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Quote Originally Posted by thorpe:

Unemployment is not Government Assistance.  It is insurance.  While you are working, you pay into the Unemployment fund, and if you lose your job (without being fired) you can collect money from the fund.  Not collecting money from the fund would be like having health insurance, but not using it when you go to the hospital. 

If you have a problem with anyone, it should be with the government for extending the amount of time someone can be on unemployment.


Um what?

Unemployment is an added expense the employer pays, not the employee. However there are 3 states that currently have a small imposed tax that is passed on tot he employee, but it does not cover the full Unemployment. Employers also pay the Federal Unemployment tax and not the employee.

So it is not insurance the employee pays in at all. In fact, this is one aspect that employee's fail to understand that a business is required to pay on your behalf just for employing an employee. Add that on top of the FICA and Medicare that has to be matched. Even though employee's have received a 2% reduction in the FICA withheld, the employer is still having to pay in 6.2%.

In California, just about every employer is maxed at 6.2% for Unemployment due to the Federal Government extending benefits to 2 years. When the Feds did that, our already broke state borrowed some 9 billion dollars from them to pay for the extended benefit. Since the state has not paid it back, which of course how were they when they were already broke, guess who has to pay it back? Yup, the employers. The last week in November last year, the Feds released an additional .3% tax on employers in California that was retoed back the entire year. All because the state can't pay them back. They shit on all the companies that bill clients by payroll. Any Employee Leasing or Staffing companies had no clue of this additioanl tax until 5 weeks before the end of the year. These businesses bill their customers with each payroll period. The word is that it will increse and additional .3% for 2012, but employers will not know until November. So while FUTA was reduced from .8% to .6% in the third quarter of last year, employers in California were hit with an additinal .3% that had to be paid into the Feds. This will now be .6% for 2012. Michigan has been at .9% and Indiana is at .6% with several others at .3%.

When people find a job, they should understand that an employer is not only paying your wage and maybe a portion of your health insrance, but also 6.2% for FICA, 1.45% for Medicare, the employer's Unemployment rate (6.2% for us in California) and .6% for FUTA, plus an additional .6% for 2012. that's 13.6% of your wages on top of what you are being paid. Now the UI and FUTA is on the first $7,000 (in California), but still. This doesn't include your Workers Comp rate.

 Let's use California as an example. Employee earns $7,000, here are the costs to the employer:

FICA (6.2%) - $434

Medicare (1.45%) - $101.50

State Unemployment (6.2%) - $434

Federal Unemployment (.6% + .6%) - $42 + $42 = $84

Total   -   $1053.50

 

So even though the employee only made $7000, the employer paid your net wages plus $1053.50. And this is just for taxes and not Workers Comp or Health Benefits if the employee had them.

Now look at Unemployment. The employer paid in $434 to the employer's trust fund. An employee files for Unemployment in California and they can receive 1/26 of the highest paid quarter of the base period. So say the $7000 was earned in one quarter. 1/26 of $7000 is $269.23. That is the weekly benefit amount the employee will receive on Unemployment. As long as the employee is allegedly looking for work this employee will earn a minimum of $269.23 from anywhere between 12-26 weeks. So minimum 12 x $269.23 = $3230.76 or 26 x $269.23 = $6999.98. Now this is a simplistic calculation, but you get the idea. So if the employer pays in only $434 and the employee can draw the minimum $3230.76 that leaves the employer's trust account in a deficit of $2796.76. this is how the employer's rate is then calculated and there is your 6.2%, which is the highest rate in California.

Four years ago our account had about a half million dollar surplus....at the closing of the fiscal year for the state late last year our account has nearly a half million dollar deficit due to the extension of UI benefits.....and we are not alone   

TheGoodfella
TheGoodfella

Quote Originally Posted by TheGoodfella:

moved for what? im not selling picks lol
No, but your tar looks earily similar to a dope and you want people to look at your twitter....

 

 

FOR WHAT DIPSHIT?????

 

What are you a fucking celebrity!!!!!

ABooksNightmare
ABooksNightmare

Quote Originally Posted by PokinSmot:

listen to AM radio
that's it....

 

According to researchers, 92% of Americans listen to the radio at least 5 minutes a week...it was also said that 27% of Americans listen to internet radio on a daily basis...the average radio listener listens to the radio about an hour and 34 minutes per day...

 

 

Good job PokinSmot.....

 

 

Tip a few and diddle around the hair patch this weekend fellas....

ABooksNightmare
ABooksNightmare

Hint:

 

Sometimes it needs to be turned on and other times it's exactly right were you left it last

ABooksNightmare
ABooksNightmare

Nothing yet....think of an everyday thing that most of us do whithout even thinking about it...

 

 

ABooksNightmare
ABooksNightmare
Quote Originally Posted by jmilrod:

rub their nipples
....in good faith right
ABooksNightmare
ABooksNightmare
Quote Originally Posted by Henry-Lilly:




So close...
no shit....no percentages on the amount of person owning guns was found, but rest assured I looked....
ABooksNightmare
ABooksNightmare

Random Question #2

 

Well over 90% of Americans do this at least 5 minutes a week. What is it?

ABooksNightmare
ABooksNightmare
Quote Originally Posted by jmilrod:

they're women

they don't know how to shoot/can't aim for shit

they don't have any bullets

they also own a bow, crossbow, or flamethrower

they've been shot before

that's it....

 

The last study was conducted in 2005 and stated that about 27% of gun owners in America were women...some other stats are one in five 18- to 29-year-olds (21%) say they own a gun, while 32% of 30- to 49-year-olds and 31% of those aged 50 and older report ownership....roughly one in three Americans who live in the Midwest (34%) and the South (36%) say they personally own a gun. Ownership is lower among those residing in the East (22%) and the West (23%)....forty-one percent of Republicans say they own a gun, compared with 27% of independents and 23% of Democrats....one in three whites (33%) own a gun, while only about one in six nonwhites (18%) do....male gun owners are more likely than female owners to say they use a gun for hunting (63% to 45%, respectively) or for target shooting (68% to 59%), while female owners are slightly more likely than male gun owners to use a gun for protection (74% to 63%, respectively)....

 

Good job jmilrod....

 

Let's do another one

ABooksNightmare
ABooksNightmare

Statistics show that 1 out of 3 Americans own a gun, but 1 out of every 4 owners have this in common. What is it?

 

 

Here is a list of the previous winners (Another list PJ hasn't made):

Henry-Lilly                      22
tideman                          11
Gunners                         10
Slovak                           8
ChOdaZ                           7
ogmike                           7
drJ                              7
PokinSmot                        5
jmilrod                          4
KQC                              4
Frnke4Finger                     4
captjohn67                       4
HutchEmAll                       3
Kurshka & His Wife               3
lbcake                           3
lsufasteddie                     3
Crowkillers                      3
CrimsonRide                      2
kicknA                           2
CountNo_Account                  2
Miss box (standuley)
bill702
coldsnap55
Longhorn007
KOAJ
kaponofor3
USCdiehard71
georugby
mojo822
cacabware
dl36
Getty3

ABooksNightmare
ABooksNightmare

Quote Originally Posted by Henry-Lilly:

toilet paper

water
that's it...

 

According to researchers, Americans use nearly 2 1/2 times as much of toilet paper on an annual basis than any other person in any other country....the average American flushes about 39 pounds a year down the toilet, which is far greater than anyone else...researchers say they expect an increase of 40% in usage in parts of Europe due to the rolling out of a new black toilet paper....apparently this new black toilet paper is very trendy in elaborate places throughout Europe like Milan and Paris....

 

Good job again Henry-Lilly.... 

ABooksNightmare
ABooksNightmare
Quote Originally Posted by Iw1nBets:



Hello Mr I never write or call my friends 
Haven't been on in a while....work has me nutterfusted....
ABooksNightmare
ABooksNightmare

Random Question #3

 

What does the average person in the US use more than 3 times of those in the rest of the world?

ABooksNightmare
ABooksNightmare

Quote Originally Posted by Henry-Lilly:

Daylight savings
that's it....

 

A recent study of high schoolers revealed that daylight savings time might mess with kids college admissions. For decades, scientists have debated whether spring and fall time changes affect everything from seasonal affective disorder to traffic accidents. The idea is that resetting clocks by "springing forward" and "falling back" can upset sleep patterns and with them the ability to concentrate.

Now, it appears that these time changes might just muck up performance on the SAT, the U.S. college admissions exam, which is administered five times a year, including two dates that fall after daylight savings transitions. Using data from Indiana, where until recently individual counties could opt in or out of daylight savings, researchers found that scores in counties that changed their clocks were consistently 16.34 points—or 2%—lower than in counties that did not, according to the Journal of Neuroscience, Psychology, and Economics. It doesn't sound like a lot, but it may be enough to keep a kid out of a reputable college.

 

Good job Henry-Lilly....

 

Let's do one more

ABooksNightmare
ABooksNightmare
Quote Originally Posted by standuley:

 

 

 

 

 I made the board!!!

I will post you on the board as Miss box
ABooksNightmare
ABooksNightmare

Random Question #2

 

It only happens a couple times a year in most places, but it is believed to be responsible for lowering test scores amongst kids. What is it?

ABooksNightmare
ABooksNightmare

Quote Originally Posted by standuley:

cat
that's it....

 

Abe Lincoln was the first President to bring a cat into the White House: When son Tad asked to bring his cat Tabby, Lincoln agreed. Later, on a visit to General Grant's headquarters in the middle of winter, Lincoln found three half-frozen kittens there and took them back to the White House. Rutherford B. Hayes had the first Siamese cat to be brought into the US, which was a gift from the American Consulate in Bangkok. The cat's name was Miss box...

 

Good job standuley....

 

Let's do another one

ABooksNightmare
ABooksNightmare

What was Abe Lincoln the first to have in the White House?

 

 

Here is a list of the previous winners (Another list PJ hasn't made):

Henry-Lilly                      20
tideman                          11
Gunners                         10
Slovak                           8
ChOdaZ                           7
ogmike                           7
drJ                              7
PokinSmot                        5
jmilrod                          4
KQC                              4
Frnke4Finger                     4
captjohn67                       4
HutchEmAll                       3
Kurshka & His Wife               3
lbcake                           3
lsufasteddie                     3
Crowkillers                      3
CrimsonRide                      2
kicknA                           2
CountNo_Account                  2
bill702
coldsnap55
Longhorn007
KOAJ
kaponofor3
USCdiehard71
georugby
mojo822
cacabware
dl36
Getty3

Randisist
Randisist

Quote Originally Posted by Amp:

Fuck pennies

I have ordered this poster board for you

Randisist
Randisist

Quote Originally Posted by Amp:

Fuck pennies

You rang

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