Dont listen to everyone just yet. Ok so first off 9 grand in 4 months? WTF? You couldnt lower your standard of living just allitle? And why only 50 a month? On nine grand that 300 they want will only somewhat make a dent.
Car - 375
Rent 300
Utilities - 50
Insurance 105
Roughly 65 a week in gas
Roughly 125 a month on food
expenses are $1215
weekly check $320.. 1280 a month
Plus i have class 4 nights a week
So back to the 50 a month. You said roommate so thats somewhat a plus. How about finding another person to make things that much cheaper.
2nd. What kind of car you driving? 2002 Lincoln LS 375 a month.
3rd. WTF you do in your spare time? Full time student
Concider a second job? thought about it
4th. Bankrupty will fuck up you. It should be a last resort kind of thing.
5th. So your on Covers. Are you at least winning? a little, up a G.
A year should have given you plenty of time to spot play sure games.
6th. Keep your head up whatever you do. Donald Trump declared bankrupty TWICE. And they way things are looking he just might hit his third.
Honestly bro hate to kick you while your down but seriusly dude? Get your shit together and get a second or even third job. Your not going to be the first person to get a third job and surly you wont be the last. GodBless