouldnt make any. Quit being a dumb ass.
I know you would love to think that people are stupid enough to come to me and pay more for their insurance than they are already paying. Simply not the case. Maybe you are that stupid.
There is no law that requires you to have insurance. Property or car insurance. Another paumpus lie.
People that own a home will gladly pay a dollar per day to protect their assets. 300 -700 is not expensive when you consider your house will be covered if it burns down.
I know you're too stupid and ignorant to understand that so just let it go. You must be a renter because if you owned a home you would know.
People that own a home will gladly pay a dollar per day to protect their assets. 300 -700 is not expensive when you consider your house will be covered if it burns down.
Burns down ..............
People that own a home will gladly pay a dollar per day to protect their assets. 300 -700 is not expensive when you consider your house will be covered if it burns down.
Burns down ..............
and the bashing continues
I dont know cd, what is it worth to run into a burning building?
I gave you a # what do you want from me, for Christ sake.
Honestly, and no disrespect to anyone in law or fire but the guys I know who went into either just didnt know what else to do with their lives and this was the opporunity that presented itself so they CHOSE it.
and for the record, I have pulled people from auto accidents on 2 seperatec occasions. I was not in the accident, I was driving and came upon them. I didnt think once about my life, I only thought about helping whoever was in the car. I smelled gas - was it gonna explode? I had no clue. I did it because thats who I am.
Again, step off your high horse and just be thankful your alive today. There are other "heroes" who risk their lives, donate organs etc everday
and the bashing continues
I dont know cd, what is it worth to run into a burning building?
I gave you a # what do you want from me, for Christ sake.
Honestly, and no disrespect to anyone in law or fire but the guys I know who went into either just didnt know what else to do with their lives and this was the opporunity that presented itself so they CHOSE it.
and for the record, I have pulled people from auto accidents on 2 seperatec occasions. I was not in the accident, I was driving and came upon them. I didnt think once about my life, I only thought about helping whoever was in the car. I smelled gas - was it gonna explode? I had no clue. I did it because thats who I am.
Again, step off your high horse and just be thankful your alive today. There are other "heroes" who risk their lives, donate organs etc everday
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